Invest Your Time in These 13 Things While You’re in Your 20s (2024)

Time flies when we’re in our 20s, and it’s natural to worry about whether or not we’ve made the most of it. Did we focus on the right things? Are we where we want to be now? The best way to prepare for these questions and answer them honestly is by making sure to spend time focusing on what really matters and what may help us down the road. After scouring a Quora thread for the best advice, we’ve compiled a list of things 20-somethings should invest their time in.

1. Network.

Surround yourself with driven individuals to create more opportunities for success in both your professional and personal life. Forge relationships because you don’t know when you’ll need them. As Karan Jaiswani said, “seize the day and plan for tomorrow.”

2. Read. A lot.

Took the time to read Not only is reading productive, but it also helps you better understand people and the world around you. So go ahead and read anything you can get your hands on—current news, nonfiction, fiction, self-help books, or career advice!

“This will keep your mind stimulated and open to ideas. You will get a number of ideas for each author that you can implement in your life. You will also get opinions from across the globe,” Rizwan Aseem says.

[Related: Invest Your Time in These 13 Things While You’re in Your 20s]

3. Take care of your body.

Although it may not be at the top of your list, priorities-wise, taking care of yourself by washing your face at night, exercising, and wearing sunscreen (and re-applying as needed), is important. These are general healthcare habits that you will appreciate later in life if you start considering them now, in your 20s. As Aseem points out, “No matter what you do in your life, you will do it in your body. You can’t replace it, get a new one, or trade it in. This is your body and you will live in it.”

4. Use your time and money on education.

Anuj Kumar says that education is a worthy investment because it allows you to figure out your passion in life. He suggests trying different things until you find something you’re passionate about and then finding a way to make a career out of it. If further education is necessary, don’t hesitate to get it.

5. Pay attention to your mental health and well-being.

It’s crucial to invest time into not only taking care of your body but also your mind. Be intentional about what you expose yourself to on a daily basis and make an effort to regularly challenge and stimulate your mind. Keep in good mental health by using it frequently- just as you would any other muscle! If you don’t use it, you’ll lose it.

6. Learn new skills (and master them).

Although “follow your passion” is decent advice, John. J. Bowman argues that it’s better to excel in a set of skills that can be handy no matter what you’re passionate about.

7. Create and maintain good habits.

The most challenging element of developing healthy habits is simply taking the first step. However, once you are able to do that, they’ll have an incredibly positive influence on both your current and future life. This is because, as Rizwan correctly points out,” once a habit is established it lasts for a lifetime.”

8. Build meaningful relationships.

It’s time to get rid of the people in your life who are only there when things are going well and make room only for those who will stick by you no matter what. Just as you grow and mature, so should your relationships. You can’t afford to waste any more time on people who will hold you back from achieving your goals instead of helping you reach them.

9. Eat well.

Taking the time to plan ahead for healthier meals pays off in the long run. You’ll have more energy and be able to maintain a healthy body as you age. When you’re younger, it’s easy to get away with eating junk food like chips and sodas, but those days are gone. It might take a little extra effort, but your future self will thank you.

10. Establish a system for handling finances.

Aseem lays it down—if you want your finances to take care of you tomorrow, then today is the day to start taking care of them. To do this effectively, assess where your money goes and what regular expenses look like for you. Most importantly, avoid any business opportunity that seems too good to be true because most likely it is). Additionally, try not to use credit cards as often as possible and make a point to save regularly so there’s always something set aside for a rainy day.

11. Travel.

In your twenties, you’re usually full of energy and enthusiasm, and you have the mobility to travel and explore. So go ahead and indulge your wanderlust! Experience new cultures, countries, and challenges. You will learn things that you can take with you back home.

12. Communicate with loved ones.

By showing the people in your life that you remember and care about their important days, you create a two-way support system of love and appreciation. It doesn’t take much time or effort to write a card or make a call, but it means the world to those on the receiving end.

13. Examine what you really want in life.

With everything that happens in your 20s, it’s easy to forget what you really want in life. Tonya Turpin advised that you “actively, and with intent, become aware of the world and everything it holds. Not just about the outside world, but also the one in your head. Spend time alone because it is the only true way to get to know yourself. Be curious and question everything.” Figure out what you’re passionate about, and make a plan on how to achieve it. You won’t regret taking the time to better yourself.

This was originally posted on POPSUGAR.

Photo: SplitShire

Invest Your Time in These 13 Things While You’re in Your 20s (2024)

FAQs

What should a 20 year old invest in? ›

Fixed income. If you're a more risk-averse investor, fixed-income investments such as bonds, money-market funds or high-yield savings accounts can allow you to ease your way into the investment landscape. Fixed-income securities are generally less risky than stocks, though you'll also earn lower returns.

How to invest your time in 20s? ›

Start saving and investing in your 20s by contributing to a retirement plan, investing in index funds and ETFs, automating your investment management with a robo-advisor and increasing your savings rate over time.

How much of your income should you invest in your 20s? ›

When you're in your 20s, time may be your most valuable asset. Consider saving 10% to 15% of your pre-tax income for retirement, but even if you only have a smaller amount to invest each month, it may still be worth it. Time in the market is key. Get started as soon as you can.

Is investing in your 20s a good idea? ›

It's important to start investing in your 20s for several reasons: You can take advantage of compounding over time. Someone who invests a small amount of money early on could realistically end up with more money in retirement than someone who saves more but begins investing later in life.

How much money should a 20 year old have saved? ›

Rule of thumb? Aim to have three to six months' worth of expenses set aside. To figure out how much you should have saved for emergencies, simply multiply the amount of money you spend each month on expenses by either three or six months to get your target goal amount.

Is investing at 25 too late? ›

Here's the real truth: It's never too late to start growing your money.

Is saving $500 a month good? ›

The short answer to what happens if you invest $500 a month is that you'll almost certainly build wealth over time. In fact, if you keep investing that $500 every month for 40 years, you could become a millionaire. More than a millionaire, in fact.

How much money do I need to invest to make $1000 a month? ›

To make $1,000 per month on T-bills, you would need to invest $240,000 at a 5% rate. This is a solid return — and probably one of the safest investments available today. But do you have $240,000 sitting around? That's the hard part.

What is the 50 30 20 rule? ›

Those will become part of your budget. The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

Is it normal to struggle financially in your 20s? ›

Most people, even in their mid-to-late 20s are still struggling to establish themselves. That can be hard to do if your job isn't paying you enough, you're struggling to make rent, have no savings, and are being crushed by debt.

Is 27 too late to start investing? ›

Investors getting started in the market should feel empowered to do so at any age and set aside apprehensions about it being too late to do so, a wealth management expert says. "You manage money, you invest money to mortality.

What to start investing in at 25? ›

Consider putting as much of your savings as possible in some form of equities, such as common stocks and stock mutual funds⁠. You might also consider real estate, either in the form of a personal residence or a REIT (real estate investment trust), a mutual fund that invests in real estate holdings.

What should I be saving for in my 20s? ›

Financial goals in your 20s often include building an emergency fund, paying off high-interest debt, and let's not forget about saving for retirement. While you probably want to be able to see the show when your favorite band comes to town, think twice. You shouldn't spend at the expense of your future.

What is the best asset allocation for a 20 year old? ›

The 20s: Begin Investing

Young investors might choose an asset allocation of 80% to stock funds and 20% to bond funds because they have the advantage of time. Because of compound interest, investing during this decade reaps the most growth and time to absorb changes in the market.

Is it too late to start investing at 20? ›

Here's the real truth: It's never too late to start growing your money. And while time does matter when it comes to investing, it doesn't need to matter in the way you might think.

Top Articles
Discover thousands of collaborative articles on 2500+ skills
Moonbeam
Regal Amc Near Me
Quick Pickling 101
Bloxburg Image Ids
Kent And Pelczar Obituaries
Tanger Outlets Sevierville Directory Map
Steve Strange - From Punk To New Romantic
Ap Chem Unit 8 Progress Check Mcq
Our Facility
Inside California's brutal underground market for puppies: Neglected dogs, deceived owners, big profits
How Many Slices Are In A Large Pizza? | Number Of Pizzas To Order For Your Next Party
Craigslist Pets Longview Tx
Https E24 Ultipro Com
What Happened To Anna Citron Lansky
Bnsf.com/Workforce Hub
London Ups Store
Kürtçe Doğum Günü Sözleri
Uky Linkblue Login
Khiara Keating: Manchester City and England goalkeeper convinced WSL silverware is on the horizon
Loves Employee Pay Stub
Mccain Agportal
Amih Stocktwits
Eine Band wie ein Baum
Yisd Home Access Center
Chime Ssi Payment 2023
Craigslist Dubuque Iowa Pets
Rugged Gentleman Barber Shop Martinsburg Wv
Sensual Massage Grand Rapids
Salemhex ticket show3
Yoshidakins
Ma Scratch Tickets Codes
Lake Dunson Robertson Funeral Home Lagrange Georgia Obituary
Roto-Rooter Plumbing and Drain Service hiring General Manager in Cincinnati Metropolitan Area | LinkedIn
Emerge Ortho Kronos
Page 5662 – Christianity Today
Bismarck Mandan Mugshots
Restored Republic May 14 2023
Nsav Investorshub
Thelemagick Library - The New Comment to Liber AL vel Legis
Walmart Car Service Near Me
Flappy Bird Cool Math Games
Sam's Club Gas Price Sioux City
Online College Scholarships | Strayer University
Suppress Spell Damage Poe
Craigslist Charles Town West Virginia
Read Love in Orbit - Chapter 2 - Page 974 | MangaBuddy
What Is The Gcf Of 44J5K4 And 121J2K6
Att Corporate Store Location
Ok-Selection9999
Latest Posts
Article information

Author: Prof. An Powlowski

Last Updated:

Views: 6708

Rating: 4.3 / 5 (64 voted)

Reviews: 87% of readers found this page helpful

Author information

Name: Prof. An Powlowski

Birthday: 1992-09-29

Address: Apt. 994 8891 Orval Hill, Brittnyburgh, AZ 41023-0398

Phone: +26417467956738

Job: District Marketing Strategist

Hobby: Embroidery, Bodybuilding, Motor sports, Amateur radio, Wood carving, Whittling, Air sports

Introduction: My name is Prof. An Powlowski, I am a charming, helpful, attractive, good, graceful, thoughtful, vast person who loves writing and wants to share my knowledge and understanding with you.