NRI Home Loans
An investment option, a dream house for your family or your own summer holiday haven - with HSBC Non-resident Indian (NRI) Home Loan, you can fulfil your dream of owning a property in India.
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Get home loan up to INR 600,000,0001
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Enjoy flexibility of tenure up to 25 years
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Get loans for purchase of ready-to-move properties and approved under-construction properties
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Transfer your existing home loan to HSBC to reduce Equated Monthly Installment (EMI) or your loan tenure through HSBC's Balance Transfer proposition
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Enjoy HSBC Premier globally by taking a home loan greater than INR11,500,000
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Enjoy zero repayment and foreclosure charges
To be eligible for HSBC NRI Home Loans, you need to fulfill some requirements. Please refer to the 'Eligibility' section below for details.
Attractive interest rates starting at
8.50% p.a.*
Fixed rates.
13.25% p.a.
Visit 'fees and chargespage' for more details.
For further details, please reach out to your Relationship Manager.
Product you may be interested in:
Smart Home Loan : A home loan that enables you to save on interest payments and reduce tenure of the loan.
NRI Loan Against Property (LAP)
Make the most out of your property in India. With HSBC's Loan Against Property (LAP) for NRIs, you can raise funds against your residential or commercial property in India whether it's for consolidating debts, looking for better opportunities, your child's education or any other personal/business needs.
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Get loan against property up to INR 600,000,0001
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Enjoy flexibility of tenure up to 15 years
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Transfer your existing Loan Against Property (LAP) to HSBC to reduce EMI or the loan tenure through HSBC's Balance Transfer proposition
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Enjoy HSBC Premier globally by taking LAP greater than INR11,500,000
-
Enjoy zero prepayment and foreclosure charges
To be eligible for NRI Loan Against Property (LAP), you need to fulfill some requirement. Please refer to the 'Eligibility' section below for details.
Attractive Interest Rates starting at
9.45% p.a.*
Fixed rates.
14.00% p.a.
Visitfees and chargespagefor more details.
For further details, please reach out to your Relationship Manager.
Product you may be interested in:
Smart LAP : Save on interest payments and enjoy greater flexibility with tenure.
*The mentioned floating rate of interest is being offered for Home Loans. The rate applicable for other variants (Smart Home Loan. Loan against Property and Smart Loan against Property) will be at a premium. This rate is applicable only for Balance Transfer/Balance Transfer + Top-up. Top up of more than 50% of the base loan will be priced at a premium of 50 bps.
1The minimum and maximum loan depends on customer’s relationship with HSBC, city of property and property type. Loan amount of upto INR 600,000,000 only for existing HSBC Top Tier customers for properties in Mumbai/Delhi/Bengaluru, upto INR 200,000,000 for properties in Pune, Hyderabad and Chennai, and upto INR 150,000,000 for other locations. For HSBC Premier customer maximum loan amount of INR150,000,000 for properties in Mumbai/Delhi and INR 100,000,000 for all other sourcing cities for ready and under construction properties. For other customers loan amount of upto INR100,000,000 for ready and under-construction properties in Mumbai, New Delhi (NCR), and INR75,000,000 for ready and under construction properties in Bengaluru, Chennai, Pune, Ahmedabad, Chandigarh, Jaipur, Hyderabad and Kolkata (however we do not fund under construction property in Kolkata). The minimum agreement and market value of the property to be funded for Mumbai and Delhi is INR2,500,000 and for all other sourcing cities is INR1,500,000.
2To meet the minimum income criteria, income of two salaried applicants can be clubbed.
