Two Factor Authentication (2FA) (2024)

What is Two Factor Authentication?

Two Factor Authentication (2FA or TFA) is the technical term for the process of requiring a user to verify their identity in two unique ways before they are granted access to the system. Traditionally, users have relied on and are accustomed to authentication systems that require them to provide a unique identifier such as an email address, username or phone number and a correct password or pin to gain access to the system.

2FA extends this paradigm by adding an additional step to the authentication process, most commonly requiring the user to enter a one-time token that is dynamically generated and delivered through a method that only the user has access to. Another common method is to use the users biometric data such as fingerprints or retina as a second factor.

Increased Security & Peace of Mind

Two Factor Authentication is not new, in fact the technology was conceived way back in 1984. It is increasingly important in the modern world as more and more of our lives, both personal and business, move to digital mediums and the threats of hacking, theft and loss of access can have dire consequences.

For years, companies have tried to enhance the security of user authentication by requiring ever increasing requirements like length of password, special character requirements, requiring the user to change their password frequently, sophisticated hashing and salting algorithms that conceal the actual password and much more. At the end of the day, a password only system is still vulnerable as users tend to use the same password across multiple systems, phishing and social engineering techniques that get the user to unknowingly reveal their password are all too common and many other scenarios can lead to a password being compromised.

Two Factor Authentication gives the user and system administrator a peace of mind as it ensures that even if the users password is compromised the account cannot be accessed without also knowing not only the method used as the second factor but also having access to the second factor such as a dynamically generated one-time password (OTP) or biological token.

Something you Know, Have and Are

Two factor authentication is based on the user providing two of the following three “somethings”:

  • Something you Know – the password or pin for an account
  • Something you Have – a physical device such as a mobile phone or a software application that can generate one-time passwords
  • Something you Are – a biologically unique feature to you such as your fingerprints, voice or retinas

Learning the password or pin for an account is what most hackers go after. Accessing a physical token generator or getting biological features is harder and the reason why 2FA is effective in providing greater security for user accounts.

Types of Two Factor Authentication

There are numerous ways to implement 2FA. They all have their pros and cons, but all significantly increase the security of user accounts when implemented. The key takeaway from all of the methods discussed below is that once the user has verified their username and password, they are required to enter a second password that is dynamically generated and constantly changing before they can access the system.

Companies often implement additional rules for when and how 2FA is used. The user may not need to use 2FA if they are within the company intranet or on a device they previously used 2FA to login. In other cases, the user may need to use 2FA every single time they authenticate. Auth0 supports these and other custom implementation rules to meet business needs.

SMS Token

Perhaps the most common method of implementing 2FA. This method sends the user a unique token via SMS text message, normally a 5-10 digit code, after they have successfully entered their username and password. The user then needs to provide this unique token before they are granted access.

Pros:

  • User friendly – most users are comfortable receiving text messages
  • Availability – majority of phones have SMS capabilities
  • Cost – inexpensive to setup and maintain

Cons:

  • Connectivity – cell signal and reception required to receive token
  • Security – SMS messages can be intercepted by 3rd parties
  • Hardware – physical device required so if phone is lost or stolen the user cannot authenticate

Email Token

Another fairly common method of two factor authentication. This method is very similar to the SMS method above but common implementations include having the user enter a 5-10 alpha-numeric token or clicking a link provided in the email. Dynamically generated one-time passwords are also used here.

Pros:

  • User friendly – users can receive emails to both computers and mobile devices
  • Cost – inexpensive to setup and maintain
  • Options – can give the user additional options to verify token such as clicking a link

Cons:

  • Delivery – email can fail to be delivered in many ways including: email goes to spam, bounced by server, delivery queue backed up causing a delay in delivery, etc.
  • Security – emails can be intercepted by 3rd parties and tokens compromised
  • Redundancy – if 3rd party gains access to users credentials it’s possible they could access email as well and thus easily get the token

Hardware Token

This method is common in enterprise environments but can be used in any system. The way this method works is the user is given a physical device such a key fob, USB dongle or other device that dynamically generates a token for the user. These tokens are generally valid for only short periods of time, some as low as 30 seconds, and constantly change.

Pros:

  • Standalone – doesn’t require reception, online connectivity or other factors to generate tokens
  • Reliable – hardware tokens are specifically built to only generate tokens
  • Secure – as these devices only perform one task, the possible vectors of exploitation are greatly reduced

Cons:

  • Cost – expensive to setup and maintain
  • Hardware – devices can be easily misplaced, forgotten and lost
  • Too Many Devices – having a hardware device for multiple services may make the user not want to use 2FA

Software Token

Software tokens require the user to download and install an application that runs on their computer or mobile device that dynamically generates tokens for the user. With the rise of smartphones – this method is gaining popularity. Software tokens work similarly to hardware tokens in that they are randomly generated and last a brief period of time before changing but developers can choose a number of different implementations to meet the business needs.

Pros:

  • User friendly – apps generally have simple interfaces that just display the token to the user
  • Updates – easy to update software and apply patches when needed
  • Extensibility – ability to add enhanced features such as requiring a pin to access the app or using a single app for multiple accounts

Cons:

  • Cost – expensive to implement and maintain
  • Additional Software – requires user to download and install additional software to their devices
  • Security – application used to generate token can be compromised without user knowledge

Phone Call

This method of 2FA calls the user once they have authenticated their username and password and provides them with the token. This is perhaps the most inconvenient method for the end-user but is a viable and common method of delivering dynamic tokens to the user.

Pros:

  • User friendly – as simple as receiving a phone call
  • Cost – inexpensive to setup and implement
  • Reliability – generally voice/SMS reception requires less bandwidth than data so may be a good alternative to software or email based verification where a data connection is required

Cons:

  • Security – calls can be intercepted, forwarded or voicemails hacked
  • Connectivity – cell signal and reception is required
  • Hardware – requires physical device to receive token

Biometric Verification

This method of 2FA is unique and different from the others we mentioned so far. Biometric verification relies on the actual user being the token. A unique feature such as the users fingerprints or retina is used to verify that the user is who they say they are.

Pros:

  • The user becomes the token – just be yourself!
  • Options – many different options for token including fingerprints, retina, voice and facial recognition
  • User friendly – minimal knowledge of how systems work required by end user

Cons:

  • Privacy – storage of biometric data raises privacy concerns
  • Security – fingerprints and other biometric data can be compromised and cannot be changed
  • Additional hardware – requires special devices to verify biometric data – cameras, scanners, etc.

Implementing Two Factor Authentication with Auth0

Implementing 2FA with Auth0 is easy and simple. You can implement 2FA with our Guardian app or with third-party 2FA providers. Out-of-the-box we provide two popular 2FA providers, Google Authenticator and Duo, which can be setup with minimal effort in just a few minutes.

Additionally, you can implement custom providers and rules to enhance and fine-tune the workflow for 2FA to meet the needs of your business. Let’s see how this process works with Guardian.

Two Factor Authentication (2FA) (1)

Two Factor Authentication with Auth0 and Guardian

Implementing 2FA with Auth0 and Guardian can be done in as little as two steps.

  1. In the Auth0 management dashboard, navigate to the Multifactor Auth section.
  2. Enable how you would like your users to receive their 2FA codes. You can choose push notifications, SMS, or both.Two Factor Authentication (2FA) (2)
  3. (Optional) Configure which of your Auth0 Applications 2FA should be enabled for and make any additional configuration changes as needed.Two Factor Authentication (2FA) (3)

Save your changes and 2FA with Guardian will be enabled for your app! The next time a user attempts to login they will be prompted to setup 2FA before gaining access to your app.

Two Factor Authentication (2FA) (4)

Adaptive Context-aware Multifactor

Adaptative Context-aware Multifactor allows you to enforce 2FA or additional layers of authentication based on different conditions such as: geographic location, time of day/week, type of network, custom domains, certain IPs or any arbitrary condition that can be expressed in code on the Auth0 platform.

By default, 2FA is only requested when the overall assessed confidence is low. However, you can enforce it to be requested every time a user logs on or define your logic within actions to trigger 2FA.

You can define rules such as when accessing mission-critical applications from outside of your company’s intranet, when accessing from a different device or from a new location.

Two Factor Authentication (2FA) (2024)

FAQs

Is 2FA good enough? ›

With 2FA in place, the likelihood of unauthorized individuals gaining access to user accounts is significantly reduced. This is particularly crucial for sensitive accounts such as financial or email accounts.

How many security questions does two-factor authentication have? ›

With two-factor authentication, you don't need to remember any security questions. We verify your identity exclusively using your password and verification codes sent to your trusted devices and phone numbers.

Does two-factor authentication require security questions? ›

If you don't want security questions or you're concerned about forgetting the answers, you can set up two-factor authentication.

Can you beat two-factor authentication? ›

Tech-savvy attackers can even bypass two-factor authentication without knowing the victim's login credentials. Man-in-the-middle (MiTM) attacks describe the phenomenon of a third party, also known as a man-in-the-middle, intercepting the communication between two systems.

What is the success rate of 2FA? ›

According to Google, two-step verification through SMS text messages can stop 100% of all automated attacks, 96% of bulk phishing attacks and three-quarters of targeted attacks. 2.5% of active Twitter accounts with at least one 2FA method enabled on average over the reporting period.

Is 2FA unbeatable? ›

While 2FA does improve security, it is not foolproof. Two-factor authentication goes a step further in verifying identity from the user simply entering a PIN or CVV number from their credit card.

What are the weaknesses of 2 factor authentication? ›

2FA, and multi-factor authentication as a whole, is a reliable and effective system for blocking unauthorized access. It still, however, has some downsides. These include: Increased login time – Users must go through an extra step to login into an application, adding time to the login process.

Do you need a strong password with two-factor authentication? ›

But it's the combination of both a secure password and a secondary credential via 2FA that makes it so difficult for cyber criminals to breach. Both a strong password and two‑factor authentication are absolutely crucial for securing online identities, explained Laura Kankaala, F‑Secure's Threat Intelligence Lead.

What is more secure than 2 factor authentication? ›

Multi-factor authentication (MFA) is more secure than two-factor authentication (2FA) These two terms are often used interchangeably, but they're not quite the same thing.

Can you still get hacked with 2FA? ›

Two-factor authentication is a powerful security measure, but it is not impervious to hacking attempts. Hackers have devised various techniques to bypass 2FA and gain unauthorized access to user accounts. Let's explore some of the common methods used by hackers and the measures you can take to mitigate these risks.

Which is the strongest 2FA method? ›

Hardware security keys like YubiKey provide the most secure form of two-factor authentication. Unlike SMS or authenticator apps which can be phished, hardware keys offer phishing resistant authentication by requiring physical possession of the key.

How do people get past MFA? ›

Many MFA systems use SMS verification, and hackers can bypass MFA by accessing the user's mobile device. There are two main methods for this: SIM jacking and SIM swapping. In SIM jacking, cybercriminals install spyware on a target's phone, often delivering it through a malicious text message.

Is there anything better than 2FA? ›

Multi-Factor Authentication: A Step Beyond

First: All other things being equal, MFA is always more secure than 2FA. 2FA is MFA, but not all MFA is 2FA. What does that mean? 2FA uses two items.

Is 2FA strong authentication? ›

But it's the combination of both a secure password and a secondary credential via 2FA that makes it so difficult for cyber criminals to breach. Both a strong password and two‑factor authentication are absolutely crucial for securing online identities, explained Laura Kankaala, F‑Secure's Threat Intelligence Lead.

Is 2FA impenetrable? ›

Yes, your account can still be hacked. Even with two-factor authentication, you can be hacked. If hackers somehow get to your phone, they may get access to your accounts by using that, as well as getting the password.

Is 2FA unbreakable? ›

No security can be 100% secure. Two factor authentication using a mobile phone doesn't stop every type of attack but it makes it much more difficult. With the simple password authentication it is enough to guess someone's password to get in.

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