Visa® Debit Cards: Easy to Use + Fast Access To Your Money | Truist (2024)

Personal debit cards

The Delta SkyMiles® Debit Card is available with Truist One, existing Truist Dimension Checking, existing Signature Advantage, Truist Wealth and Truist Asset Management Account Checking Accounts. The Delta SkyMiles® Business Debit Card is available on Truist Dynamic Business Checking only.

^{Disclosure 1} Delta purchases are eligible purchases where Delta is the merchant of record, such as purchases via delta.com, phone reservations, or ticket counters, for purchases such as ticket, upgrades, miles, seat selection, Delta Sky Club® membership or passes, and pre-purchased meals, and in-flight purchases of food, alcoholic beverages and audio headsets, on Delta-operated flights. Eligible purchases do not include any other in-flight purchases, such as in-flight wireless internet access, associated services, and charitable contributions. Delta Gift Cards and purchases made at deltashop.com and/or the Delta Flight Museum do not qualify. Delta purchases does include Delta Vacations® packages but not other all-inclusive packages. Delta purchases include purchases of qualifying Delta, Delta Connection® carrier and Delta Shuttle® flights taken purchased directly from Delta with a fare that is eligible for SkyMiles mileage credit. Additional miles earned for Delta flight purchases made with the Delta SkyMiles® Debit Card will be based on the total ticket price, including base fare, carrier-imposed surcharges and government-imposed taxes and fees.

^{Disclosure 2}Earning Additional Miles on Direct Delta Purchases with the Delta SkyMiles® Debit Card: The Delta SkyMiles® Debit Card earns 1 additional mile for $2 in Direct Delta Purchases (as defined below). For Truist Wealth, Truist Asset Management Account and existing Signature Advantage Clients, Delta SkyMiles® Debit Card earns 1 additional mile per $1 for Direct Delta Purchases. Full guide to Earning Miles (PDF)

Earning Additional Miles on Direct Delta Purchases with the Delta SkyMiles Business Debit Card: The Business Delta SkyMiles® Debit Card earns 1 additional mile per $2 for Direct Delta Purchases.

^{Disclosure 3}See Delta SkyMiles® Terms and Conditions (PDF) for complete details.

^{Disclosure 4} The Delta SkyMiles® Debit Card annual fee is charged 45 days after the open date of the card. For Truist One, existing Truist Dimension and existing Signature Advantage Checking accounts, the initial annual fee will be based on the sum of highest monthly average ledger balance of your combined eligible Truist consumer deposit balances on that date. Eligible Truist consumer deposit balances includes all checking, savings, Certificate of Deposit, Individual Retirement Account and/or all consumer investments through Truist Investment Services, Inc. titled in the owner or the co-owners name. Thereafter, for Truist One, existing Truist Dimension and existing Signature Advantage Checking, we will use the highest average monthly ledger balance of the 3 most previous months to determine your annual fee. Annual fee tiers are defined as follows: a) highest 3 month average ledger balance of less than $25,000 is charged an annual fee of $95 b) highest 3 month average ledger balance of $25,000 and less than $100,000 is charged an annual fee of $75 and c) highest 3 month average ledger balance of $100,000 or more is charged an annual fee of $25. Annual fee will be calculated at the end of the month prior to the annual fee being charged. For Truist Wealth and Truist Asset Management Checking account clients, the annual fee will be discounted to $0. For Delta SkyMiles® cards opened before July 15, 2015 and not associated with a Truist One, Truist Dimension Checking or Signature Advantage Checking Account, the annual fee is $95. For clients whose relationship segment changes, the annual fee will be adjusted upon the next annual fee billing date.

^{Disclosure 6} Forcomplete details, refer to the Truist Deals Terms and Conditions. There is no monthly fee and no charge for enrolling in Truist Deals. Truist Personal Credit Cards and Personal and Business Debit Cards are eligible for Truist Deals. The Truist Deals Program is separate and independent from any Truist Consumer Credit Card Rewards Program in which you are enrolled related to your Truist Consumer Credit Card Account(s). Any cash back earned through the Truist Deals Program is not eligible for any deposit bonus or other incentives that may be available when you redeem your Truist Consumer Credit Card Rewards. Deals offered through the Truist Deals Program are available apart from any rewards you may earn through any Truist Consumer Credit Card Rewards Program and will not accrue in your Truist Consumer Credit Card Rewards Program account.