Tiny Frugal Actions to Save Money: Top 5 - Happy Humble Home (2024)

Do you ever get the feeling that everyone else is able to save money but you can’t? Maybe you’re bouncing from one method to another without being able to find something that really sticks. That can be so frustrating. You need to feel successful with saving in order to keep doing it. So, when you’re struggling, it’s best to start small. Here are 5 tiny frugal actions even you can take to save big.

In this post I’m going to share some easy ideas for saving money that anyone can do. Yes, even you!

I suggest you try one frugal action at a time and make it part of your habit and routine. Then, once you have the hang of it, you can add another one in.

Soon, your money saving ball will be rolling, and you’ll be ready to take it up a notch.

Let’s get started.

SAVE YOUR LEFTOVERS

Leftovers are amazing!

They already cooked and delicious – basically a prepared meal, excepted prepared the exact way you want it to be.

You can read my love letter to leftovers here.

Here’s the best thing about leftovers:They save you money!

By eating leftovers and serving them to your family, you’re significantly cutting your food costs.

Consider it.

If you have one night a week in which everyone eats leftovers for dinner, that’s one less dinner you have to buy that week.

And if your family starts to eat leftovers for lunch too, your savings will skyrocket.

Oh, and also that’s food you don’t have to cook!!

A whole night that you don’t have to make dinner. 15 minutes of your evening saved (or of your rushed morning) that you don’t have to make lunches.

What is better than that?

TURN OFF THE LIGHTS

This is such a simple thing. But I know we’re all guilty of leaving on lights we don’t need.

When you leave a room, turn the light off.

If the sun is up and shining, open your blinds and skip turning on the lights altogether.

How does this save you money?

It will reduce your electric bill.

Your electric bill isn’t a set amount, but instead it is based on how much electricity your family uses.

So, by turning off the lights you’ll be using less electricity and saving on your electric bill.

Want to slash your electricity costs even more?

Read this post: 3 Tips to cut your Electric Bill in Half

SHOP AROUND

When you need to buy something, don’t just grab it off the target shelf of order it on Amazon.

Compare prices.

Find out where that item is sold for the cheapest.

Here’s an example of how I do this in my life:

I have several grocery stores in my area and I have lots of options for where I want to shop.

We buy 2 gallons of organic whole milk every week. My toddler drinks a lot of milk!

Since we buy so much milk (it’s actually the only grocery we always need to buy) I started comparing prices of milk.

Here’s what I found:

  • Target – $5.99
  • Stop & Shop – $5.99
  • Whole Foods – $5.99
  • Trader Joe’s – $5.49

Where do you think I buy my milk? Trader Joe’s!

With two gallons each week I’m saving $1 a week, and those savings add up.

Of course, I’m not driving too far out of my way to shop there. You don’t want to use a ton of gas and time to gain 50 cents of savings.

But what if you’re buying a bigger item?

Then, you’ll want to expand your search and really make sure you’re getting the best deal.

I used a note on my phone, but here are some other methods for price tracking. Check them out and decide which method will be best for you.

GET CASH BACK

No, this doesn’t mean using a credit card.

Did you know you can get cash back through Ebates every time you shop online? They literally send you a check in the mail.

It is so easy too!

All you have to do is go to the Ebates website and click through their website to go to whatever website you want to shop at (aka Amazon).

Yes, I think even you can handle that.

This cash back can really add up! My last Big Fat Check (yes, that’s really what they call it) was for over $200!

Try it out now.

And for all the details of exactly how Ebates works and how to get the most cash back read this post.

FREEZE YOUR FOOD

This might be the easiest tip of all. Just put your food in the freezer before it goes bad.

Sometimes you might have to put the food into a freezer bag before you freeze it, but sometimes you can just throw it right in the same container it came in.

If you can’t do that, I don’t know what to tell you.

Freezing your food allows you to cut down on food waste and food costs.

Do you have to clean out your fridge full of unused rotten food before you go grocery shopping? How much could you save if you weren’t throwing away all that food waste each week?

You really could freeze just about everything. Fruits, veggies, milk, cheese, meat.

Here is a guide to freezing food to get you started.

EVEN YOU CAN DO THIS!

These 5 tiny frugal actions are so simple that I know you’ll be able to start doing them today!

Start by saving your leftovers. Make it a habit to turn off your lights. Compare prices as you shop. Get cash back on things you were going to buy anyway. And start putting your food in the freezer instead of throwing it in the garbage.

You can absolutely save money with these tiny frugal actions.

Start today!

Psst… Want to save even more? Hop on my email list here. It’s my favorite place to give you money saving tips and insights that I just don’t share anywhere else. Plus you’ll get lots of free financial tools just for signing up.

Don’t click away so soon! Keep reading and stay awhile! Here are some of my best posts:

7 Frugal Habits that will Save you Thousands

3 Tips to cut your Electric Bill in Half

The Beginner’s Guide to being Frugal

39 Surefire Strategies to cut your Expenses Fast

5 Easy ways Moms can get Free Baby Stuff

Tiny Frugal Actions to Save Money: Top 5 - Happy Humble Home (2024)

FAQs

How to be frugal and save money? ›

Ten Frugal Habits to Save Money
  1. Track Spending.
  2. Automate Your Savings.
  3. Save Loose Change.
  4. Compare Prices & Comparison Shop.
  5. Avoid Spending Triggers.
  6. Shop Second Hand.
  7. Save Windfall Income & Use a Spending Rule of Thumb.
  8. Institute a Waiting Period.

How can I live a happy frugal life? ›

12 Tips for Frugal Living
  1. Choose quality over quantity. ...
  2. Prioritize value over price. ...
  3. Use credit wisely. ...
  4. Declutter regularly. ...
  5. Use a budget to guide your spending. ...
  6. Know the difference between wants and needs. ...
  7. Be a savvy consumer. ...
  8. Prioritize your values.
Oct 17, 2023

How to survive with little money? ›

These seven tips may be able to help.
  1. Understand your current financial habits. Not sure how to start spending less? ...
  2. Create an effective budget and stick to it. ...
  3. Look for ways to reduce spending. ...
  4. Set financial goals for future success. ...
  5. Save for emergencies or major purchases. ...
  6. Pay down debt. ...
  7. Stay aware of lifestyle creep.

How can I save my little money? ›

7 steps to start saving money: A comprehensive guide to saving, budgeting, and investing for a better financial future
  1. Understand your income and expenses. ...
  2. Reduce your expenses. ...
  3. Increase your income. ...
  4. Automate your savings. ...
  5. Manage your debt. ...
  6. Build an emergency fund. ...
  7. Invest in your future.

How to live cheaper? ›

15 Tips for Living Frugally Without Looking Cheap
  1. Eliminate monthly subscriptions.
  2. Shop for new insurance.
  3. Reduce prescription costs.
  4. Buy used items.
  5. Rent, don't own.
  6. Purchase at the right time.
  7. Buy high-quality products.
  8. Enlist your friends.

How can I trick myself into spending less money? ›

'Avoid the 1-click option 100% of the time': 5 ways to trick yourself into saving money
  1. Automate your savings. ...
  2. Think of purchases in hours worked, not dollars spent. ...
  3. Do your spending with cash. ...
  4. Do a spending cleanse. ...
  5. Wait 24 hours before making big purchases.
Apr 20, 2023

What's the best example of frugal living? ›

15 Frugal Living Tips
  • Tip 1: Differentiate between Luxury Spending vs Necessary Expenses. ‍ ...
  • Tip 2: Make Cuts in Your Spending. ...
  • Tip 3: Cap Your Spending. ...
  • Tip 4: Keep Receipts and Track Spending. ...
  • Tip 5: Think Twice Before You Buy. ...
  • Tip 6: Learn How to Bargain. ...
  • Tip 7: Reuse and Recycle. ...
  • Tip 8: Find Thrifted Furniture.
Jul 25, 2024

How to be frugal like a millionaire? ›

8 Frugal Habits That Will Make You a Millionaire
  1. Live Below Your Means.
  2. Never Pay Full Price.
  3. Cut Out Unnecessary Expenses.
  4. Rent or Sell Your Current Possessions.
  5. Leave the Cash and Plastic at Home.
  6. Don't Waste Money on "Get Rich Quick" Schemes.
  7. Go Green.
  8. Get a Side Gig.
Feb 28, 2016

How can I save money if I barely make anything? ›

SHARE:
  1. Focus on small changes in various budget categories.
  2. Automate your savings into a high-yield savings account.
  3. Earn interest on your checking account.
  4. Use those three-payday months to save more.
  5. Keep a budget.
  6. Shop around for insurance rates.
  7. Refinance your mortgage.
  8. Find a way to save on rent.
Oct 19, 2023

How to survive on very low income? ›

How do you survive on a low budget? Many financial experts recommend the 50-20-30 rule for low-income families. Spend 50% of your income on food, medical, and housing needs. Use 20% on saving an emergency fund and paying down outstanding debt.

How to survive the month with no money? ›

Find free activities to do

There are plenty of things you can do without spending a dime. Go for a walk, organise a game night with friends or family or visit a museum on a free day, so you don't have to spend money. The internet is also filled with resources that can help you find free events in your area.

How to have no spend days? ›

Pick a specific day for every week where you don't spend money, or you can choose a different day every week. Consider walking to work or uni one day of the week to save on a bus or taxi fare. Plan your meals around your weekly food shop so that you don't have to buy food or snacks every day.

How to save $1,000 in 1 month? ›

The experts we spoke to recommended taking these steps.
  1. Analyze your finances. If you want to save $1,000 in a month, then you need to earn $1,000 more than what you spend. ...
  2. Plan your meals. ...
  3. Cut subscriptions. ...
  4. Make impulse purchases harder. ...
  5. Sell unneeded items. ...
  6. Find extra work.
Sep 26, 2023

What is the 70 money rule? ›

Living expenses should consume 70% of after-tax income, covering necessities and discretionary spending. Savings and debt repayment are prioritized at 20%, focusing on high-interest debts and building emergency funds.

What is the 30 rule for money? ›

The idea is to divide your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings. Learn more about the 50/30/20 budget rule and if it's right for you.

How do I stop being cheap with money? ›

How can I be frugal without being cheap?
  1. Focus on the big picture. Don't worry about the little things. ...
  2. Don't be afraid to splurge on things you love. It's okay to spend money on something you really want if it's something you really want. ...
  3. Find ways to save money that are fun.
Aug 22, 2023

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