Visa Direct (2024)

FAQs

What is Visa Direct on my bank statement? ›

Visa Direct is a network that facilitates funds transfers by Visa's client financial institutions.

The difference between Visa Checkout and Visa Direct is that Visa Checkout acts like a virtual wallet where Visa Direct does P2P payments and funds disbursem*nts. Below is some more information on what each API does.

All Visa Direct programs require the originator to be a licensed Visa acquirer or be sponsored by a licensed Visa acquirer who is ready and able to sponsor Visa Direct programs.

You can send up to $2,500/day with Visa Direct.

Visa Direct is helping create the infrastructure necessary for a secure, connected global economy. Built with Visa's risk management products, Visa Direct benefits from our relationships with select partners who are innovating at the forefront of identity management, fraud management, and artificial intelligence.

Visa Direct is a global solution for real-time¹ money movement for individuals between accounts linked to eligible card credentials and between friends and family domestically and globally.

Visa Direct service allows you to send and receive money in real time using the Visa platform, anywhere in the world. With this service, you can transfer money simply, quickly, and securely, without the need for a bank account.

Visa Direct is Visa's version of Zelle or Venmo, it's the instant-sending tool created by the credit card giant that gives card-holders the ability to send payments immediately.

A real-time payment solution that enables fast, secure and reliable financial transactions. It allows instant transfer of funds using a mobile phone number or email, and is widely used for P2P, B2C and government disbursem*nts.

Visa Direct Payouts is built to help businesses deliver money to billions of endpoints worldwide through Card, ACH, and faster payment networks¹ via a single integration. Support your clients with a payment solution that can help meet their operational, commercial, and regulatory needs.

What are alternatives to visa Direct? ›

Send money to the bank accounts of relatives and friends using their Visa debit card number.

Visa Direct makes it possible for fast, innovative and secure payments to travel across the world.

The service relies on the Visa Direct network to enable fast payments to debit and prepaid cards and bank accounts in 170 countries, though only cards can be accessed within the United States. Mastercard Inc. offers a similarly designed service called Mastercard Send.

Visa Direct is a type of Original Credit Transaction (OCT) that allows fast and secure payment transfers to your customers using their card details.

Visa Direct Payouts is a service that enables money to be pushed into bank, debit card⁴, or prepaid card⁴ accounts to complete business payouts, P2P transfers, app withdrawals, and more.

Speak to a customer service adviser

If you want to cancel the recurring transaction you must tell us to stop the payment no later than the close of business on the business day before the payment is due to take place.

Visa Direct is Visa's version of Zelle or Venmo, it's the instant-sending tool created by the credit card giant that gives card-holders the ability to send payments immediately.