Chase Freedom® Announces a Quarter For You: Cash Back on Grocery Stores, Fitness Club & Gym Memberships, and Self-Care & Spa Services (2024)

WILMINGTON, Del., December 15, 2023 — Today, Chase Freedom® announced its new rotating quarterly categories for Q1 2024, which offer Freedom and Freedom Flex cardmembers the opportunity to kickstart the year focused on health and wellness. Cardmembers can take advantage of 5% cash back at select grocery stores (including Instacart), fitness club & gym memberships, and self-care and spa services as a part of Chase Freedom’s first-ever rotating bonus category theme: A Quarter for You.

“We’re starting 2024 with a fresh twist on resolutions by introducing new themes for Freedom Flex’s quarterly bonus categories,” said Brent Reinhard, General Manager of Chase Freedom. “Think of this as a quarter for YOU! We want our cardmembers to embrace the new and experience the joy of cashbacking while focusing on their health, relaxation and nourishment. With Chase Freedom, your resolutions don't just feel good, they pay off!”

Starting January 1 through March 31, 2024, Chase Freedom and Freedom Flex cardmembers can earn 5% cash back on up to $1,500 in combined purchases on the following:

  • Grocery Stores1: Kickstart 2024 with the right regimen for the new year and a healthy approach of well-balanced meals with beneficial incentives. Cardmembers can take advantage of 5% cash back on grocery needs at select grocery stores, including Instacart.
  • Fitness Club & Gym Memberships2: Stick to those New Year’s fitness resolutions and break a sweat while earning more! Cardmembers can now benefit from 5% cash back on select fitness club and gym memberships, helping to achieve those health and wellness goals in the new year.
  • Self-Care & Spa Services3: While conquering those fitness and nutrition goals, cardmembers can enjoy well-deserved self-care by taking advantage of eligible beauty or recovery treatments at a participatingspa or salon. Let 2024 be a year of much-needed R&R while earning a remarkable 5% cash back.

Welcome to a year of cash back celebrations: Alongside 5% cash back on rotating categories, Chase Freedom is offering a sneak peek into how Freedom can make the new year great all year. Throughout 2024, cardmembers can expect to save more on a mix of purchases, feeling the rewards on purchases that revolve around celebrating with loved ones, and those special moments that matter.

For more information on participating merchants and how to activate Freedom and Freedom Flex’s first-quarter category offer, visit Chase.com/Freedom or Chase.com/FreedomFlex beginning January 1, 2024.

About Chase

Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading financial services firm based in the United States with assets of $3.9 trillion and operations worldwide. Chase serves nearly 80 million consumers and nearly 6 million small businesses, with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Customers can choose how and where they want to bank: More than 4,700 branches in 48 states and the District of Columbia, more than 15,000 ATMs, mobile, online and by phone. For more information, go to chase.com.

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1.Merchants in this category include supermarkets, merchants that offer a full-service grocery line of merchandise including a deli and bakery as well as smaller grocery stores. Some merchants that sell grocery items are not included in this category; for example, larger stores that sell a wide variety of goods and groceries, such as warehouse clubs, discount stores and some smaller merchants such as drugstores, and merchants that specialize in only a few grocery items. Purchases made at gas stations from merchants who also operate grocery stores are not included in this category. Delivery service merchants will be included if they classify as a grocery store merchant.

2.Merchants in this category include health clubs, exercise, or athletic facilities requiring membership and offering access to services related to physical fitness, such as fitness clubs, fitness centers, fitness studios, gyms, aerobics, cardio fitness and other services such as yoga and cross fit training. Merchants that specialize in offering personalized or therapeutic services such as massage therapy, dietary and weight management counseling and personal training are not included in this category. In addition, some merchants that sell a wide variety of general goods, which may include fitness or athletic apparel, sporting goods, dietary food, health food or similar supplements are not included in this category. Also, certain lodging, hotel, motel, resort and central reservation services offering access to third party facilities that include fitness clubs or gyms are not included in this category unless they classify as a fitness club or gym membership merchant.

3.This category includes self-care and spa services, such as massages, spa treatments, manicures, tanning, and barber and salon services, purchased at merchant locations that specialize in providing these services. Self-Care and spa services are typically provided by licensed professionals, however, services provided by medical professionals will not qualify. Purchases of self-care and spa services at merchants that classify their location in another category, for example spa services purchased in a hotel, will not be included unless the merchant classifies the transactions in this category. Purchases of related products and services, for example hair and skincare products purchased at a salon or an overnight stay at a spa, will also not be included unless the merchant classifies the transactions in this category.

Chase Freedom® Announces a Quarter For You: Cash Back on Grocery Stores, Fitness Club & Gym Memberships, and Self-Care & Spa Services (2024)

FAQs

Does Freedom Chase give cashback for groceries? ›

Earn Rewards

Earn 5% cash back on different categories like gas stations, grocery stores (excluding Target® and Walmart®)* Opens offer details overlay and select online merchants on up to $1,500 in total combined purchases each quarter you activate.* Opens offer details overlay View the 5% cash back calendar .

What is the Chase Freedom 2nd quarter 2024? ›

Q2 2024: Amazon and Whole Foods, restaurants, and hotels

The Chase Freedom® and Chase Freedom Flex® 5% bonus categories for Q2 2024 were Amazon (including Amazon Fresh and Whole Foods), hotels, and restaurants.

What are the 4th quarter bonus categories for Chase Freedom? ›

'Tis the Season to Cash Back with Chase Freedom® Q4 2024 Categories: McDonald's, PayPal, Pet Shops & Vet Services and Select Charities.

What is the cashback on Chase Freedom? ›

5% Cash Back rewards total for each $1 spent on purchases made using your card through Chase Travel (3.5% additional Cash Back rewards on top of the 1.5% Cash Back rewards earned on each purchase).

What counts as grocery for Chase? ›

Online grocery (excluding Target®, Walmart® and wholesale clubs) This category includes purchases for grocery pickup and delivery that are placed online with grocery stores, specialty food stores or delivery service merchants that classify as grocery store merchants (excluding membership and subscription fees).

What counts as grocery store for credit card rewards? ›

A grocery purchase is a purchase made at a store that has a merchant category code indicating its primary products sold are groceries. Those are typically grocery stores and supermarkets but may include candy, nut or confection stores, freezer/meat lockers, dairy product stores and bakeries.

Is Chase getting rid of freedom? ›

The Chase Freedom credit card was replaced by the Chase Freedom Flex℠ card, which has the same 5% cash back rewards that Chase Freedom had, plus a few extra bonus rewards categories. So, if you were hoping to apply for Chase Freedom, the Chase Freedom Flex card is the closest you'll get.

What are the Q1 categories for 2024? ›

Chase Freedom calendar for 2024
QuarterChase bonus categoriesActivation deadline
Q1: January through MarchGrocery stores (excluding Walmart and Target) Fitness clubs and gym memberships Self-care and spa servicesMarch 14
Q2: April through JuneHotels Restaurants Amazon.comJune 14
2 more rows

Is Chase Freedom ending? ›

For example, both cards are good rewards credit cards with $0 annual fees. However, the Chase Freedom card was discontinued on September 15, 2020, and it is no longer available to new applicants.

Does Chase Freedom have a quarterly bonus? ›

If you have the Chase Freedom Flex® card or Chase Freedom® card, each quarter you can activate a 5% cash back bonus in select Chase Freedom® categories and Chase Freedom Flex® categories (based on the Chase 5% cash-back calendar). Here's how to take advantage of Chase quarterly bonuses.

What is the Chase Preferred bonus for 2024? ›

On May 2, 2024, Chase elevated the welcome bonus on both the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® to 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

Does Costco Gas count as a wholesale club? ›

According to Chase, the “wholesale club” category doesn't include gas purchased at Costco. The new Costco Anywhere Visa® Card by Citi, which gets 4% on gas, is still one of the best cards for that.

What are the Chase Freedom 5 categories for 2024? ›

EARN 5% CASH BACK FROM CHASE. EARN 5% CASH BACK AT GAS STATIONS, ON EV CHARGING, SELECT LIVE ENTERTAINMENT AND AT MOVIE THEATERS.

What is the Chase 1st quarter 2024 rewards? ›

Starting January 1 through March 31, 2024, Chase Freedom and Freedom Flex cardmembers can earn 5% cash back on up to $1,500 in combined purchases on the following: Grocery Stores1: Kickstart 2024 with the right regimen for the new year and a healthy approach of well-balanced meals with beneficial incentives.

Is there a difference between Chase Freedom and Chase Freedom Unlimited? ›

The Chase Freedom Flex℠* and Chase Freedom Unlimited® cards both come with no annual fee. However, Chase Freedom Flex earns more in rotating quarterly bonus categories, while Chase Freedom Unlimited offers steady category bonuses and 1.5 percent back on all purchases.

Can you get cashback on groceries? ›

Availability may vary depending on payment methods, stores, apps, and offers, but some common ways to earn cash back for groceries are: Cash back cards: Cash back credit cards and debit cards allow cardholders to earn cash back on eligible purchases. Some cards offer the same rewards rate on every purchase.

Does Chase Freedom give cash back at Walmart? ›

However, Chase sometimes offers Chase Freedom promotions that give cardholders 5% cash back on up to $1,500 spent at Walmart. Keep in mind that the bonus categories on Chase Freedom's calendar change quarterly and don't usually repeat year over year.

What percentage does Chase Freedom Unlimited pay for groceries? ›

The sign-up bonus for both cards currently offers: $200 cash back after you spend $500 on purchases in the first 3 months from account opening. 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

Does Costco count as a grocery store Chase Freedom Unlimited? ›

Wholesale clubs such as Costco and Sam's Club do not qualify as grocery stores for Chase's grocery store bonus category. The good news for Costco shoppers is that Chase Freedom Flex® Credit Card occasionally has a bonus category for wholesale clubs.

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