Transfer money in Apple Cash to your bank account or debit card (2024)

You can transfer moneyfrom your AppleCash card instantly orwithin 1 to 3 business days.

How to transfer money to your bank or eligible debit card

When you transfer money from your Apple Cash1 card, you can either use a bank transfer to send funds to your bank account in 1 to 3 days or you can use Instant Transfer2to send funds instantly3 to an eligible Mastercard or Visa debit card.

You can also send money to an individual inMessages or Wallet.

Transfer money in Apple Cash to your bank account or debit card (1)

Transfer instantly to an eligible debit card

First, make sure that your iPhone or iPad hasthe latest version of iOS or iPadOSandadd an eligible debit card4in the Wallet app.

Then, make an Instant Transfer:

  1. Go to your card info:
    • OniPhone: open the Wallet app, tap your AppleCash card, tapthe More buttonTransfer money in Apple Cash to your bank account or debit card (2), then tap Transfer to Bank Transfer money in Apple Cash to your bank account or debit card (3).
    • OniPad: open the Settings app, tap Wallet & Apple Pay, tap your AppleCash card, then tap Transfer to Bank Transfer money in Apple Cash to your bank account or debit card (4).
  2. Enter an amount and tap Next.
  3. Tap Instant Transfer.
  4. If you haven't added an eligible debit card, tap Add Card and follow the instructions on your screento adda Mastercard or Visa debit card.
  5. Tap Transfer. Then tap >toselect the debit card that you want to transfer funds to and select the billing information for your chosen debit card.

Your funds shouldtransfer within 30 minutes.

Transfer money in Apple Cash to your bank account or debit card (5)

Transfer in 1 to 3 business days to a bank account

  1. Go to your card info:
    • OniPhone: Open the Wallet app, tap your AppleCash card, tapthe More buttonTransfer money in Apple Cash to your bank account or debit card (6), then tap Transfer to Bank Transfer money in Apple Cash to your bank account or debit card (7).5
    • OniPad: Open the Settings app, tap Wallet & Apple Pay, tap your AppleCash card, then tap Transfer to BankTransfer money in Apple Cash to your bank account or debit card (8).
  2. Enter an amountand tap Next.
  3. Tap1-3 Business Days. If you don't have a bank account set up, follow the instructions on your screen to add one.
  4. Tap Transfer. Then confirm withFace ID,Touch ID,or passcode.

Your funds should transfer within 1 to 3 business days.

If you're under 18 years old and part of Apple Cash Family

Children less than 13 years old can transfer funds from their Apple Cash account to a bank account.1

Teens at least 13 years old can transfer funds to their bank account or an eligible debit card using Instant Transfer.

Transfer money in Apple Cash to your bank account or debit card (9)

How to update your bank account information

  1. Go to your card info:
    • OniPhone: Open the Wallet app, tap your AppleCash card, tapthe More buttonTransfer money in Apple Cash to your bank account or debit card (10), then tap Card Details Transfer money in Apple Cash to your bank account or debit card (11).
    • OniPad: Open the Settings app, tap Wallet & Apple Pay, then tap your AppleCash card.
  2. Tap Bank Account, then tap the bank account you want to update.
    • To delete your banking information,tap Delete Bank Account Information. Tap again to confirm. After deleting, you can add your bank information again or add different information.
    • To edit your bankinformation, tap next toyour routing number or account number, add your information,then confirm the numbersand tap Next.6

When you update your information on one device,it automatically updates on all of the devices that are signed in with your Apple ID.

Transfer money in Apple Cash to your bank account or debit card (12)

About transfer limits

You can transfer up to $10,000 per transfer and up to $20,000 within a seven-day period from AppleCash to your bank account. You can only transfer your money to a bank account in the United States. There are no fees to transfer your money from AppleCash to your bank account, unless you use an Instant Transfer.

Learn about account limits and person to person payment limits.

Transfer money in Apple Cash to your bank account or debit card (13)

How to find your bank account number or routing number

Your bank account number and routing numbers are easy to find on your checks.If youdon't have a check, you can callyour bank and ask for this information.

Transfer money in Apple Cash to your bank account or debit card (14)

Transfer money in Apple Cash to your bank account or debit card (15)

If you didn't receive your transfer

Check your bank statement to see if the transfer has been processed and deposited into your bank account. Bank transfers aren't deposited on bank holidays or the weekend.See holidays observed by the Federal Reserve on federalreserve.gov.

If you don't receive an Instant Transfer after2 hours, or youdon't receive a1 to 3 business day transferafter3 business days,contact Apple Support.

If you thinkthat you entered the wrong bank account or routing number,contact Apple Support.

Transfer money in Apple Cash to your bank account or debit card (16)

If you can't transfer money

  1. Check foriOS, iPadOS,orwatchOSupdates.
  2. Make sure that yourdevice is eligibleto use with Apple Pay.
  3. Make sure that you have aWi-Fior cellular connection.
  4. If you're transferring money to a debit card, make sure that it's an eligible debit card.

After each step, try to transfer money again:

  1. For 1 to 3 business day transactions,make sure that you added an eligible United States bank account and that you entered the correct account and routing numbers. If you enter the wrong numbers, the transfer might go to the wrong account.
  2. Instant Transfers require you to use the billing address that matches your selected debit card.
  3. Check the limits. The minimum amount that you can transfer to your bank account is $1. If your balance is less than $1, you can transfer your total balance as an exception to the minimum. The maximum amount that you can transfer per transaction is $10,000.
  4. Make sure you aren't using accents when you enter your name.

If you still can't transfer money to your bank, you might need toverify your identity.

Transfer money in Apple Cash to your bank account or debit card (17)

  1. You must be at least 18 years old and a resident of the United States touse Apple Cashservices, unless you're part of Apple Cash Family. These services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
  2. A 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each Instant Transfer.
  3. Account security checks may require additional time to make funds available. Instant Transfers typically post immediately but can take up to 30 minutes.
  4. Only eligible for debit cards issued in the United States. If you aren't sure whether your card is eligible, contact your card issuer.
  5. When you aren't using Instant Transfer, there are no fees to transfer your money from AppleCash to your bank account.
  6. Enter your bank information carefully. If you enter the wrong information, your money might go to the wrong account and may not be able to be recovered.If you need help,contactApple Support.

Published Date:

Transfer money in Apple Cash to your bank account or debit card (2024)

FAQs

Transfer money in Apple Cash to your bank account or debit card? ›

On iPhone: open the Wallet app, tap your Apple Cash card, tap the More button. , then tap Transfer to Bank. . On iPad: open the Settings app, tap Wallet & Apple Pay, tap your Apple Cash card, then tap Transfer to Bank.

Can I transfer Apple cash to my debit card? ›

You can connect an eligible debit card to your Apple Cash account to choose the Instant Transfer option. This allows you to transfer funds from Apple Cash to your debit card usually within 30 minutes, but comes with a fee of 1.5% of the total transaction amount — a minimum of $0.25 and a maximum of $15 per transaction.

Is Apple Pay linked to bank account or debit card? ›

Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support Apple Pay here. If your card does not yet support Apple Pay, contact your bank for more information.

Does Apple Pay cash go to your bank account? ›

The funds go right to their own Apple Cash card in Wallet, ready to spend with Apple Pay. Or they can transfer the money to their bank account to save for the future.

How much does Apple Pay charge to transfer money to bank account? ›

You can transfer up to $10,000 to your debit card or bank account in a single transfer. Within a 7-day period, you can transfer up to $20,000 to your debit card or bank account. For Instant Transfer, a 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each transfer.

How to transfer money from Wallet to bank? ›

Step 1: Open the Paytm app on your mobile device. Step 2: Scroll down to the 'My Paytm' section and click the 'Paytm Wallet' tab. Step 3: Select the 'Transfer to Bank' option on the next page. Step 4: Enter the amount for the money transfer on the new window.

Is it safe to add debit card to Apple cash? ›

When you add a credit, debit, prepaid, or transit card (where available) to Apple Pay, information that you enter on your device is encrypted and sent to Apple servers. If you use the camera to enter the card information, the information is never saved on your device or photo library.

How to put Apple Pay on a debit card? ›

Open the Wallet settings on your device. Select Wallet & Apple Pay under Settings or System Preferences. Tap Add Card. Follow the steps on the screen to scan or manually enter your card information.

Is Apple Cash the same as Apple Pay? ›

Apple Cash is a digital card that you can load with cash for peer-to-peer money transfers and to make merchant purchases using your Apple device. Apple Pay is a secure payment service that lets you make in-store and online purchases using the debit cards and credit cards added to your digital wallet.

How to transfer money from Apple Pay to Cash App instantly? ›

No, you can't directly transfer money from Apple Pay to Cash App. However, there is a two-step workaround. First, you can transfer money from Apple Cash (linked to your Apple Pay) to your bank account. Then, use Cash App's "Add Cash" feature to transfer the money from your bank account to Cash App.

Why can't I transfer Apple cash to the bank? ›

If you still can't transfer money to your bank, you might need to verify your identity. You must be at least 18 years old and a resident of the United States to use Apple Cash services, unless you're part of Apple Cash Family. These services are provided by Green Dot Bank, Member FDIC.

How does sending Apple cash work? ›

Send payments with Apple Cash

Tap the Apple Cash card, then tap Send or Request. Enter a recipient or choose a recent contact. Enter the amount, then choose one of the following: A one-time payment: Tap Send.

What are the pros and cons of Apple Pay? ›

Pros and Cons of using Apple Pay
  • It's quick and easy. You don't have to worry about carrying around physical cards and digging for them out of your wallet.
  • More secure than a physical card. You need to verify your ID before making a purchase. ...
  • Your information stays private.
Mar 28, 2024

How to transfer Apple cash to debit card? ›

>>Transfer instantly to an eligible debit card
  1. On iPhone: open the Wallet app, tap your Apple Cash card, tap the More button , then tap Transfer to Bank .
  2. On iPad: open the Settings app, tap Wallet & Apple Pay, tap your Apple Cash card, then tap Transfer to Bank .
Sep 9, 2023

How do I transfer money from Apple to bank for free? ›

How to transfer Apple Cash to a bank account
  1. Open the Wallet app.
  2. Tap “Apple Cash” to bring up your Apple Cash digital card.
  3. Tap the "More" button (the three dots inside of a circle, typically in the upper right corner of the screen).
  4. Tap "Transfer to Bank." This is typically the second option in the menu.
Nov 14, 2023

What are the benefits of Apple Pay cash? ›

7 Advantages Of Using Apple Pay
  • Payment Made Easy. You can store your debit or credit card in the Apple Wallet for purchases. ...
  • Secured Connection. ...
  • You Can Use It Offline. ...
  • No Additional or Hidden Charges. ...
  • Privacy. ...
  • Availability. ...
  • Apple Watch.

Can you transfer Apple Pay to cash card? ›

No, you can't directly transfer money from Apple Pay to Cash App. However, there is a two-step workaround. First, you can transfer money from Apple Cash (linked to your Apple Pay) to your bank account. Then, use Cash App's "Add Cash" feature to transfer the money from your bank account to Cash App.

Can you transfer Apple cash to ATM? ›

Any money you receive via Apple Cash is stored in a virtual card and can be spent just like your linked cards. However, you can't withdraw money from your Apple Cash account at an ATM. When you use Apple Pay at an ATM, money is drawn from your linked debit card or bank account, such as a checking account.

Can I transfer money from bank account to Apple cash without debit card? ›

Direct deposit is another convenient way to add money to your Apple Cash account without using a debit card.

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