Enjoy ZeroFee Banking
on All Savings Account Services
Open Savings Account
Enjoy Zero Fee Banking on All Savings Account Services
Enjoy Monthly Interest Credits on Savings Account
Open Savings Account
- Savings Account Monthly credit of interest on Savings Accounts
- Savings Account Up to 7.25% interest p.a. on Savings Account
- Savings Account Zero charges on non-home branch transactions
We offer up to 7.25% interest p.a. (against usual Savings Account interest rates of 3 - 3.5% p.a. offered by most banks), so our customers earn more interest with our Bank.
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We offer unlimited free cash transactions at its non-home branches as against minimum charge of ₹ 100 - ₹ 150 per transaction in most banks. So every branch is your “home branch”.
Free Cash transactions at home and non-home branch / month
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- Savings Account ZERO Fee on common Savings Account services
- Debit Card Higher privileges on your Debit Card
- Credit Card Low, dynamic interest rates!
With IDFC FIRST Bank, you pay zero charges on all commonly used Savings Account services. You may not realize it, but over time, these add up to a lot of savings for our customers. We don’t charge you, even when you are not looking.
No fees on most banking services with the Average Monthly Balance ₹ 10,000/ ₹ 25,000 Savings Account of IDFC FIRST Bank
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Feature for feature, better privileges for you! IDFC FIRST Bank gives higher daily POS and ATM withdrawal limits as compared to most universal banks. Get one of the highest Personal Accident and Air Accident Insurance cover on Debit Cards..
Applicable for ₹ 25K AMB Savings Accounts
IDFC FIRST Bank Credit Cards offer lower interest rate on revolving credit than most banks in India. With our unique and industry-first proposition, you get lower APR as compared to most banks.
Starting at 9% p.a. (against usual market rates of ~42% p.a. APR)
- Credit Card Zero joining fees! Zero annual fees!
- Credit Card Reward Points redeemable online!
- Credit Card Never expiring Reward Points
Most Credit Cards bill you fees of `500 - `2,000 joining and / or renewal charges and reverse it, if you meet certain threshold spend conditions.
Credit Cards are free for life. No minimum spend conditions!
We offer a unique facility where customers can redeem their Reward Points against their next online purchase. We do not limit your reward redemption options only to a fixed catalogue redemption with a cumbersome process.
Your Reward Points are as good as cash!
For most banks, rewards expire in 2-3 years. We offer never expiring reward Points on all our Credit Cards.
- Credit Card Zero interest on ATM cash withdrawal
- Credit Card Showcase your inner shutterbug!
- Credit Card FD-backed premium FIRST WOW! Credit Card
With most universal banks, the interest meter on ATM cash withdrawal starts on the day of the withdrawal itself, with interest rates at approximately 42% p.a., when the withdrawal is done using a Credit Card, apart from fees of ₹ 500 per transaction at a minimum..
On IDFC FIRST Bank Credit Cards, ATM cash withdrawal attracts 0% interest till the due date with fees of `199 per withdrawal (compared to 3.5% interest plus a withdrawal fees of `500 for most universal banks).
Image Card is a feature that lets you personalize your card face with moments that are dear to you.
Etch your IDFC FIRST Bank Credit Card with your most cherished memory!
ZERO Forex Mark-up! & 6.50% p.a. interest on your 1 year FD!!
0% Forex mark-up + Minimum limit: 100% of FD value + 100% ATM cash withdrawal + 6.25% interest on your FD + 4X Reward Points
- FASTag India’s First Bank to offer '3-in-1' FASTag
- FASTag FASTag recharge via Payments on WhatsApp
- Digital Banking for Individuals Advanced New Mobile App
Ensures complete mobility solutions for our customers, with Tolling+Fuel+Parking payment capabilities enabled on a single FASTag.
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We are the first and only Bank to enable FASTag recharge through Payments on WhatsApp for our customers.
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Advanced New Mobile App with state-of-the-art, unique features such as Google-like search, Personal Finance Management, Customer Service Support, Mutual Fund Investing, ASBA-IPO Facility and much more
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- Wealth Management Contemporary Customer-First Wealth Management
- NRI Solutions Best-in-class NRI Banking Services
- Loans Tailor made loan offering for your personal and business needs
Contemporary Customer-First Wealth Management with dedicated RMs, online MF research, PE investments, AIFs, PMS, paperless Demat Account opening, offshore investment solutions, etc.
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Best-in-class NRI Banking Services where you enjoy one of the best exchange rates and a faster banking experience.
Tailor made loan offerings for your personal and business needs with quick processing and most attractive interest rates - Home Loans, Loan Against Property, Business Loans, Education Loans, Car Loans.
- Startup Banking Zero Balance Startup Current Account
- Startup Banking Access to Founder Success Program
- Business Banking One stop for all Business needs
IDFC FIRST Bank provides a ZERO Balance Current Account to startups for first 3 years. Get unlimited free NEFT, IMPS & RTGS transactions without worrying about maintaining a minimum balance.
Be a part of a uniquely designed program that gives you access to mentorship, networking, and fundraising opportunities through a meticulously planned journey.
One stop for all Business needs with Current & Trade Account product suite that offers a single sign-on across Trade, FX booking & Cash Management. Businesses can avail paperless Working Capital Loan facility based on GST returns.
- Beyond Banking Suite Current Account with many complimentary offers
- Wholesale Banking A world-class Corporate Banking App
- Corporate Banking A cutting-edge Corporate Banking Portal
Current Account with many complimentary offers across ERP, HRMS, Payroll, Taxation, Legal Advisory, Logistics, Society Management, etc.
A world-class Corporate Banking App which enables on-the-go banking for our corporate customers, with easier access to information, convenient payment solutions and real-time workflow tracking capabilities.
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A world-class cutting-edge Corporate Banking Portal with unique industry-first features, such as a single window experience, intelligent report builder capability, and unique online trade regulatory portal.
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- Cash Management Best-in-class digital Cash Management
Best-in-class digital Cash Management Solutions including mobile-based cheque scan, chatbot based auto-pay (e-NACH), corporate wallet solutions & API-based working capital solutions for Star tups, SMEs and large Corporates.
