Getting protected through AirCover for Hosts (2024)

FAQs

Getting protected through AirCover for Hosts? ›

Sometimes accidents happen, which is why there's AirCover for Hosts. AirCover for Hosts is top-to-bottom protection for Hosts. It includes guest identity verification, reservation screening, $3M Host damage protection, $1M Host liability insurance, and a 24-hour safety line.

Host liability insurance covers you if you're found legally responsible for: Bodily injury to a guest (or others) Damage to or theft of property belonging to a guest (or others) Damage caused by a guest (or others) to common areas, such as building foyers and nearby properties.

How Do I Enroll in the Airbnb Host Liability Insurance program? There is no need to apply. All Airbnb hosts, all over the world, are automatically covered under AirCover and its Host Liability Insurance as soon as they list a property on Airbnb.

In summary, Airbnb AirCover will only cover losses that directly stem from the guest or a person invited by the guest. If your guest has nothing to do with the loss, you can't get paid. This means that additional insurance can be invaluable if property damage or bodily injury occurs.

Hosts of Accommodations are covered under the HLI program. As described above, The HLI program covers Hosts for incidents that result in the Host's legal liability resulting from a bodily injury or a property damage claim arising during a guest's Airbnb Stay at the Host's Airbnb Accommodation.

AirCover for guests provides support if your Host cancels within 30 days of check-in, you're unable to check in, or the listing is significantly different than advertised and your Host can't fix it or you feel unsafe in your Airbnb.

By hosting on Airbnb, you agree to abide by our terms and policies, including our Terms of Service, which we reserve the right to enforce at our sole discretion. In the event of repeated or severe violations, we may suspend or permanently deactivate a person's account.

AirCover is a free form of host liability insurance that aims to protect both Airbnb hosts and guests in case of property damage or liability claims. It's designed to provide peace of mind to users of the platform, ensuring that they do not have to bear the financial burden of unexpected incidents.

Host damage protection, part of AirCover for Hosts, reimburses Hosts up to $3 million in the rare event your place or belongings are damaged by a guest during an Airbnb stay. You're reimbursed for certain damage caused by guests to your home and belongings if the guest does not pay for the damage.

You as a host don't need to do anything about Aircover. It is always included and free for both Airbnb hosts and guests. But let's understand how we can do better overall as a host to get prioritised in case of any mishap to your property or your guests.

What are 3 cons of Airbnb? ›

The best overall Aircover.ai alternative is Mindtickle. Other similar apps like Aircover.ai are Salesforce Sales Cloud, Gong, Outreach, and Fathom. Aircover.ai alternatives can be found in Sales Coaching Software but may also be in Conversation Intelligence Software or Sales Training and Onboarding Software.

While Airbnb does offer its own form of coverage, it recommends that hosts carry additional coverage in the form of an endorsem*nt or commercial policy. If you are using another platform, such as VRBO, this is something you'll want to research before you list your property.

In recent years, Airbnb has faced lawsuits from renters claiming they felt unsafe on rental premises due to "hidden cameras," and other alleged violations of privacy. To counter these claims, the company has hired a lawyer specialized in hospitality law to review each complaint and work with hosts to protect guests.

Actions we take may include providing information to Hosts about this policy and issuing warnings. When repeated or severe violations of these ground rules are reported, Hosts or their listings may be suspended or removed from the platform.

You may be asked to pay

You'll be given the opportunity to voluntarily submit a timely payment or an appeal. If you don't submit a timely payment or appeal, or your appeal is unsuccessful, your payment method will be charged. (This doesn't apply to stays in China, Japan, or India.)

Host damage protection, part of AirCover for Hosts, reimburses Hosts up to $3 million in the rare event your place or belongings are damaged by a guest during an Airbnb stay. You're reimbursed for certain damage caused by guests to your home and belongings if the guest does not pay for the damage.

Airbnb states that they check all users who make transactions on the platform on the OFAC list, which includes terrorist designations. For those users who live in the US, Airbnb checks certain databases of public state and county criminal records and state and national sex offender registries.

Airbnb offers Host Damage Protection as a contractual guarantee from Airbnb for the benefit of Hosts that is triggered only after a Responsible Guest, as primary obligor, defaults on their primary performance obligation to pay Hosts under the Airbnb Terms of Service (“Terms”) for Damage Claims that they are responsible ...

The big no-nos leading to Airbnb bans

To steer clear of trouble, be aware of the red flags: Multiple suspensions or serious complaints. Landing in the bottom 1% of Airbnb review ratings. Violating Airbnb's terms and conditions repeatedly.