Compare Rewards Credit Cards | Chase (2024)

Table of Contents
Chase Freedom Unlimited® credit card . Links to product page. Chase Freedom Unlimited® credit card card reviews (10,034 cardmember reviews) Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Chase Freedom Flex® Credit Card . Links to product page. Chase Freedom Flex® Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Chase Freedom Rise® Credit Card . Links to product page. Chase Freedom Rise® Credit Card card reviews Opens overlay CARDMEMBER REWARDS AT A GLANCE APR Annual Fee Chase Sapphire Preferred® Credit Card . Links to product page. Chase Sapphire Preferred® Credit Card card reviews (7,829 cardmember reviews) Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Chase Sapphire Reserve® Credit Card . Links to product page. Chase Sapphire Reserve® Credit Card card reviews (4,642 cardmember reviews) Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee UnitedSM Explorer Card . Links to product page. UnitedSM Explorer Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee United QuestSM Card . Links to product page. United QuestSM Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee United GatewaySM Credit Card . Links to product page. United GatewaySM Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee United ClubSM Infinite Card . Links to product page. United ClubSM Infinite Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Southwest Rapid Rewards® Plus Credit Card . Links to product page. Southwest Rapid Rewards® Plus Credit Card card reviews (2,559 cardmember reviews) Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Southwest Rapid Rewards® Priority Credit Card . Links to product page. Southwest Rapid Rewards® Priority Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Southwest Rapid Rewards® Premier Credit Card . Links to product page. Southwest Rapid Rewards® Premier Credit Card card reviews (3,823 cardmember reviews) Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Prime Visa . Links to product page. Prime Visa card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Amazon Visa . Links to product page. Amazon Visa card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Aeroplan® Card . Links to product page. Aeroplan® Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Marriott Bonvoy Boundless® Credit Card . Links to product page. Marriott Bonvoy Boundless® Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Marriott Bonvoy Bountiful™ credit card . Links to product page. Marriott Bonvoy Bountiful™ credit card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Marriott Bonvoy Bold® Credit Card . Links to product page. Marriott Bonvoy Bold® Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee IHG One Rewards Premier Credit Card . Links to product page. IHG One Rewards Premier Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee IHG One Rewards Traveler Credit Card . Links to product page. IHG One Rewards Traveler Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Disney® Premier Visa® Card . Links to product page. Disney® Premier Visa® Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Disney® Visa® Card . Links to product page. Disney® Visa® Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee World of Hyatt Credit Card . Links to product page. World of Hyatt Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee British Airways Visa Signature® Credit Card . Links to product page. British Airways Visa Signature® Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Aer Lingus Visa Signature® Credit Card . Links to product page. Aer Lingus Visa Signature® Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Iberia Visa Signature® Credit Card . Links to product page. Iberia Visa Signature® Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee DoorDash Rewards Mastercard® . Links to product page. DoorDash Rewards Mastercard® card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Instacart Mastercard® . Links to product page. Instacart Mastercard® card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR Annual Fee Ink Business Premier® Credit Card . Links to product page. Ink Business Premier® Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR ANNUAL FEE Ink Business Unlimited® Credit Card . Links to product page. Ink Business Unlimited® Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR ANNUAL FEE Ink Business Cash® Credit Card . Links to product page. Ink Business Cash® Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR ANNUAL FEE Ink Business Preferred® Credit Card . Links to product page. Ink Business Preferred® Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR ANNUAL FEE UnitedSM Business Card . Links to product page. UnitedSM Business Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR ANNUAL FEE United ClubSM Business Card . Links to product page. United ClubSM Business Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR ANNUAL FEE Southwest Rapid Rewards® Performance Business Credit Card . Links to product page. Southwest Rapid Rewards® Performance Business Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR ANNUAL FEE Southwest Rapid Rewards® Premier Business Credit Card . Links to product page. Southwest Rapid Rewards® Premier Business Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR ANNUAL FEE IHG One Rewards Premier Business Credit Card . Links to product page. IHG One Rewards Premier Business Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR ANNUAL FEE World of Hyatt Business Credit Card . Links to product page. World of Hyatt Business Credit Card card reviews Opens overlay NEW CARDMEMBER OFFER AT A GLANCE APR ANNUAL FEE FAQs

Find the best rewards credit card for your lifestyle, whether you're looking to earn travel rewards or get cash back rewards while shopping. Compare our rewards cards' offers and bonuses to choose the right card for you.

Need help choosing? Try our Business Card Finder.

Chase Freedom Unlimited® credit card . Links to product page.

NEW CARDMEMBER OFFER

Earn a $150 bonus
Earn a $150 bonus after you spend $500 on purchases in the first 3 months from account opening.

AT A GLANCE

Unlimited 1.5% cash back is just the beginning. Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase TravelSM.

APR

0% intro APR for 15 months from account opening on purchases and balance transfers. Opens pricing and terms in new window After the intro period, a variable APR of 20.49Min. of (8.50+11.99) and 29.99%–29.24Min. of (8.50+20.74) and 29.99%. Opens pricing and terms in new window Balance transfer fee applies, see pricing and terms for more details. Opens pricing and terms in new window

Chase Freedom Flex® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn a $150 bonus
Earn a $150 bonus after you spend $500 on purchases in the first 3 months from account opening.

AT A GLANCE

Earn cash back for every purchase. Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase TravelSM, 3% on dining and drugstores, and 1% on all other purchases.

APR

0% intro APR for 15 months from account opening on purchases and balance transfers. Opens pricing and terms in new window After the intro period, a variable APR of 20.49Min. of (8.50+11.99) and 29.99%–29.24Min. of (8.50+20.74) and 29.99%. Opens pricing and terms in new window Balance transfer fee applies, see pricing and terms for more details. Opens pricing and terms in new window

Chase Freedom Rise® Credit Card . Links to product page.

CARDMEMBER REWARDS

Start building credit
while earning 1.5% cash back on all purchases.

AT A GLANCE

Best for: New to Credit and Students
Increase your chances of getting approved for Chase Freedom Rise® by having at least $250 in any Chase checking or savings account before applying.

APR

26.99Min. of (8.50+18.49) and 29.99% variable APR. Opens pricing and terms in new window

Chase Sapphire Preferred® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 60,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.

AT A GLANCE

Premium dining & travel rewards
Earn 5x total points on travel purchased through Chase TravelSM, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit. Earn 3x points on dining at restaurants including eligible delivery services, takeout and dining out. Earn 2x on other travel purchases.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

Chase Sapphire Reserve® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 60,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.

AT A GLANCE

Earn 5x total points on flights and 10x total points on hotels (excluding The EditSM) and car rentals when you purchase travel through Chase TravelSM after the first $300 is spent on travel purchases annually.

APR

22.49Min. of (8.50+13.99) and 29.99%–29.49Min. of (8.50+20.99) and 29.99% variable APR. Opens pricing and terms in new window

Annual Fee

$550 annual fee Opens pricing and terms in new window; $75 for each authorized user Opens pricing and terms in new window

UnitedSM Explorer Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 50,000 bonus miles after qualifying purchases.

AT A GLANCE

Join Us with 2x miles on United purchases, dining, and hotel stays. Plus, enjoy a free first checked bag, priority boarding and other great United travel benefits. Terms apply.

APR

21.99Min. of (8.50+13.49) and 29.99%–28.99Min. of (8.50+20.49) and 29.99% variable APR. Opens pricing and terms in new window

Annual Fee

$0 intro annual fee for the first year, then $95 Opens pricing and terms in new window

United QuestSM Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 60,000 bonus miles + 500 Premier qualifying points (PQP) after qualifying purchases.

AT A GLANCE

Pursue Your QuestSM Enjoy a $125 annual United purchase credit, two free checked bags, priority boarding and other premium travel benefits. Plus, earn 3x miles on United purchases and 2x miles on all other travel. Terms apply.

APR

21.99Min. of (8.50+13.49) and 29.99%–28.99Min. of (8.50+20.49) and 29.99% variable APR. Opens pricing and terms in new window

United GatewaySM Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 20,000 bonus miles after qualifying purchases.

AT A GLANCE

Start your adventure with 2x miles on United purchases, at gas stations and on local transit and commuting. Plus, 25% back on United inflight and Club premium drink purchases, and no foreign transaction fees. Opens pricing and terms in new window

APR

0% intro APR for 12 months from account opening on purchases. Opens pricing and terms in new window After the intro period, a variable APR of 21.99Min. of (8.50+13.49) and 29.99%–28.99Min. of (8.50+20.49) and 29.99%, Opens pricing and terms in new window see pricing and terms for more details. Opens pricing and terms in new window

United ClubSM Infinite Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 80,000 bonus miles after qualifying purchases.

AT A GLANCE

Travel in luxury. Enjoy United ClubSM membership and 2 free checked bags. Plus, earn rewards faster with 4x miles on United purchases, and 2x miles on dining and all other travel. Terms apply.

APR

21.99Min. of (8.50+13.49) and 29.99%–28.99Min. of (8.50+20.49) and 29.99% variable APR. Opens pricing and terms in new window

Southwest Rapid Rewards® Plus Credit Card . Links to product page.

AT A GLANCE

3,000 anniversary points each year. Plus, earn 2X points on Southwest® purchases and 1X points on all other purchases.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

Annual Fee

$69 applied to first billing statement. Opens pricing and terms in new window

Southwest Rapid Rewards® Priority Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 85,000 points
after you spend $3,000 on purchases in the first 3 months from account opening.

AT A GLANCE

Receive a $75 annual Southwest® travel credit and 7,500 anniversary points each year. Plus, earn 3X points on Southwest purchases.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

Annual Fee

$149 applied to first billing statement. Opens pricing and terms in new window

Southwest Rapid Rewards® Premier Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 85,000 points
after you spend $3,000 on purchases in the first 3 months from account opening.

AT A GLANCE

6,000 anniversary points each year. Plus, earn 3X points on Southwest® purchases and 1X points on all other purchases.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

Annual Fee

$99 applied to first billing statement. Opens pricing and terms in new window

Prime Visa . Links to product page.

NEW CARDMEMBER OFFER

$100 Amazon Gift Card
Prime members, get a $100 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance upon approval of your credit card application.

AT A GLANCE

Rewards everywhere you shop with no annual credit card fee Opens pricing and terms in new window
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% back on all other purchases.

APR

20.49Min. of (8.50+11.99) and 29.99%–29.24Min. of (8.50+20.74) and 29.99% variable APR Opens pricing and terms in new window

Amazon Visa . Links to product page.

NEW CARDMEMBER OFFER

$50 Amazon Gift Card
Get a $50 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance upon approval of your credit card application.

AT A GLANCE

Rewards everywhere you shop with no annual credit card fee Opens pricing and terms in new window
Earn unlimited 3% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% back on all other purchases.

APR

20.49Min. of (8.50+11.99) and 29.99%–29.24Min. of (8.50+20.74) and 29.99% variable APR Opens pricing and terms in new window

Aeroplan® Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 70,000 bonus points. Earn 70,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.
That's enough to fly to another continent.

AT A GLANCE

Earn points fast with Aeroplan.
3X points at grocery stores, on dining including take out and eligible delivery services and on purchases made directly with Air Canada. Plus, enjoy free first checked bag and other Aeroplan travel benefits.

APR

21.74Min. of (8.50+13.24) and 29.99%–28.74Min. of (8.50+20.24) and 29.99% variable APR. Opens pricing and terms in new window

Marriott Bonvoy Boundless® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

125,000 Bonus Points
Earn 125,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from your account opening.

AT A GLANCE

Earn Unlimited Marriott Bonvoy® points and get free stays faster. Earn points on every purchase and up to 17X total points per $1 spent at hotels participating in Marriott Bonvoy®.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

Marriott Bonvoy Bountiful credit card . Links to product page.

NEW CARDMEMBER OFFER

85,000 Bonus Points
Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.

AT A GLANCE

Earn Unlimited Marriott Bonvoy® points and get free stays faster. Earn points on every purchase and up to 18.5X total points per $1 spent at hotels participating in Marriott Bonvoy®.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

Marriott Bonvoy Bold® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 60,000 Bonus Points plus 1 Free Night Award
after you spend $2,000 on purchases in your first 3 months from account opening. Free Night Award valued up to 50,000 points. Certain hotels have resort fees.

AT A GLANCE

Earn Unlimited Marriott Bonvoy® points and get free stays faster. Earn points on every purchase and up to 14X total points per $1 spent at hotels participating in Marriott Bonvoy®.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

IHG One Rewards Premier Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 140,000 Bonus Points
After you spend $3,000 on purchases in the first three months from account opening.

AT A GLANCE

Earn IHG One Rewards points on every purchase. Up to 26X points total per $1 spent when you stay at IHG® Hotels and Resorts.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

IHG One Rewards Traveler Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 80,000 Bonus Points
After you spend $2,000 on purchases in the first 3 months from account opening.

AT A GLANCE

Earn IHG One Rewards points on every purchase. Up to 17X points total per $1 spent when you stay at IHG® Hotels and Resorts.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

Disney® Premier Visa® Card . Links to product page.

NEW CARDMEMBER OFFER

$300 Statement Credit after you spend $1000 on purchases in the first 3 months from account opening.

AT A GLANCE

Dream bigger with the Disney Premier Visa Card from Chase. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com. Earn 2% on select card purchases and 1% on all other card purchases. Redeem toward most anything Disney at most Disney U.S. locations and for a statement credit toward airline purchases. Enjoy special Disney vacation financing and Disney shopping savings. Terms apply.

APR

19.24Min. of (8.50+10.74) and 29.99%‐28.24Min. of (8.50+19.74) and 29.99% variable APR. Opens pricing and terms in new window
0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24Min. of (8.50+10.74) and 29.99%‐28.24Min. of (8.50+19.74) and 29.99%. Opens pricing and terms in new window

Disney® Visa® Card . Links to product page.

NEW CARDMEMBER OFFER

$150 Statement Credit after you spend $500 on purchases in the first 3 months from account opening.

AT A GLANCE

Reward yourself with the Disney Visa Card from Chase. Earn 1% in Disney Rewards Dollars on all card purchases. Redeem toward most anything Disney at most Disney locations in the U.S. Enjoy special Disney vacation financing and Disney shopping savings. Terms apply.

APR

19.24Min. of (8.50+10.74) and 29.99%–28.24Min. of (8.50+19.74) and 29.99% variable APR. Opens pricing and terms in new window
0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24Min. of (8.50+10.74) and 29.99%–28.24Min. of (8.50+19.74) and 29.99%. Opens pricing and terms in new window

World of Hyatt Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn up to 60,000 Bonus Points after qualifying purchases.

AT A GLANCE

Turn your purchases into more free nights at Hyatt with up to 9X total points per $1 spent at Hyatt hotels & resorts. Plus, get 1 free night and 5 tier qualifying night credits toward status each year.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

British Airways Visa Signature® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 85,000 Avios
Earn 85,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

AT A GLANCE

Take your dream vacation getaway sooner
In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases, and 2 Avios for every $1 spent on hotel accommodations. Earn 1 Avios for every $1 spent on all other purchases. Terms apply.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

Aer Lingus Visa Signature® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 85,000 Bonus Avios
Earn 85,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

AT A GLANCE

Take your dream vacation getaway sooner
In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on Aer Lingus, British Airways, and Iberia flight purchases, and 2 Avios for every $1 spent on hotel accommodations. Earn 1 Avios for every $1 spent on all other purchases. Terms apply.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

Iberia Visa Signature® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 85,000 Bonus Avios
Earn 85,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

AT A GLANCE

Take your dream vacation getaway sooner
In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flight purchases, and 2 Avios for every $1 spent on hotel accommodations. Earn 1 Avios for every $1 spent on all other purchases. Terms apply.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

DoorDash Rewards Mastercard® . Links to product page.

NEW CARDMEMBER OFFER

Approved applicants receive a free year of DashPass that will auto-renew at $96/yr. Cancel anytime.* Opens offer details overlay

AT A GLANCE

No annual card fee, just cash back on every purchase. Earn 4% cash back on DoorDash and Caviar orders, 3% cash back on dining when purchased directly from a restaurant, 2% cash back on grocery stores online or in-store and 1% on all other purchases.

APR

20.24Min. of (8.50+11.74) and 29.99%–28.99Min. of (8.50+20.49) and 29.99% variable APR. Opens pricing and terms in new window

Instacart Mastercard® . Links to product page.

NEW CARDMEMBER OFFER

Get a $50 Instacart credit automatically upon approval

AT A GLANCE

Turn everyday shopping into everyday rewards. Earn 5% cash back on Instacart purchases (excludes restaurant orders on Instacart powered by Uber Eats), 5% cash back on Chase Travel purchases, and 2% cash back at restaurants, gas stations, and on select streaming services.

APR

20.24Min. of (8.50+11.74) and 29.99%–28.99Min. of (8.50+20.49) and 29.99% variable APR. Opens pricing and terms in new window

Ink Business Premier® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn $1,000 bonus cash back
after you spend $10,000 on purchases in your first 3 months from account opening.

AT A GLANCE

Pay in Full Card with Unlimited Earn Potential
Earn 2.5% cash back on every purchase of $5,000 or more and 2% cash back on all other business purchases.

APR

Flex for Business variable APR: 19.49Min. of (8.50+10.99) and 29.99%–27.49Min. of (8.50+18.99) and 29.99%. Opens pricing and terms in new window

Ink Business Unlimited® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn $900 bonus cash back
after you spend $6,000 on purchases in the first 3 months after account opening.

AT A GLANCE

Unlimited 1.5% cash back rewards on every purchase made for your business – with this no annual fee credit card.

APR

0% intro APR for 12 months from account opening on purchases. Opens pricing and terms in new window After that, 18.49Min. of (8.50+9.99) and 29.99%–24.49Min. of (8.50+15.99) and 29.99% variable APR. Opens pricing and terms in new window

Ink Business Cash® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn up to $750 bonus cash back
Earn $350 when you spend $3,000 on purchases in the first 3 months and an additional $400 when you spend $6,000 on purchases in the first 6 months after account opening plus earn a 10% Business Relationship Bonus.

AT A GLANCE

Earn 5% cash back in select business categories
plus earn rewards on every purchase made for your business – with this no annual fee credit card.

APR

0% intro APR for 12 months from account opening on purchases. Opens pricing and terms in new window After that, 18.49Min. of (8.50+9.99) and 29.99%–24.49Min. of (8.50+15.99) and 29.99% variable APR. Opens pricing and terms in new window

Ink Business Preferred® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

90,000 bonus points
after you spend $8,000 on purchases in the first 3 months after account opening.

AT A GLANCE

Reward your business with flexible and rich rewards. Earn 3X points on shipping and other select business categories.

APR

21.24Min. of (8.50+12.74) and 29.99%–26.24Min. of (8.50+17.74) and 29.99% variable APR. Opens pricing and terms in new window

UnitedSM Business Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 75,000 bonus miles after qualifying purchases.

AT A GLANCE

Earn 2x miles
on United purchases, dining, at gas stations, office supply stores and on local transit and commuting. Plus, enjoy a free first checked bag, priority boarding and other great United travel benefits. Terms apply.

APR

21.99Min. of (8.50+13.49) and 29.99%–28.99Min. of (8.50+20.49) and 29.99% variable APR. Opens pricing and terms in new window

ANNUAL FEE

$0 intro annual fee for the first year, then $99. Opens pricing and terms in new window

United ClubSM Business Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 50,000 bonus miles + 1,000 Premier qualifying points (PQP) after qualifying purchases.

AT A GLANCE

Travel in luxury.
Enjoy United ClubSM membership and 2 free checked bags. Plus, earn rewards faster with 2x miles on United purchases and 1.5x miles on all other purchases. Terms apply.

APR

21.99Min. of (8.50+13.49) and 29.99%–28.99Min. of (8.50+20.49) and 29.99% variable APR. Opens pricing and terms in new window

Southwest Rapid Rewards® Performance Business Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 80,000 points
after you spend $5,000 on purchases in the first 3 months from account opening.

AT A GLANCE

Earn 4X points on Southwest® purchases and 2X points on purchases for your business in select categories. Plus, 9,000 anniversary bonus points each year.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

ANNUAL FEE

$199 applied to first billing statement. Opens pricing and terms in new window

Southwest Rapid Rewards® Premier Business Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 60,000 points.
after you spend $3,000 on purchases in the first 3 months from account opening.

AT A GLANCE

Earn 3X points on Southwest® purchases, 2X points on local transit and commuting, and 1X points on all other purchases. Plus, 6,000 anniversary points each year.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

ANNUAL FEE

$99 applied to first billing statement. Opens pricing and terms in new window

IHG One Rewards Premier Business Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 140,000 bonus points
After spending $4,000 in the first 3 months from account opening.

AT A GLANCE

Earn IHG One Rewards points on every purchase. Up to 26X points total per $1 spent when you stay at IHG® Hotels and Resorts.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

World of Hyatt Business Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn up to 75,000 Bonus Points
after qualifying purchases.

AT A GLANCE

Make the most of your small business spending with accelerated earning wherever you spend the most.
Earn 2 Bonus Points total per $1 spent in your top three spend categories each quarter.

APR

21.49Min. of (8.50+12.99) and 29.99%–28.49Min. of (8.50+19.99) and 29.99% variable APR. Opens pricing and terms in new window

Compare Rewards Credit Cards | Chase (39)

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Compare Rewards Credit Cards | Chase (2024)

FAQs

What reward credit card is best for me? ›

Best rewards credit cards of September 2024
  • Best for welcome bonus: Capital One Venture Rewards Credit Card.
  • Best for dining: American Express® Gold Card.
  • Best for no annual fee: Citi Double Cash® Card.
  • Best for cash back: Chase Freedom Unlimited®
  • Best for paying rent: Bilt Mastercard®

What is the best cashback credit card on the market? ›

+ Show Summary
  • Best for flat-rate rewards: Wells Fargo Active Cash® Card.
  • Best for dining: Capital One SavorOne Cash Rewards Credit Card.
  • Best for balance transfers: Citi Double Cash® Card.
  • Best for groceries: Blue Cash Preferred® Card from American Express.

What is the difference between Chase Freedom and Chase Sapphire? ›

While the Freedom Unlimited is a cash-back card, the $95-annual-fee Sapphire Preferred is designed for travelers, earning Ultimate Rewards points that can be used to book travel or transferred to transfer partners and comes with travel-specific protections, and earns a redemption value when points are redeemed for ...

What credit card is the most elite? ›

Most Prestigious Credit Cards in 2024
  • Centurion® Card from American Express: Most Prestigious Overall.
  • The Platinum Card® from American Express: Airport Lounge Access.
  • Chase Sapphire Reserve®: Visa Infinite Concierge.
  • Capital One Venture X Rewards Credit Card (see Rates & Fees): Generous Rewards.

Are rewards cards really worth it? ›

In most cases, rewards cards are worth it — as long as you're not carrying a balance and the annual fee is less than the value of the rewards you earn each year.

What is the #1 credit card to have? ›

The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card in 2024 gives about 1% back.

What is the hardest Chase credit card to get? ›

Chase Sapphire Reserve®

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: Chase Sapphire Reserve® is one of the hardest credit cards to get approved for by virtue of the fact that it is one of the best rewards cards on the market.

Is Chase Freedom or Amex better? ›

Amex Blue Cash Everyday vs.

Chase Freedom Unlimited is the winner here, thanks to a higher base earning rate, a generous first-year bonus, and ongoing bonus rewards in a wider range of categories.

Is Chase Sapphire worth it if I don't travel? ›

You won't purchase travel or dining on the card: Although there are benefits you can get from the Chase Sapphire Preferred® Card that are unrelated to travel, such as 3 points per dollar spent on online grocery purchases and select streaming purchases, the card is generally most valuable to cardholders who take ...

What is the biggest credit card trap for most people? ›

The minimum payment mindset

Here's how it usually happens: You use your card for a purchase you can't really afford, or you want to defer paying for it from your savings. When your credit card bill arrives, you either choose to make just the minimum payment or it is all you can afford to pay at the time.

What credit card do rich people use the most? ›

Millionaires use credit cards like the Centurion® Card from American Express and the J.P. Morgan Reserve Credit Card. These high-end credit cards are available only to people who receive an invitation to apply, which millionaires have the best chance of getting.

What credit card should I stay away from? ›

Summary: Worst Credit Cards of 2024
Credit CardWorst For:Year on Worst List
Mastercard® Gold CardRewards7th
Hope Credit Union Platinum VisaFinancing New Purchases4th
First Hawaiian Bank Priority Destinations World Elite MastercardBalance Transfers1st
Provident Credit Union College Visa Credit CardStudent Spending1st
2 more rows
Sep 6, 2024

How do I know which credit card is right for me? ›

Consider bonus categories for rewards cards, length of intro period for 0% APR cards and credit tools for cards that help you build credit. Plus don't forget to factor in fees and interest rates into your decision. That includes annual fees, foreign transaction fees late payment fees and APRs.

How to pick the right rewards card? ›

When choosing the best rewards card for you, consider what type of rewards you want to earn and take a close look at your spending patterns. It's important to consider your overall goal for the card — like whether it's to pay off an existing credit card balance, earn cash back or enjoy points on travel.

Are rewards cards your best option? ›

Rewards credit cards can be tempting, and they might be worth it if you can earn rewards and get cardholder benefits that save you money. However, they may lead to overspending, and the cards could have high interest rates and annual fees.

What are the 3 main types of credit card rewards? ›

Rewards credit cards offer rewards in the form of cash back, points or miles. From there, you'll be able to earn either a flat rewards rate on all purchases or a higher rewards rate on purchases made in select categories. For example, bonus categories may include travel, dining or groceries.

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