Travel Credit Card | Discover it Miles Credit Card (2024)

How does the Discover^® Travel Card work?

EARN 1.5X MILES

Earn Miles on all purchases, redeem Miles for travel purchases or cash

Every dollar you spend on purchases with your travel card earns 1.5x Miles⁹ that never expire¹, withno annual fee.

REDEEM

Redeem your Miles the way you want

Turn Miles into cash, or redeem as a statement credit for your travel purchase like hotels, rideshares, gas stations, restaurants, and more.¹

Discover matches all your Miles your first year

Discover is the only major credit card that gives you an unlimited match of all the Miles you've earned at the end of your first year.²

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FAQs

Discover it^® Miles is accepted at 99% of places that take credit cards nationwide, according to the Feb. 2024 issue of the Nilson Report.³ And best of all, it's a travel rewards card that works just like your favorite credit card. Use it for travel expenses and purchases like getting a rental car, or booking a hotel stay. And just as easily use it for everyday purchases like groceries, gas, and paying bills.

Your interest rate will be determined when you submit your travel card application for a Discover it^® Miles card. The APR you qualify for depends on your credit history and other factors. You can see if you're pre-approved for a personalized offer now or apply for the travel credit card offer on this page. Remember: Discover it^® Miles has no annual fee.

When you think of the best travel credit card for you, you likely want a card with a signup bonus, a card that allows you to have flexibility when you travel, and a card with rewards that you can use for travel expenses—or in other ways, if you want. With Discover it^® Miles, you get all of that. And as soon as you start earning rewards on your card, you can redeem them as a statement credit for a previous travel purchase. Because once you make a travel purchase, you simply redeem your Miles as a statement credit towards that purchase.¹ So book the travel that works for you, and use your Miles to credit yourself back. Eligible purchases include car rentals, hotels, rideshares, gas stations, restaurants and more.¹ You can also use Miles like cash, without losing any value for your rewards. Turn Miles into cash in any amount, any time¹, by depositing into your bank account; or use Miles to pay when you check out at Amazon.com⁴ or when you pay with PayPal.⁵ However you redeem, Miles keep the same value. And Miles never expire.¹

With the Discover it^® Miles Credit Card, when you're ready to redeem your Miles, 100 Miles = $1 to redeem for cash or travel credit. The great thing about the Miles that you earn with the Discover^® travel card is that they can be used to cover all or part of a travel expense. So the amount of credit card Miles that you'll need to redeem to cover your entire airline ticket will depend on the price of the flight that you booked. This goes for other travel purchases, too, including rideshares or rental car bookings. Remember—you can redeem your Miles for a statement credit for all or part of your travel purchase, to help keep your total costs down.

The Discover it^® Miles credit card is accepted at 99% of places that take credit cards nationwide, according to the Feb 2024 issue of the Nilson report.³And best of all, it’s a travel rewards card that works just like your favorite credit card. Use it for travel expenses and purchases like getting a rental car or booking a hotel stay. And just as easily use it for everyday purchases like groceries, gas, and paying bills.

With Discover, you can turn Miles into cash in any amount, any time.¹ And you can also redeem Miles as a statement credit for travel purchases, which include road trip favorites like hotels, rideshares, gas stations, car rentals and more.¹

With the Discover it^® Miles credit card, you’ll earn unlimited 1.5x Miles on every purchase you make, every day. That includes credit card travel purchases like hotels as well as daily purchases like groceries, bills or gas.

Yes. There is no minimum requirement to how many Miles you have to redeem at a time. If you don’t use all of your Miles when you redeem, you’ll just keep adding more Miles to your total with every purchase. Your Miles never expire.¹

You have to decide the best travel card for your needs. Discover it^® Miles gives the perks of a travel card with the flexibility of an everyday rewards card. You'll earn 1.5X Miles on every purchase, so it’s easy to rack up rewards fast to reach travel goals. You can redeem your Miles as a statement credit toward your Discover bill, or for cash in any amount, any time.¹ Card membership includes more benefits, like great service and security benefits with no annual fee.

If you're looking at other travel credit cards, see if the card issuer charges a large annual fee. Perks like lounge access, elite status, a loyalty program, a platinum card or a gold card may not be worth the annual fee. It's hard to know what your credit limit will be before you apply for travel credit cards, but you can check how the reward points work for the card issuer. For example, if there is a bonus point on eligible purchases such as 5x points or 2x points, check what the reward is on everyday purchases. "5x points," "2x points" or "Earn 2x" can sound good unless your typical spending doesn't fit the eligible purchases for that card issuer or their annual fee is too high. Finally see if new card membership comes with security features and service benefits or other helpful perks like the opportunity to do a balance transfer.

With Discover it^® Miles, you’ll earn 1.5X Miles for every dollar you spend on a travel purchase or any other purchase, with no limits on how much you can earn, and no annual fee Miles never expire.¹ After you earn Miles, you can redeem for a statement credit toward the cost of travel purchases or to get cash rewards.¹ Other travel credit cards, such as an airline credit card, will offer different rewards points and your card membership may include an annual fee.

You can use the Discover it^® Miles credit card at 99% of places that take credit cards nationwide, according to the Feb. 2024 issue of the Nilson Report³, including travel insurance companies. The U.S. Trusted Traveler Programs accept Discover^® Credit Cards as a form of payment for TSA PreCheck, Global Entry, and others. And, the Discover it^® Miles card is a rewards credit card that gives you points for travel expenses and every other purchase you make with your card. So it can be your travel credit card and your everyday card. And unlike many travel credit cards, Discover^® charges no annual fee, even after account opening.

Redeem Miles:Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last 180 days.Each Mile is equal to $0.01. Miles cannot be redeemed directly with a specific airline carrier. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Even if a travel purchase on your statement appears to fit in a Travel Purchase category, the merchant may not have a merchant category code (MCC) in a Travel Purchase category. Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not be eligible for credit redemption if the technology does not provide sufficient transaction details or a qualifying MCC. See Terms and Conditions for more information.
Rewards Redemption:Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months. You may be unable to redeem rewards in some limited situations such as when you choose to use an electronic funds transfer to redeem rewards to a new (unverified) deposit account. Any gift card must have a minimum value of at least $5.00 to be redeemed.
Discover Match^®: Only from Discover as of July 2024. We'll match all the Miles rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You've earned Miles rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
Acceptance: According to the Feb 2024 issue of the Nilson Report.
Use Rewards at Amazon.com:For complete details on how to Pay with Rewards at Amazon.com see Amazon.com/DiscoverRewards. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates. To redeem your rewards at checkout, you must select the Discover Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you may use the Discover Card from which the rewards were applied or an Amazon.com Gift Card to pay for the remainder of your purchase. You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Shop with Points in conjunction with the rewards transaction.
Use Rewards with PayPal: For complete details on how to Pay with Rewards with PayPal see PayPal.com/Discover. Pay with Rewardswith PayPal will be available for eligible credit cards on eligible purchases orrewards can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions.
All reward redemptions are subject to Discover’s reward program terms.To redeem your rewards at checkout, you must select the Discover Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you must use the Discover Card from which the rewards were applied to pay for the remainder of your purchase. You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Pay with Rewards in conjunction with the rewards transaction.
PayPal, and the PayPal logo are trademarks of PayPal and its Affiliates.
FICO^® Credit Score Terms: Your FICO^® Credit Score, key factors and other credit information are based on data from TransUnion^® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See Discover.com/FICO about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO^® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
If you prefer not to receive your FICO^® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request.
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Online Privacy Protection:Online Privacy Protection is offered by Discover Bank at no cost and only available in the mobile app. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests. Types of personal information found on these sites will vary.
Each Mile is equal to $0.01. Starting at 1 Mile you can apply Miles as credit to your account to pay for all or part of your statement, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within 180 days. Miles cannot be redeemed directly with a specific airline carrier. See Terms and Conditions for more information.

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