Send Money Online from the US - Western Union (2024)

Send money online quickly and reliably with Western Union®, whether you’re sending money to family around the corner or friends on the other side of the world.

Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

USD

  • ARS – Argentine Peso Send Money Online from the US - Western Union (1)
  • BRL – Brazilian Real Send Money Online from the US - Western Union (2)
  • CNY – Chinese Yuan Renminbi Send Money Online from the US - Western Union (3)
  • COP – Colombian Peso Send Money Online from the US - Western Union (4)
  • DOP – Dominican Peso Send Money Online from the US - Western Union (5)
  • GHS – Ghanaian Cedi Send Money Online from the US - Western Union (6)
  • HNL – Honduran Lempira Send Money Online from the US - Western Union (7)
  • HTG – Haitian Gourde Send Money Online from the US - Western Union (8)
  • IDR – Indonesian Rupiah Send Money Online from the US - Western Union (9)
  • INR – Indian Rupee Send Money Online from the US - Western Union (10)
  • JMD – Jamaican Dollar Send Money Online from the US - Western Union (11)
  • MXN – Mexican Peso Send Money Online from the US - Western Union (12)
  • PEN – Peruvian Nuevo Sol Send Money Online from the US - Western Union (13)
  • PHP – Philippine Peso Send Money Online from the US - Western Union (14)
  • PKR – Pakistan Rupee Send Money Online from the US - Western Union (15)
  • RUB – Russian Rouble Send Money Online from the US - Western Union (16)
  • UAH – Ukraine Hryvnia Send Money Online from the US - Western Union (17)

FX: 1.00 USD =

Fee:

Exchange Rates and Fees shown are estimates, vary by a number of factors including payment and payout methods, and are subject to change. To check current rates and other options, simply click “Send money”.

Send money now

Transfer money in the way that best suits you, whether on WU.com or our app. With our fast sign-up process, it’s never been easier to send money overseas and at home.

Register now to get better exchange rates and $0 fees on your first transfer*.
*FX gains apply. Not available for credit cards.

Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.

Check Rates

Fee: from {{strikedFee}} to {{fee}}

Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.

FX: 1.00 USD = from to

USD

You Save {{feeDifference}} on fee

Receiver gets {{extraMoney}} more

Send money

We encrypt your transfers.

We are committed to keeping your data secure.

Refer a friend!

You’ll both earn a $20 Amazon.com e-gift code*.
Terms and conditions apply.

Get Rewards

Send and transfer money online in 5 simple steps

1

Register and verify your free profile

Start to send money online by logging in or registering for a profile. Simply verify your profile using your US driver’s license, passport or government-issued ID.

Send Money Online from the US - Western Union (18)

Send Money Online from the US - Western Union (19)

2

Select where you want to transfer money to

Enter the destination and the amount you’d like to send. Choose to send money internationally or locally, directly to your recipient’s bank account, a nearby Western Union location or to their mobile wallet.1

3

Enter your recipient’s details

Transfer money directly to a bank account by entering your recipient’s details. To send cash to someone for pickup, we’ll need a name and address.

Send Money Online from the US - Western Union (20)

Send Money Online from the US - Western Union (21)

4

Pay for your online money transfer securely

Send money instantly with a debit card with a debit card or credit card2, or with your bank account.

5

Confirm, send and track your transfer

Your money is on its way! Depending on the method chosen, it can arrive in minutes3 , depending on how you’ve sent it. You’ll always get a confirmation email with a Money Transfer Control Number (MTCN) to help track your money transfers.

Send Money Online from the US - Western Union (22)

  • 1

    Register and verify your free profile

    Start to send money online by logging in or registering for a profile. Simply verify your profile using your US driver’s license, passport or government-issued ID.

    Send Money Online from the US - Western Union (23)

  • Send Money Online from the US - Western Union (24)

    2

    Select where you want to transfer money to

    Enter the destination and the amount you’d like to send. Choose to send money internationally or locally, directly to your recipient’s bank account, a nearby Western Union location or to their mobile wallet.1

  • 3

    Enter your recipient’s details

    Transfer money directly to a bank account by entering your recipient’s details. To send cash to someone for pickup, we’ll need a name and address.

    Send Money Online from the US - Western Union (25)

  • Send Money Online from the US - Western Union (26)

    4

    Pay for your online money transfer securely

    Send money instantly with a debit card with a debit card or credit card2, or with your bank account.

  • 5

    Confirm, send and track your transfer

    Your money is on its way! Depending on the method chosen, it can arrive in minutes3 , depending on how you’ve sent it. You’ll always get a confirmation email with a Money Transfer Control Number (MTCN) to help track your money transfers.

    Send Money Online from the US - Western Union (27)

Send money in a few taps with our app.

Send money for cash pick-up in minutes* or directly to a bank account.

Track your money transfer in real time.

Send again quickly to friends and family.

Scan the QR code to download the WU app.

Send Money Online from the US - Western Union (28)

Send Money Online from the US - Western Union (29)

Send Money Online from the US - Western Union (30)

Send Money Online from the US - Western Union (31)

More ways to transfer money with Western Union®

Send money on the go with our app

Learn how to send money from the gym, grocery store or your workplace by downloading the Western Union® app.

Download our money transfer app

Pay by phone

Transfer money with no fee to bank accounts in certain countries by sending from your own account. You can always find out how much it costs to send money online quickly with our price estimator.

Explore your options

Transfer money in person

Make money transfers from more than 500,000 Western Union agent locations around the world. Send money to a bank account, for cash pickup or to a mobile wallet1.

Search our locations

Flexibility to change how your recipient gets their money

Situations change. That’s why we’re making it easy to switch from cash pickup to sending money directly to your recipient’s bank account. Follow the steps below to update the delivery method, whether you sent money online or from one of our agent locations. Currently, online updates are excluded for select countries6 .

Call 1-800-325-6000 and speak to a money transfer specialist.

Fill in your recipient’s information. You’ll need to provide their address and bank account details7.

Confirm the transfer. A receipt will appear showing if your delivery method has been updated.

Start sending money today

Register now

Quick and easy sign up

It’s simple to register and send money to a bank account using our mobile app, website or in person today.

Track your money transfers

Enter your Money Transfer Control Number (MTCN) into our app or website to track your transfer.

Pay the way you like

Send money from a bank account or use your credit or debit card2.

Convenient locations

Transfer money from a Western Union location to your friend’s bank account.

Register now

Send money online, available for pickup in minutes

Simply transfer money to an agent location and your recipient can collect the cash within minutes3 of it being sent.

Get Started

Send Money Online from the US - Western Union (32)

Relied on by customers around the world

As a company working in cross-border, cross-currency money movement, Western Union aims to grow economies and create a better world. You’re able to send money online, with our app or in person to billions of accounts worldwide.

So, go ahead: send money with us to enjoy ease of use, reliable money transfer services and the many other benefits we have to offer.

Encryption to help protect your transfers

We’re committed to keeping your data secure

The reliable ways to transfer money to bank accounts around the world

Send money to bank accounts around the world the way that works for you: online, with the Western Union® app or in person at an agent location. Choose your country to get started.

IndiaNigeriaPakistan
MexicoCanadaChina
PhilippinesColombiaJamaica

Choose another country

Frequently asked questions

How can I send money internationally?

It’s easy to send money abroad with Western Union®. Just follow these steps:

  1. Start by logging in or registering for a free profile. Then click ‘Send now’ to begin to transfer money.
  2. Choose a country from the list of destinations and how much you want to send.
  3. Click on ‘Bank account’ to enter your loved one’s details for the first time. You can easily select their account information if you’ve sent them money in the past.
  4. Send your money by paying with a credit or debit card2.
  5. You’ll receive a confirmation email containing a Money Transfer Control Number (MTCN). This helps track your payment.

How do I send money to a bank account?

With our money transfer services, it’s quick and easy to send money online to a bank account. You can transfer money directly to a qualifying account using your credit or debit card2, or a bank transfer. Here’s how to send money this way:

  1. Log in orregister fora free profile and click ‘Send now’ to start your online money transfer.
  2. Enter the destination and amount you’d like to send. Typical transaction times vary for each destination, but we’ll show you what they are.
  3. Select ‘Bank account’. Enter your loved one’s account details7 or choose to send money to a past recipient. The recipient information you’ll need varies by location, but the bank name is mandatory in most countries. Learn more about the information needed for each country.
  4. Pay with your credit or debit card2 to send the money.
  5. We’ll send a confirmation email containing a Money Transfer Control Number (MTCN). Share this with your receiver to track the money.

How can I send money online for cash pickup?

This is a fast and convenient option if you need to transfer cash urgently. Send money instantly with a debit card, credit card2 or bank transfer payment. The funds should then be ready for cash pickup in minutes3.

To send money with a credit card or debit card2:

  1. Log in, orregister and verify your free profile. Click ‘Send now’ to start your transfer.
  2. Choose the destination where you’d like to send money and the amount. Select ‘Cash pickup’ and payment by card.
  3. Enter the name and address of the person you want to transfer money
  4. Pay for your online money transfer with your credit or debit card2.
  5. A confirmation email will be sent to you with a Money Transfer Control Number (MTCN). Share this with your receiver for a fast cash pickup.

Follow these steps to send money from a bank account:

  1. Log in orregisterfor a free profile. Click ‘Send now’ to start the online money transfer
  2. Enter your destination and the amount you’d like to send with a bank account. Select ‘Cash pickup’.
  3. Link your checking account to your Western Union® profile (U.S. accounts only).
  4. The final step to send your money is verifying your bank account.
  5. We’ll send a confirmation email with a tracking number for your transaction, called a Money Transfer Control Number (MTCN). Share this with your receiver for a fast cash pickup.

How do I send money online to a mobile wallet1?

You can send money online directly to a loved one’s phone so long as they have a mobile wallet from one of our partners and are in a country where this service is available.

Transfer money to a mobile wallet with these easy steps:

  1. Before you attempt to send money, check the availabledestination countriesand mobile providers.
  2. Log inorregisterfor a free profile. Click ‘Send now’ to start your transfer.
  3. Choose to send money ‘To a mobile wallet’, thenenter the destination and any amount up to $500.
  4. Enter your friend or family member’s name and phone number.
  5. Pay to transfer the money with your checking account, or credit or debit card2. A confirmation text notification will be sent to both you and the receiver when the money is delivered.

How can I send money at a Western Union® location?

Here’s how to send money in person:

  1. Search onlinefor a Western Union location near you.
  2. Take a valid government-issued ID or phone number to the counter, along with your receiver’s bank and account information.
  3. Pay to transfer the money with cash or a US bank-issued debit card.
  4. Look for your Money Transfer Control Number (MTCN) on your Both you and the receiver can track the funds with this number.

Search our locations

How do I send money with the Western Union® app?

Transfer money on the go to a bank account, for cash pickup or to a mobile wallet1 with the help of our app. Just follow these steps to send money instantly:

  1. If you already have the Western Union® app, log in with Touch ID or your credentials.
  2. If you’re a new user, download the app through the Apple App Store or Google Play Store. Then follow the steps toregister a profilewith your email address for free. Use your driver’s license, passport or government-issued ID to verify your profile.
  3. Start to transfer money by entering the destination and amount you’d like to send. Choose the payout method that works best for you and your recipient: send money directly to a bank account, for cash pickup or to a mobile wallet,based on your receiver’s country. Then enter your receiver’s details.
  4. Pay for your online money transfer with a credit or debit card2,or with your bank account.
  5. We’ll provide a Money Transfer Control Number (MTCN) for each transaction, which you can share with your receiver to track the funds. Whenever you send money to a mobile wallet, both you and your receiver will get a text notification once the funds are delivered.

Get the app now

How can I send money to an inmate?

You can easily transfer money online to a loved one serving time at a US correctional facility. Learn how to send money to a commissary account.

*Terms and Conditions apply. Restrictions apply, seeamazon.com/gc-legal

1Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

3 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

4 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

5 As of June 30, 2020.

6 Excludes Aruba, Brazil, China, Cuba, Ethiopia, Haiti, Lesotho, Liberia, Libya, Namibia, South Africa, Swaziland, and Venezuela.

7 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)

$

fee on your first transfer*

Register now and start sending money online right away.

*FX gains apply. Not available for credit cards and transfers to Cuba.

Create your profile

Create Account

Already registered? Log in

Email address verification

Enter your PIN

To protect your profile, we sent a 6-digit PIN to {{emailId}} to verify your email address. This PIN will remain valid for the next 72 hours.

Enter the 6-digit code from the email:

Send Money Online from the US - Western Union (2024)

FAQs

Can I send money online using Western Union? ›

Learn how to send money online

It's easy – you can do it in just a few simple steps. You'll need a Western Union profile and a payment method, and then you'll choose the way you want to send. Make sure you know your receiver's name, country and bank account information if you're sending money directly to their account.

How much does Western Union charge to send $100? ›

Sending a Western Union money transfer costs $5 + 1% for any amount between $0 –$300.99 and $5 + 1.75% for amounts between $301 –$999.99 of the money transfer.

How can I send money electronically? ›

You can send money without a fee by using P2P payment apps such as Cash App, Google Pay, PayPal, Venmo and Zelle. Note that you may have to pay a fee if you fund your transfer with a credit card, and the recipient may have to pay a fee if they choose to receive the money instantly in their bank account or debit card.

How to send money through Western Union without a bank account? ›

How to send money without a bank account
  1. Open our website or download our mobile app and register or log in.
  2. Start the money transfer in the app or on the web.
  3. Pay at a Western Union shop in cash within 24 hours taking into account what you have set up when scheduling the transfer.
Dec 12, 2023

How can I send money to someone immediately? ›

Best Money Transfer Methods
  1. Zelle. Zelle can be used online, through the Zelle mobile app or through participating banks' online banking platforms. ...
  2. PayPal. PayPal lets you send, request or collect money online or with the PayPal app. ...
  3. Venmo. ...
  4. Western Union. ...
  5. Walmart2Walmart.

Can Western Union send money to Cash App? ›

Now, how about the other way round - is it possible to send money from Cash App directly to Western Union? Unfortunately, the answer to this is also no. The two are separate services, both involved in money transfers but in quite different ways. It isn't possible to send money from Cash App to or through Western Union.

How to avoid Western Union fees? ›

You can avoid these fees by using a debit card. * Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates, and taxes may vary by brand, channel, and location based on a number of factors.

What is the cheapest way to send money? ›

  • Your Bank.
  • Zelle.
  • PayPal and Venmo.
  • Western Union or MoneyGram.
  • Physical Cash.
  • Personal Checks.
  • Bank Drafts, Money Orders, and Cashier's Checks.
  • Email Money Transfers.

Is it cheaper to send MoneyGram or Western Union? ›

Overall winner for Western Union vs MoneyGram rates and fees - It's a tie! Western Union and MoneyGram provide similar payouts. Western Union tends to provide cheaper fees while MoneyGram generally provides better exchange rates.

What is the most popular way to send money online? ›

The Best Apps to Transfer Money for 2024
  • Paypal: Best overall.
  • Venmo: Best for sending money.
  • Google Pay: Best for Google suite users.
  • Apple Pay: Best for Apple users.
  • Zelle: Best for sending money directly.
  • Western Union: Best for traditional domestic transfers.
  • Remitly: Best for international transfers.

How can I transfer money online instantly? ›

How do I send money from my Instant Money Wallet? Use any of our banking platforms or visit a participating retailer. Select 'Send money' and enter the amount. You'll be prompted to enter the recipient's cellphone number and the amount you'd like to send, as well as the voucher PIN for collection.

Can someone send money online? ›

A fast and secure way to send money on the go. Download our app for free to send money online in minutes to over 130 other countries. Track your payments and view your transfer history from anywhere.

Can I send money online through Western Union? ›

You can send money online to a Western Union location for a cash pickup, directly into your receiver's bank account, or to your receiver's mobile phone. After you've chosen your destination country, you'll see the types of services available. Learn more about how to send money online. Created with Sketch.

What is the limit for Western Union transfer? ›

Western Union unverified accounts can usually send up to 3,000 USD. If you want to send more you must verify your account with some ID - once verified, the upper limit can be 50,000 USD.

Can someone send me money through Western Union to my bank account? ›

Frequently asked questions about receiving money in the US. Can you receive money online using Western Union? Yes, you can have funds sent directly to your bank account. Your sender just needs to select 'Bank account' when arranging a money transfer.

Why can't I send money to Western Union online? ›

These situations may include, but are not limited to, the below reasons: We are not able to validate that your source of funds supports your money transfer activity. The provided documents do not contain the required information. We couldn't verify the authenticity of the documentation provided.

How to transfer money to someone else's bank account online? ›

Use a money-transfer app

The apps of most major banks, for example, include Zelle®, a fast and safe way to send money to friends and family. If your bank doesn't use Zelle®, there are many other digital payment options available. Keep in mind factors like cost, speed and international capabilities can vary.

How to send money to someone without a bank account? ›

Prepaid debit cards or gift cards are easy ways to send money to someone without a bank account. You can also easily send money online through a virtual wallet or payment app. If you're sending money to someone who is unbanked, pay attention to security and potential limits.

How long does Western Union take to transfer money to a bank account? ›

Money in Minutes service for pick up at an Agent location – generally delivered within minutes*. Next Day service for pick up at an Agent location is generally available the next day*. Direct to Bank deposit typically takes between 2 to 5 business days, but could vary, depending on country.

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