Grocery Budgeting Tips: What it Takes to Feed a Family of 4 for $250 a Month (2024)

I recently was asked about my grocery budgeting tips andhow I feed my family of 4 for $250 a month. I knew nothing about the person asking me except she also had a family of 4 and she was regularly spending $1,000 a month and could not figure out how to spend less.

I immediately launched into what I did and started to give her some tips. What I got back was actually a kind of defensive response about how she is “health-conscious” and doesn’t eat bread, milk, cheese, hamburger or hashbrowns. She couldn’t believe the advice I was giving her. It was like I had offended her by offering tips from my own life.

I was kind of taken aback, to be honest.

So now that I have had some time to digest that conversation, I want you to know, it is totally okay if you don’t like what I feed my family. You definitely don’t have to feed your family the same things as me.

BUT, if you want to know how to save money on groceries and feed a family of 4 for $250 a month, you can absolutely do what I do!

Let me tell you some things I do:

  • I feed white bread instead of wheat bread because it is cheaper (yes, like 7 cents cheaper).
  • I don’t drink pop because it’s expensive (not because it isn’t good for you).
  • We cut out cheese occasionally to save money (not because it’s fatty).
  • I refuse to buy bags of lettuce because I can chop my own lettuce, and I can buy 4 heads of lettuce for the price of 1 bag of chopped.
  • I cook with canned chicken way more than I would like to admit.

If none of this sounds appealing, you can take a detour from here to some of our awesome budgeting or debt payoff resources!

How to Pay Off $35,000 of Debt in 6 Months

Still sticking around?? Awesome!

Ready to save money on groceries?

Grocery Budgeting Tip #1: Shop where it’s cheap.

Trader Joes, Whole Paycheck…whoops! I mean Whole Foods, your local small town grocery store….not the place to save money. Unless you feel like bouncing from store to store to use coupons and shop specific deals, stay clear of these places.

I for one do not have time to be shopping around from store to store. I have butts to wipe and crumbs to clean up off my floors……like all the time.

If you want a cheap grocery budget, you need to shop at a cheap store. My best recommendation is to shop at Aldi.

Now, lots of people say, they can’t do all of their shopping at Aldi because they don’t have everything they need for their meals.

Want to know the solution to that? Make your meals fit with what Aldi does have.

If you are trying to save time and money, then you need to make Aldi work for your meals and save time by only shopping at one store. You will thank yourself, I promise.

I used to go to Aldi, then Target, then Walmart….good Lord! Then I came to my senses and started making meals that only used things Aldi could supply. Then I started ordering my toiletry stuff online (and my coffee….I do not like Aldi’s coffee) and having it shipped from Target to my door.

If you really want to tighten up your food budget, you need to be shopping at Aldi (or an Aldi equivalent) and only Aldi. No extra store trips where you will spend more and you will buy more on impulse because you are in the store. None of that.

Grocery Budget Tip #2: Plan to save money.

If you aren’t already meal planning, you are going to be saving so much money once you start!

Before meal planning, I was spending $250/month on groceries and then another $300-$400 just eating out because I felt like we had “nothing to eat.” Isn’t that always the case? We would seriously have a pantry full of food, but no idea what to do with it so we felt like we had nothing.

When you meal plan, your ingredients have a purpose and you know you have what you need on hand to make your meal for the day. No more wasted ingredients and no more impromptu drive-thru adventures.

Okay, meal plan, meal plan, got it. But how do you actually start to meal plan?

When I first started, I just kept it stupid simple. I’m talking about spaghetti, frozen pizza, scrambled eggs, Mac ‘n Cheese, chicken nuggets, frozen dinners.

For the first couple of months of meal planning, I made the meals require like zero effort to accomplish.

Designing the meal plan, making the grocery list and doing the shopping took enough of my energy, I couldn’t imagine doing any serious cooking on top of that.

My first victory was just accomplishing the meal plan for the month, the grocery shopping and telling my husband what was for dinner. For the first couple of months, we would alternate cooking days (or I’ll be honest, he did most of the cooking/putting stuff in the oven) in the beginning.

Simple was our friend. Soup and sandwiches? Absolutely! Frozen chicken pot pie? Sure thing!

Once I actually got comfortable designing a meal plan, then I started to put more effort into the actual meal preparation and cooking. We have since gotten a little bit more adventurous, but nothing too crazy.

Meal planning is actually really easy. Now that I have been doing it, it is super simple.

When you are first getting started, it seems super overwhelming and exhausting. To help with that, you can design your menu by theme nights (ex. Monday = Mexican, Tuesday = Chicken, Wednesday = Italian, etc.).

USE OUR WEEKLY MEAL PLAN BY THEME AND MONTHLY MEAL PLAN CALENDAR TO GET STARTED TODAY. SIGN UP BELOW TO GAIN INSTANT ACCESS!

Grocery Budgeting Tips:  What it Takes to Feed a Family of 4 for $250 a Month (2024)

FAQs

What is a good budget for a family of 4 grocery? ›

Average Costs and Variations

The average cost of food at home for a family of four, according to the United States Department of Agriculture (USDA), ranges from $567 to $1,296 per month, which comes out to approximately $130 to $300 per week.

How to grocery shop for a family of 4 on a budget? ›

Making the Most of Sales and Discounts

Sales and discounts are a great way to save money on your grocery bill. Plan your weekly meals around what's on sale at your local grocery store. Also, consider buying items in bulk when they're on sale, especially non-perishable items that you use regularly.

What is a reasonable monthly grocery budget? ›

Average Cost of Groceries Per Month

The average household grocery cost per month is $475—which totals to $5,703 a year. And that number is likely to increase as overall food prices continue to go up.

What is the average cost to feed a family of 4? ›

On average, a family of four can expect to spend anywhere between $500 to $1,000 per month on groceries, depending on factors such as dietary choices, quality of ingredients, and location.

What is the average monthly budget for a family of 4? ›

According to the most recent data, U.S. households that consist of four people spent an average of $8,640 per month in 2022. In 2021, the average four-person household spent $7749 per month. This works out to average annual expenditures of $101,514 in 2022, up from $92,989 in 2021.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals. Let's take a closer look at each category.

How to decrease grocery bill? ›

Here are 11 tips you can follow to save money on your next grocery run.
  1. Pay with a grocery rewards card. ...
  2. Sign up for the loyalty program. ...
  3. Clip coupons. ...
  4. Join a wholesale club. ...
  5. Go in with a list and stick to it. ...
  6. Buy items on sale. ...
  7. Avoid pre-packaged items. ...
  8. Compare prices between stores.

What is the 6 to 1 grocery method? ›

The 6-to-1 grocery method entails buying six vegetables, five fruits, four proteins, three starches, two sauces or spreads and one treat. Continue to shop carefully while at the store to get the best deals. Flexibility with your purchases will be a key to making this method a success.

How to grocery shop on a very tight budget? ›

Tips for grocery shopping on a budget
  1. Plan your meals and shopping list. ...
  2. Consider purchasing non-perishable items. ...
  3. Strategically purchase perishable items. ...
  4. Consider buying in bulk. ...
  5. Consider generic brands. ...
  6. Use coupons strategically. ...
  7. Don't grocery shop when you're hungry.

How do I make a grocery budget list? ›

Keep grocery store receipts to get a realistic picture of your current spending habits. It might help to break down spending by category (via a spreadsheet or on paper), including beverages, produce, etc. Once you've done this, you can get an idea of where you need to trim down your grocery bill.

How to feed a family cheaply? ›

How to feed your family for less - Experts tips for shopping and cooking on a budget
  1. Don't feel pressured to always buy fresh. ...
  2. Eat seasonally. ...
  3. Substitute pricey lettuce. ...
  4. Meal plan with the catalogue in hand. ...
  5. Top trick to find the lowest priced groceries. ...
  6. Learn how to stretch your food further. ...
  7. Shop the 'dodgy' bin.

What is a realistic grocery budget for a family of three? ›

The average grocery budget for a family of 3 can vary depending on factors like location and dietary preferences. A moderate-cost plan can range from $387 to $1,031 per month, while a thrifty plan can range from $287 to $764 per month.

What is a realistic grocery budget for a couple? ›

Average grocery cost per month for 2 people in a household

Male and female living together: $514.09 to $819.26. Two adult females: $476.92 to $769.86. Two adult males: $551.26 to $868.66.

How do I calculate my grocery budget? ›

If you're wondering how to create a monthly food budget, another tool to use is the 50/30/20 rule. This simple and intuitive grocery budget formula suggests that you spend your net (after-tax) monthly income this way: 50% for living essentials (e.g., groceries, housing, transportation, healthcare, etc.)

How much money do you need for a family of 4? ›

A family of four needs to earn at least $106,903 a year to cover their necessities in most U.S. states, a recent SmartAsset study reveals.

How I feed my large family on a budget? ›

25 Cheap Meals for Large Families
  1. 01 of 26. Hungarian Goulash. View Recipe. ...
  2. 02 of 26. Simple Chicken and Noodles. ...
  3. 03 of 26. Easy Taco Casserole. ...
  4. 04 of 26. Winter Lentil Vegetable Soup. ...
  5. 05 of 26. Salisbury Steak. ...
  6. 06 of 26. Crispy and Tender Baked Chicken Thighs. ...
  7. 07 of 26. Black Beans and Rice. ...
  8. 08 of 26. Six Can Chicken Tortilla Soup.
Feb 22, 2024

How much does a family of four spend on groceries in 2024? ›

As of March 2024, the USDA recommends a family of four on a thrifty budget spend $976.60 monthly and $1,585.20 for a liberal budget. On average, across the four food plans, the monthly budget recommendation has risen 27% since the start of 2020.

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