Our $200 Grocery Budget: How to Start Building a Grocery Stockpile (2024)

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Learn how to stockpile food on a budget! Stockpiling allows us to have a $200/mo. grocery budget and can save you money too! These tips will help you get started with your own stockpile.


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So, you’re convinced that stockpiling saves money, but now you want to know how to get that stockpile started in the first place, especially if your grocery budget is already so tight you can barely eek by. Well this, my friends, is the million dollar question!

I actually started building my grocery stockpile 6 years ago soon after I first discovered the wonderful world of saving money by couponing. Since it’s been so long ago, my memory is a bit faulty as to just how things went when I first got started. (Can I get by with blaming the poor memory on having 4 children in 6 years?) However, I do know that our grocery budget didn’t have much wiggle room in it at the time and I remember that initially, the savings from stockpiling were quite small.

But based on what I remember and what has worked for friends, here’s what I’d recommend doing if you are wanting to start building a grocery stockpile.

How to Stockpile Food on a Budget

Start Slow & Small
The temptation is to dive in head first and start buying lots of stuff to get your stockpile started. But, especially if your budget is tight already, it’s best to start by setting aside just $5 to $10 a week to buy things for your stockpile. Then, be sure to make that $5 to $10 count and use it to buy only things that are reallygood prices that you also are sure you’ll definitely use. If you don’t see anything that fits the bill that week, then just skip it and save the money to buy extra the next week.

Initially, you likely won’t see much savings at all. But the beauty of stockpiling is that as you continue to slowly do it, you’ll start creating more and more wiggle room in your budget and after several months time, the savings start to really show!

Monica, one of my long time readers, started building a stockpile and had this to say:

My first month only saved me around $50 from our usual grocery bill and I was ready to throw in the towel. What I didn’t understand was that the stockpiling method requires time for a savings snowball effect to take place. Here’s why. Stockpiling saves you money because it enables you to buy items at rock bottom prices and stock up on them. As a result, this saves you from having to pay full price for the item the next time you need it. In turn, this gradually saves you money and as you continue to build your stockpile you’ll find that eventually you rarely have to pay full price for anything because you were able to get it when it was on sale and add it to your stockpile. And so while the initial savings is gradual, as you continue to stockpile, the savings grow considerably. And so I kept at it, and my second month the savings increased to $200-250!

Be Prepared to Invest Some Time
If you don’t mind minimal savings, building a grocery stockpile doesn’t have to take a lot of extra time- you can simply just watch for good deals as you do your regular grocery shopping. But, by doing only that, you won’t save nearly as much as you would if you invest a bit of extra time into researching and planning your trips. I’ll cover the specifics in a future post, but here are a few of the basics.

  • Scan the store’s sales flyer before you go and look for any rock bottom sale prices.
  • Visit a deal blog and see if there are any coupons that you can match-up with the things you want to purchase.
    (To find a deal blog that covers the stores you shop at, Google something like the store name and “coupon match ups”. You should be able to find a blog that will show you what is on sale at the store you shop plus also show you what coupons you can use to get an even better deal! This makes deal shopping super easy and less time-consuming.)
  • Consider shopping at more than one store so that you can get the best deals from each one.

In addition, I love using money saving apps save on groceries and household supplies. Many times they even offer savings on any brand of product such as milk, bread, fruit, diapers and more! Here are my favorites:

  • Ibotta
  • Checkout 51
  • Fetch Rewards
    – This one is the absolute easiest to use. You earn simply by scanning your receipt. Plus, if you purchase qualifying items, you’ll earn an additional amount too.

Designate a Spot for Storing Your Stockpile
Obviously, if you are going to have extra groceries in your house, you are going to need somewhere to put them all! Figure out ahead of time where you will put your stockpile. If you live in a small house it might be easy to get discouraged and think you have no extra room, but most of the time, if you get creative you can come up with something. It may mean putting the extra groceries under the bed or clearing some shelves of things you don’t use to make extra space.

I’m blessed with a kitchen that has lots of cupboards, which has helped me out immensely when it comes to extra storage. However, we have very little storage space otherwise so it can still be a challenge. A couple of years ago, my husband got the great idea to build a long narrow shelf above the freezer in our basem*nt to put our stockpile on. It made such a big difference in how well I was able to stay organized with my stockpile! Between the kitchen, the basem*nt shelf and a couple of boxes in our basem*nt to store our diaper stockpile, we’ve finally figured out a system that works well for us most of the time.

Know When to Stop
I love stockpiling and am convinced it’s one of the absolute best and easiest ways to save money on groceries. But I also think it’s important to know when to stop buying stuff and when to say no to a deal.

This is going to look different for everyone because every family’s needs and budgets are different. But here are the things I consider when deciding if I should buy an item for my stockpile:

  • Is it free? If so, then I almost always will buy it because even if I don’t use it, I will most likely be able to donate to someone who can.
  • Do I have money in our budget to buy it?
  • Do I have space to store it?
  • Will I be able to use it before it spoils? I’ve learned to not let expiration dates totally determine how much I purchase because for many foods, you can extend the shelf life of by freezing them.
  • Is it something I regularly use? If it is, then I try to buy enough to last me until I estimate the next sale will be. (Sales typically run on a cycle of anywhere from 4 to 8 weeks.) If it’s an item that I am getting cheap with coupons, then I’ll buy as many as I have coupons for.
  • If it’s not something I regularly use, can I find a use for it anyway? Often I’ll take advantage of an awesome deal on something I might not typically purchase just because it will still save us money in the long run. For instance, several months ago I got about 20 Uncle Ben’s rice in microwaveable pouches for about $0.10 each. I never buy rice that way, but I knew it was cheaper than buying it by the bag. Plus, it was a food that I could easily plan my menu around to feed us inexpensively. So to me it made perfect sense and we just enjoyed lost of rice dishes over the next several weeks!

Do you have a grocery stockpile? What tips do you have for building it?

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Our $200 Grocery Budget: How to Start Building a Grocery Stockpile (2024)

FAQs

How do I start a stockpile of groceries? ›

Here's the basic way stockpiling works:
  1. You determine what items your family regularly uses.
  2. You purchase multiples of said items as they hit rock bottom pricing using your stockpile fund.
  3. Each week you plan your meal plans based on what you have stockpiled.

Is $200 a month enough for groceries for one person? ›

* YES! It is possible to eat healthy for $200 a month. 30 Days on $200 shopping list is intended for one person.

How to stockpile food on a budget? ›

Take the amount of food you'd typically need to purchase to feed your family for a day, multiply by seven, and you've got a one-week supply. Each week (or month if you're low on funds), try to buy one extra week's worth of food. Gradually expand and build up to a one month stock, then a three-month supply, etc.

How to spend $200 a month on food? ›

Here are some tips to make the most of a limited grocery budget:
  1. Meal Planning: Plan your meals for the week ahead of time. ...
  2. Buy in Bulk: Purchase non-perishable items in bulk to take advantage of lower unit prices. ...
  3. Seasonal and Local Produce: Focus on buying fruits and vegetables that are in-season and locally grown.
Dec 18, 2023

What foods are best to stockpile? ›

  • Meats & Beans. Canned meat, chicken, turkey, seafood. and other protein-rich foods, such as. ...
  • Vegetables. Canned vegetables and vegetable juices. ...
  • Fruits. Canned fruits and fruit juices. ...
  • Milk. Canned, boxed or dried milk and shelf- ...
  • Grains. Ready-to-eat cereal, crackers, pretzels, ...
  • Water. Enough for 1 gallon per day.

How do you stock up 3 months of food? ›

The following is an easy approach to long-term food storage:
  1. Buy a supply of the bulk staples listed previously.
  2. Build up your everyday stock of canned goods until you have a two-week to one-month surplus. ...
  3. From a sporting or camping equipment store, buy commercially packaged, freeze-dried or air-dried foods.

What is a realistic grocery budget for one person? ›

The average cost of monthly groceries for one adult on the thrifty plan ranges from $242 to $303. And when it comes to a family of four, the average cost for their monthly grocery bill is about $975. Those averages might seem low to you, spot on or crazy high.

What is the average grocery budget for 2 people? ›

Single-person households, as you might expect, spent the least on food: $5,235 in 2022, according to the Bureau of Labor Statistics. Two-person households spent $9,363, up from $8,242 in 2021. The national average for three-person households was $11,158. Four-person households spent $13.055.

Can I live on 200 a month for groceries? ›

Two meals per person per day, over a 30-day month, is 60 meals per person and 120 meals in total. At $200, that's a total of $1.67 per person per meal. This might seem Spartan, but with a bit of planning and practice, I believe that this is totally doable for most people.

What is the cheapest long-lasting food? ›

10 Cheap (and Healthy) Foods that Last a Long Time
  • Dried Beans and Lentils. Average Price: Under $2 for a 1-pound bag. ...
  • Brown Rice and Other Whole Grains. Average Price: About $2 (depending on where you purchase) for a 1-pound bag. ...
  • Frozen Vegetables. ...
  • Peanut Butter. ...
  • Canned Tuna. ...
  • Eggs. ...
  • Whey Protein. ...
  • Apples.

What is the best survival food with long shelf life? ›

The Best Shelf-Stable Foods for Your Pantry
  • Grains like rice and pasta, which are rich in carbohydrates and provide you with the energy you need in survival situations.
  • Legumes, which are a great source of protein and fiber. ...
  • Canned goods, which have a long shelf life and can provide you with essential nutrients.
Dec 19, 2023

What is a realistic grocery budget for a family of 5? ›

On average, a family of five spends anywhere from $922 to $1,488 a month on groceries, according to USDA monthly food plans. If you're looking to curb your spending, consider meal planning, buying in bulk, and shopping at more affordable grocery stores.

How much should 2 people spend on food a month? ›

According to a recent GOBankingRates article, average grocery costs range from $250 to $550 per person, per month. The USDA published a food plan, updated for 2023, that shares costs for a “nu*tritious, practical, cost-effective diet” for families of any size.

Is 150 a month enough for groceries? ›

It seems like everyone is looking for ways to cut down on their grocery bills. The average American spends around $250-$550 per month on groceries. However, you can reduce this bill significantly. It's possible to slash your grocery bill down to $150 a month per person.

Is stockpiling food worth it? ›

Emergency Preparedness

Whether on a large or small scale, building a stockpile can also cushion the impact of inflation or economic instability. Buying in bulk or large quantities when prices are low can be cost-effective in the long run.

How do I stockpile food for one year? ›

Food Storage for One Year
  1. Grains—400 pounds (181 kg); includes wheat, flour, rice, corn, oatmeal, and pasta.
  2. Legumes—60 pounds (27 kg); includes dry beans, split peas, lentils, etc.
  3. Powdered Milk—16 pounds (7 kg)
  4. Cooking Oil—10 quarts (9 l)
  5. Sugar or Honey—60 pounds (27 kg)
  6. Salt—8 pounds (3.6 kg)

What should I stockpile for doomsday? ›

Basic Disaster Supplies Kit
  • Water (one gallon per person per day for several days, for drinking and sanitation)
  • Food (at least a several-day supply of non-perishable food)
  • Battery-powered or hand crank radio and a NOAA Weather Radio with tone alert.
  • Flashlight.
  • First aid kit.
  • Extra batteries.
  • Whistle (to signal for help)
Aug 4, 2023

How do I stockpile food for 6 months? ›

How to Build a Six-Month Food Supply
  1. Pick Your Food Plan.
  2. Package Your Own Dry Goods.
  3. Build a Dry-Goods Menu Plan.
  4. Three-Week Menu Plan.
  5. Store it in the Right Spot.
  6. It's All About the Calories.
  7. Common Mistakes to Avoid.

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