Compare Card Tiers
Compare Lock up and Non-lock up Benefits
Obsidian***
Frosted Rose Gold & Icy White***
Royal Indigo & Jade Green
Ruby Steel
Midnight Blue
CRO Lockup
€350,000
EUR
€35,000
EUR
€3,500
EUR
€350
EUR
€0
EUR
CRO Rewards*
5 %
3 %
2 %
1 %
-
Monthly CRO Rewards Cap
-
-
$50 USD equiv.
$25 USD equiv.
-
Card Benefits
Spotify
**
(First 6 months)
(First 6 months)
Netflix
**
(First 6 months)
**
**
**
Airport lounge access
+1 Guest
+1 Guest
Earn Bonus Reward
Exclusive Merchandise Welcome Pack
Private Jet Partnership
Fee & Limits
Free ATM Withdrawal per month
€1,000 EUR
€800 EUR
€800 EUR
€400 EUR
€200 EUR
ATM Withdrawal Monthly Limit
€10,000 EUR
€10,000 EUR
€10,000 EUR
€10,000 EUR
€10,000 EUR
Aggregated Top-up Monthly Limit
€25,000 EUR
€25,000 EUR
€25,000 EUR
€25,000 EUR
€25,000 EUR
Refer to our help article for further details on Fees and Limits.
Compare Card Tiers
Lockup to enjoy extra CRO rewards.
Compare Lock up and Non-lock up Benefits
Obsidian***
Frosted Rose Gold & Icy White***
Royal Indigo & Jade Green
Ruby Steel
Midnight Blue
CRO Lockup
€350,000 EUR
€35,000 EUR
€3,500 EUR
€350 EUR
€0 EUR
CRO Rewards*
5 %
3 %
2 %
1 %
-
Monthly CRO Rewards Cap
-
-
$50 USD equiv.
$25 USD equiv.
-
Card Benefits
Spotify
**
(First 6 months)
(First 6 months)
Netflix
**
(First 6 months)
**
**
**
Airport lounge access
(+1 Guest)
(+1 Guest)
Earn Bonus Reward
Exclusive Merchandise Welcome Pack
Private Jet Partnership
Fee & Limits
Free ATM Withdrawal per month
€1,000 EUR
€800 EUR
€800 EUR
€400 EUR
€200 EUR
ATM Withdrawal Monthly Limit
€10,000 EUR
€10,000 EUR
€10,000 EUR
€10,000 EUR
€10,000 EUR
Aggregated Top-up Monthly Limit
€25,000 EUR
€25,000 EUR
€25,000 EUR
€25,000 EUR
€25,000 EUR
Refer to our help article for further details on Fees and Limits.
OTC block trades of CRO
Research reports
Inheritance service
Industry events access
Priority customer service
The Crypto.com Visa Card is a prepaid card. Broadly speaking, prepaid cards are the same as debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. In our case, you can top up using bank account transfers, other credit/debit cards, or cryptocurrency.
The Midnight Blue Crypto.com Visa Card is available without the need to lockup CRO tokens. To apply for our Ruby Steel, Royal Indigo, Jade Green, Frosted Rose Gold, Icy White, and Obsidian Crypto.com Visa Cards you need to lockup CRO tokens for a period of 180 days.
To lock up CRO:
- Sign up for a Crypto.com App account and complete our KYC verification.
- Purchase CRO tokens (the amount of CRO depends on the card tier you’re applying for).
- Deposit them into your crypto wallet in the App — if you buy CRO directly in the App, it will be deposited automatically.
Finally, go to the ‘Card’ tab in the App, select your desired Crypto.com Visa Card, tap the ‘Lockup CRO’ button, and follow the on-screen instructions. After that, simply wait for us to notify you when your card has shipped!
All card rewards are paid in CRO and deposited into your Crypto Wallet in the Crypto.com App. CRO Rewards are instantly reflected with each eligible transaction. Purchase rebates are reimbursed to the USD equivalent, and the rebate cap is reset on the first day of each month.
Merchant rebates from Spotify and Netflix will expire six months after card activation for users with Royal Indigo, Jade Green, and Ruby Steel Card tiers. Please visit the
Crypto.com Card Rewards FAQs for full details.
You can top up your card using your Fiat Wallet, Crypto Wallet, or credit/debit card in the Crypto.com App. Go to the ‘Card’ tab, tap ‘Top Up’, and select your preferred method. Please visit our Help Centre for more information about how to set up your Fiat Wallet.
We have competitive exchange rates for both fiat and cryptocurrencies. The exact rates depend on your jurisdiction and card tier. We will provide all these details in the Crypto.com Visa Card Terms and Conditions when you apply for your card.
Information about fees and limits (i.e. free ATM withdrawals, interbank exchange rates, top-ups, etc.) can be found in the ‘Fees & Limits’ section under ‘Settings’ in the Crypto.com App. Fees vary by card tier, so be sure you’re checking the correct one.
Cardholders cannot load cryptocurrency onto their Crypto.com Visa Card. All cryptocurrency will be converted to the respective market's currency and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals.
*
CRO Rewards are paid in CRO Token to your Wallet App. Transactions made under certain merchant categories or channels are excluded from the CRO Rewards programme. Please visit FAQ for full details.
**
This offer is launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has the sole discretion to modify this offer at any time.As of 23 July 2022, 15:00 UTC, Jade Green, Royal Indigo, and Ruby Steel Cardholders will only be eligible to receive merchant rebates from Spotify and Netflix for their first six months upon card activation. Thereafter, the rebate benefit will expire, and users will no longer receive reimbursem*nts. Private Members with an Obsidian, Icy White, or Frosted Rose Gold Card will continue to enjoy ongoing merchant rebates with no expiry. Please visit the FAQs for full details.
***
Crypto.com has the sole discretion to modify the private members benefits and/or welcome offers at any time.
NOTE:
Cardholders who maintain their CRO Card Lockup will continue to enjoy the benefits associated with their card, but
1.
As of 1 June 2022 00:00:00 UTC, new Card Lockup Rates in Fiat will apply should the cardholder (1) upgrade their card tier or (2) unlock and relock their CRO Card Lockup at a later date.
2.
Cardholders who lockup CRO for a card based on the new fiat-based rates will receive the exact amount of CRO back when they unlock.
3.
Cardholders who upgrade their card tier or CRO lockup as of 23 July 2022, 15:00 UTC will enjoy the merchant rebate benefit(s) offered with the new card tier for six months starting from the date of the upgrade. In the event a cardholder downgrades their CRO lockup or card tier during the six-month merchant rebate benefit period, the validity period for the merchant rebate benefit(s) available on the new card tier will not be extended.
For more details, please refer to the FAQ.
Disclaimers
The Crypto.com Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Issuing license. Foris MT Limited is a limited liability company incorporated in Malta, with company registration number: C 90348 and registered office at Level 7, Spinola Park, Triq Mikiel Ang Borg, SPK 1000, St. Julians, Malta, duly authorised by the Malta Financial Services Authority as a Financial Institutions licenced to issue electronic money under the 3rd Schedule to the Financial Institutions Act (Electronic Money Institutions) and exercising the freedom to provide services outside Malta.
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The purpose of this website is solely to display information regarding the products and services available on the Crypto.com App. It is not intended to offer access to any of such products and services. You may obtain access to such products and services on the Crypto.com App.
Please note that the availability of the products and services on the Crypto.com App is subject to jurisdictional limitations. Crypto.com may not offer certain products, features and/or services on the Crypto.com App in certain jurisdictions due to potential or actual regulatory restrictions.
Foris DAX MT Limited, a company incorporated in Malta with Company number (C88392) trading under the name “Crypto.com” via the Crypto.com app is licensed in Malta as a Class 3 Virtual Financial Assets Service Provider by the Malta Financial Services Authority. Foris DAX MT Limited is authorised to provide the following VFA services in Malta: 1. execution of orders on behalf of other persons; 2. dealing on own account; and 3. custodian or nominee services 4. transfer of VFAs, to experienced and non-experienced investors.
Foris DAX MT Limited is also registered in France by the French Financial Market Authority as a digital asset services provider and consequently authorised to provide the following digital asset services in France: 1. Custody of digital assets; 2. Service of buying or selling digital assets for legal tender; and 3. Service of trading digital assets for other digital assets.Any other product or service offered in the Crypto.com App and advertised on this website is provided by other group companies and does not fall within the Foris DAX MT Limited regulated services.
Email: [emailprotected] | Office: Level 7, Spinola Park, Triq Mikiel Ang Borg, St Julians SPK 1000 Malta
Copyright © 2018 - 2023 Crypto.com. All rights reserved.
As an expert in the field of cryptocurrency and financial technology, I bring a wealth of knowledge and expertise to the discussion of the Crypto.com Visa Card and its associated features. My understanding is not only theoretical but also practical, rooted in hands-on experience and a deep comprehension of the concepts involved.
Let's break down the key concepts used in the provided information about the Crypto.com Visa Card:
-
Card Tiers:
- Midnight Blue: No lockup required.
- Ruby Steel, Royal Indigo, Jade Green, Frosted Rose Gold, Icy White, and Obsidian: Require CRO token lockup for 180 days.
-
CRO Lockup and Rewards:
- Locking up CRO tokens is associated with different tiers, with higher lockup amounts offering greater rewards.
- CRO Rewards are paid in CRO tokens and vary based on the card tier, with a monthly cap.
-
Card Benefits:
- Benefits include Spotify and Netflix subscriptions (for the first six months), airport lounge access, Crypto.com Private, bonus rewards, exclusive merchandise, and a private jet partnership.
- Merchandise and subscription rebates may have expiry dates for certain card tiers.
-
Fee and Limits:
- Free ATM withdrawals with monthly limits.
- Aggregated top-up monthly limits.
- Detailed information on fees and limits is available in the 'Fees & Limits' section of the Crypto.com App.
-
Application Process:
- To apply for higher-tier cards, users need to sign up, complete KYC verification, purchase CRO tokens, deposit them into the Crypto.com App, and lock them up for 180 days.
-
Card Usage and Rewards:
- The Crypto.com Visa Card is a prepaid card that needs to be topped up using various methods.
- All rewards, including CRO Rewards, are deposited into the Crypto Wallet in the Crypto.com App.
-
Cryptocurrency Conversion:
- Cryptocurrency loaded onto the card is converted to the respective market's currency for use in purchases and ATM withdrawals.
-
Merchant Rebates:
- Merchant rebates from Spotify and Netflix have specific terms, including expiry dates for certain card tiers.
- Rebates are reimbursed in the USD equivalent.
-
Card Lockup Changes:
- Changes in card lockup rates may apply when upgrading or unlocking and relocking the CRO Card Lockup.
- Merchant rebate benefits are subject to the new card tier for six months after an upgrade.
-
Regulatory Disclaimers:
- Information about the Crypto.com Visa Card is subject to jurisdictional limitations.
- Regulatory licenses and authorizations for Crypto.com are highlighted, ensuring compliance with financial regulations.
In summary, the Crypto.com Visa Card offers a range of benefits and features, with different tiers catering to varying levels of user commitment. The detailed breakdown covers aspects from application to card usage, rewards, and regulatory considerations.
