What payments are accepted by MoonPay?

MoonPay, for example, accepts wires, Apple Pay, Google Pay, SEPA , and more.

Why won t MoonPay accept my debit card?

If your bank says, "Your transaction has been declined", contact your bank for help. The drop may happen if there are card details, verification, address, or suspicious activity issues . Some banks may not process crypto orders because they don't know about cryptocurrencies or have regulatory concerns.

Can I use my debit card to buy Bitcoin on MoonPay?

Buy Bitcoin, join the crypto revolution! MoonPay offers a fast and easy way to buy Bitcoin (BTC) with a credit or debit card , bank transfer, Apple Pay, Google Pay, and more.

Can I pay with Apple pay on MoonPay?

Choose the MoonPay offer presented and pay with credit card, debit card, Apple Pay , Google Pay or local bank transfer methods.

Can I use a prepaid visa on MoonPay?

MoonPay is the credit card merchant provider on AFL Mint and facilitates all payments in a secure manner. Moonpay accepts most major credit cards, including VISA, MasterCard and Maestro. Some virtual, prepaid, and debit cards are also accepted .

Can I use my PayPal card on MoonPay?

MoonPay users in the US, UK & EUR can now seamlessly buy cryptocurrency with PayPal . To purchase cryptocurrency using PayPal on MoonPay you will have to add your PayPal account to your MoonPay account which can be done when initiating a purchase order following the below steps: Visit moonpay.com/buy.

Where is MoonPay not allowed?

MoonPay is not available in those countries: Albania, Bahamas, Bangladesh, Barbados, Bolivia, Botswana, Burkina Faso, Cambodia, China, Cuba, Ecuador, Ghana, Iceland, Iran, Jamaica, Mauritius, Mongolia, Morocco, Myanmar, Nicaragua, North Korea, Pakistan, Panama, Senegal, South Sudan, Sudan, Syria, Trinidad and Tobago, ...

What states don t allow MoonPay?

MoonPay cannot be used in these US states and territories: Hawaii . New York . Texas .

Does MoonPay accept American Express?

To support this expansion, MoonPay teamed up with prominent NFT platforms like OpenSea. MoonPay Checkout supports various major payment methods, including Visa, Mastercard, and American Express .

Does MoonPay accept bank transfers?

MoonPay supports local bank transfers , and credit/debit cards for Push-to-Card sell transactions.

How do I verify my debit card on MoonPay?

Selfie verification: Take a selfie while holding your payment card to verify your identity . Make sure the first six and last four digits can be seen. Bank statement code: Please enter the four-digit code from your bank statement. This code corresponds to the pending charge from MoonPay.

Can I purchase BTC directly with my debit card?

In the early days of Bitcoin development, cryptocurrency was traded on specific forums and tech-savvy platforms. But now, buying bitcoin is easier than ever. You can purchase bitcoin online with fiat using multiple payment options such as credit and debit cards, bank transfers, or online wallets - in just a few clicks .

MoonPay’s supported payment methods (2024)

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We offer various payment methods for customers worldwide. Below is the complete list of accepted payment methods and the countries where they are available:

Payment Method	Non-US	US	Speed
Credit/debit card (including MasterCard, Visa, and Maestro)	✅	✅	Instant
Apple Pay	✅	✅	Instant
PayPal	❌	✅	Instant
Google Pay (supported only on Android devices)	✅	✅	Instant
SEPA and SEPA Instant	✅	❌	1-3 business days.
UK Faster Payments	✅	❌	1 business day.
PIX (BRL-denominated transactions in Brazil only)	✅	❌	1 business day.
P2P bank transfers (NGN - Naira transfers)	✅	❌	1 business day.

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Note:
SEPA and SEPA Instant only apply for EUR-denominated transactions in SEPA countries.
UK Faster Payments only apply for GBP-denominated transactions in the UK.
PIX only apply for BRL-denominated transactions in Brazil.
P2P bank transfers for Naira only apply for transactions in Nigeria.
Will my bank let me make a payment to MoonPay?

Payment Method	Non-US	US	Speed
Visa to direct cards	✅	✅	1-2 business days.
ACH payment	✅	✅	3-5 business days.
SEPA and SEPA Instant	✅	❌	1-3 business days.
UK Faster Payments	✅	❌	1 business day
PayPal	❌	✅	Instant

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Note:
SEPA and SEPA Instant only apply for EUR-denominated transactions in SEPA countries.
UK Faster Payments only apply for GBP-denominated transactions in the UK.
Not all banks offer an international ACH service yet, therefore non-US users need to find out whether your bank offers this service.

Payment Method	Non-US	US	Speed
Credit/debit card (including MasterCard, Visa, and Maestro)	✅	✅	Instant

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Note:
For the purchase of digital items or NFTs, only credit or debit cards are accepted. However, please be aware that banks may have their own rules and may occasionally decline a payment.
See Also
MoonPay Users Can Now Buy Crypto Via PayPal

Yes, we use 3D Secure to verify card payments, adding extra security to online transactions. It helps to reduce any risk of fraud or disputes in your transaction.

P2P bank transfers in Nigeria

To help our Nigerian customers, MoonPay now allows P2P bank transfers for buy (on-ramp) orders. This service is available thanks to our partnership with YellowCard.

How it works

Now, customers who want to buy cryptocurrencies using Naira (NGN) as their settlement currency can make payments for their orders through P2P bank transfers.

Compliance

To ensure compliance with regulations, we kindly request our customers provide their BVN (Bank Verification Number) during registration.

P2P bank transfer

Follow the step-by-step instructions provided in the widget to finalize your order:

Copy the MoonPay’s P2P account details as displayed in the widget
Paste them into your bank's P2P transfer info, and please include the reference code in the transfer

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Note:
Need help or have questions? Contact our Customer Operations Team via email or chat. Just click Help in the bottom right corner. We're here for you!

Updated 4 days ago

MoonPay’s supported payment methods (2024)

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P2P bank transfers in Nigeria

How it works

Compliance

P2P bank transfer

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FAQs

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