The following terms and conditions are in addition to the general terms of use, privacy policy and disclaimer provided on the Website.
1. Trials
Use of Bond Calculator may start with a free trial. The duration of the trial period of subscription will be specified during first use. Trial period is intended to allow User(s) to try and experience the services.
Free trial eligibility is determined by IndiaBonds at its sole discretion and IndiaBonds may limit eligibility or duration to prevent trial abuse. IndiaBonds reserves the right to revoke the trial and put User's account on hold if IndiaBonds determines that User is not eligible, at its discretion without assigning any reason.
IndiaBonds may use information such as device ID, contact number, method of payment or account email address used with an existing or recent subscription to determine eligibility.
2. Billing Cycle
IndiaBonds will charge the subscription fee for the billing cycle to User's Payment Method at the end of the free trial period (attempts) unless User cancels his or her subscription prior to the end of the free trial period.
In subsequent months, the subscription fee and any other charges, such as taxes and possible transaction fees, will be charged on a monthly basis to your Payment Method on the calendar day corresponding to the commencement of the paying portion of your subscription. In some cases payment date may change, for example if Payment Method has not successfully settled or if paid subscription began on a day not contained in a given month.
3. Payment Methods.
User may change Payment Method during the tenure of Subscription. If selected Payment Method is no longer available or expires or Payment Method fails for whatsoever reason, User shall be responsible and liable for payment of any uncollected amounts and/or IndiaBonds reserves the right to terminate the Subscription offered.
For some Payment Methods, the issuer may charge you certain fees, such as transaction fees or other fees relating to the processing of your Payment Method. Local tax charges may vary depending on the Payment Method used. Check with your Payment Method service provider for details.
4. Processing and Payment
IndiaBonds shall process User's purchase as soon as possible. There may be a delay in the activation of Service while payment details are verified. IndiaBonds shall reserve the right to reject any order or purchase at any time. To the extent permitted by the applicable law, payments are non-refundable and IndiaBonds does not provide refunds or credits for any partial subscription period or unused tenor.
IndiaBonds may change subscription plans and the price of its services from time to time; however, any price changes or changes to your subscription plans will apply to subsequent billing cycles following notice of the change(s) to User(s).
5. Refunds
Refunds, if applicable, at the discretion of IndiaBonds and shall be made only to the bank account/debit/credit card/ other acceptable payment instruments used for the original transaction. For the avoidance of doubt nothing contained herein shall require IndiaBonds to refund the subscription amount (or part thereof) unless such subscription (or part thereof) have previously been credited to the IndiaBonds account.
6. User's arrangement with Bank(s)/ Payment Wallets
All Valid Credit / Debit/ Cash Card/ and other payment instruments are processed using a payment gateway or appropriate payment system infrastructure and the same will also be governed by the terms and conditions agreed to between the User and the respective Issuing Bank and payment instrument issuing company.
All Online Bank Transfers from valid Bank Accounts are processed using the gateway provided by the respective Issuing Bank which supports Payment Facility to provide these Services to the Users. All such Online Bank Transfers on Payment Facility are also governed by the terms and conditions agreed to between subscriber and the respective Issuing Bank.
7. Cancellation of Subscription
Only future charges associated with User's subscription shall be cancelled at the time of cancellation of subscription and User will continue to have access to the Bond Calculator services through the end of subscription period. The cancellation will only become effective at the end of User's current billing period.
8. Device policy
The User is not allowed to share his/her user credentials for use by any other User. The purchase provides access to an individual only, which can be used on a maximum of 5 devices. However, at any given point in time the Product would be active on only one Device.
9. Termination
IndiaBonds reserves the right to discontinue the service at its own discretion and convenience. User understands that IndiaBonds may, at its sole discretion, suspend or terminate access to these services without prior notice and without assigning any reasons.
10. Changes to these Terms.
IndiaBonds may, in its discretion, change these Terms (including those that relate to your use of the Portal). Your continued use of the Services constitutes acceptance of the changes. If you do not agree to the changes, you may please discontinue your use of the services.
