Send Money from India Online | Western Union IN (2024)

FAQs

Can I send money online through Western Union from India? ›

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Send money online and pay for overseas education and international travel from India.

As per government requirement you can receive up to $2,500 USD (or its INR equivalent) per transfer. Maximum cash payout for all Indian nationals is 50,000 INR; Payouts over 50,000 INR will be paid by local crossed cheque only.

Wire transfer or online wire transfer from India to USA is the easiest and best way to transfer money. Though online wire transfers are done by banks, it is cheaper to use online platforms like BookMyForex as Banks in India charge anywhere from Rs. 500 to Rs.

Created with Sketch. How much money can I send to the USA? You can send up to 10,000 USD (equivalent in INR) from India to USA for the purpose of overseas education. For any other purposes, the sending limit is up to 5,000 USD (equivalent in INR).

Assuming you're sending bank-to-bank, Western Union generally charges between $6.47 and $37.60 to send $1,000. However, the costs could still be higher if you choose a different sending or receiving method. How much does Western Union charge to send $5,000?

Western Union is one of the best known money transfer services on the planet and has a relatively high limit of 50,000 USD per day for verified account holders.

Your transfer may have been canceled due to one of the following: We couldn't confirm your identity from the information you provided. You sent money to a business account instead of a personal account. There were insufficient funds in your bank account, debit card, or credit card.

To send more than 3,000 USD from the United States, you will need to verify your identity¹. Once verified, you can send up to 50,000 USD. You can verify your identity online or at an agent location. Please note: The sending limit may vary depending on the destination country and the service you choose.

Non-Resident Indians (NRIs) can repatriate a maximum of $1 million without paying any tax on money transfers from India to the USA. The reason is, as per Section 206C(1G) of the Income Tax Act, there is no applicable TCS when NRIs transfer money from their NRO to their NRE account.

Any gift you receive from abroad will not be subject to income tax, unless it produces income. However, if the gift exceeds $100,000, you'll need to fill out an IRS Form 3520. Gifts from a business or a partnership that exceed $15,797 also require that you file form 3520. There's no tax to pay on this amount.

How much money can you transfer without being reported in the USA? ›

Under the Bank Secrecy Act (BSA) of 1970, financial institutions are required to report certain transactions to the IRS. This includes wire transfers over $10,000, which are subject to reporting under the Currency and Foreign Transactions Reporting Act (31 U.S.C. 5311 et seq.).

Required information varies depending on your location, but the bank name is mandatory in most countries. In the US you need to provide your ABA routing number, account number, address, city, state, zip and phone number.

As a company working in cross-border, cross-currency money movement, Western Union aims to grow economies and create a better world. You're able to send money online, with our app or in person to billions of accounts worldwide.

Online using our website or the Western Union mobile app

To send your first money transfer¹ with Western Union, create a profile on our mobile app or website. Log into your Western Union profile or register if you are a new user. Select Send money. Select the receiver's country and enter the amount and currency.