Where Is Mastercard NOT Accepted? (2024)

FAQs

What places don't accept mastercards? ›

Costco warehouses are notorious for refusing Discover, Mastercard, and American Express, accepting only Visa. Some small businesses don't take Discover, and most merchants outside the U.S. also won't accept them.

Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.

Some common reasons that your credit card might get declined include having the card's credit limit maxed out, accidentally triggering the card's fraud protections and even entering incorrect payment information on a website.

Near universal acceptance worldwide

Both Visa and Mastercard credit cards are accepted almost anywhere, as the world's most extensive global card networks.

Walmart accepts most major credit cards, including Visa, Mastercard, American Express, and Discover. In addition to accepting external credit cards, Walmart also offers its own store credit card called the Walmart Credit Card.

Visa and Mastercard are the two largest card networks in the world, accepted in more than 200 countries and territories. Mastercard credit cards are more widely accepted internationally, while Visa cards tend to offer more benefits. But for most consumers, there is no practical difference between Visa and Mastercard.

Mastercard is not accepted at certain stores and merchants that only take cash, such as vendors at a local fair. Mastercard is also not accepted at retail chains that have an exclusive agreement with another card network. For example, Costco accepts Mastercard only for online purchases.

Since Costco has an exclusive contract with Visa, shoppers can't use credit cards backed by the other three main networks — American Express, Mastercard and Discover — at Costco warehouses. However, you can pay with Mastercard for purchases made at Costco.com and the Costco app.

Amazon Pay accepts credit and debit cards. Credit cards currently accepted include Visa, Mastercard, Discover, American Express, Diners Club, and JCB. The Amazon.com store card is available for use with selected merchants. In some circ*mstances, you might be limited to using Visa and Mastercard credit cards.

Why might my debit card be denied even if I have money in the account? It indicates an expandable section or menu, or sometimes previous / next navigation options. Your debit card may be denied due to overdrafting, reaching daily purchase limits, or your bank suspecting fraud.

How do I get my card to stop declining? ›

If your transaction is declined, be sure to check the following: You have enough money in your Debit balance to cover the transaction. You have not frozen your One debit card. Your One debit card is activated.

Both Visa and Mastercard credit cards are generally accepted by the same merchants, anywhere you go. Therefore, any real choice between the two networks should only come down to which of their benefits you prefer.

Although Mastercard and Visa cards are accepted almost everywhere in the globe, Visa cards have a few more advantages. Even with a Visa card at the most basic level, you can access advantages like stolen or lost card reporting, urgent card replacement, emergency cash disbursem*nt, roadside dispatch, and zero liability.

Visa and Mastercard are the most widely accepted credit cards, as both types can be used at 100+ million locations in 200+ countries and territories.

Mastercard cards are issued by member banks with the Mastercard logo and are characterized as open loop. This means that the card can be used anywhere that the Mastercard brand is accepted. Across the payments industry, there are four major payment card processors: Mastercard, Visa, American Express, and Discover.

Target stores

Third-party credit cards: Visa®, Mastercard®, Discover®/Novus®, American Express®, credit cards from foreign banks (JCB Japanese Credit Bureau), Diner's Club International, and FSA/HSA cards are redeemable for FSA/HSA eligible items. Debit/ATM and EBT cards: U.S.-issued debit/ATM cards.

Where can I use my Mastercard Prepaid Card? Use your Mastercard Prepaid Card anywhere that Debit Mastercard is accepted, including millions of locations worldwide plus online, and for mail and phone orders. You can also use your card to pay bills online.