The Netspend withdrawal limit is $325 per withdrawal and $940 per day from an ATM. In addition, you can withdraw up to $4,999.99 every 24 hours from a teller at banks and credit unions that display the Visa logo in their window.
Netspend Purchase and Withdrawal Limits
| Type of Transaction | Limit |
| Purchases | $4,999.99 every 24 hours |
| Over-the-Counter Cash Withdrawals (e.g., from a bank teller or retailer) | $4,999.99 every 24 hours |
| ATM Withdrawals | $325 per withdrawal and $940 per day |
Prepaid debit cards can be used in two ways: to make purchases or to withdraw cash from a bank teller, cashier, or ATM. You can spend the full balance of your prepaid card without ever touching cash, but if you do find yourself in need of cash, you can withdraw it from your prepaid card.
How to Withdraw Money From Your Netspend Card
- Visit a bank or credit union. Take your Netspend card to your local bank or credit union, and you should be able to get cash by speaking to a teller. Your Netspend card may charge a 2.75% of the withdrawal amount or $4.00, whichever is greater fee for this service.
- Withdraw money from an ATM. The Netspend card charges a $2.95 fee to withdraw money from an out-of-network ATM, in addition to any fees charged by the ATM’s operator. It may be difficult to withdraw your full Netspend card balance from an ATM, since most ATMs limit cash withdrawals to multiples of $20, $10 or, rarely, $5.
- Get cash back from a retail store. When you make a purchase using your Netspend card and PIN at a retail store, you have the option to get cash back, effectively turning the cashier into a free ATM. The retailer may limit the amount of cash back they will give to customers who make debit purchases. In addition, it may be difficult to withdraw your full balance this way, since cash back is usually only offered in denominations of $20 or $10. There is no fee for this service.
This answer was first published on 11/23/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
