Add to Bookshelf
8 Simple Tools for Financial Security at Every Stage of Life
8 Simple Tools for Financial Security at Every Stage of Life
By Charles Farrell J.D., LL.M.
By Charles Farrell J.D., LL.M.
Best Seller
Category: Personal Finance
Category: Personal Finance
Paperback $17.00
Dec 28, 2010 | ISBN 9781583334164
Ebook $7.99
Dec 24, 2009 | ISBN 9781101162903
Paperback $17.00
Dec 28, 2010 | ISBN 9781583334164
Buy from Other Retailers:
See All Formats (1) +
-
$17.00
Dec 28, 2010 | ISBN 9781583334164
Buy from Other Retailers:
-
Dec 24, 2009 | ISBN 9781101162903
Buy from Other Retailers:
Buy the Ebook:
- Kobo
- Apple
- Books A Million
- Amazon
- Google Play Store
About Your Money Ratios
A leading financial adviser offers a groundbreaking and simple approach to tackling personal finance by breaking down formulas used by the most successful businesses.
A troubled economy calls for answers. People need sound, easy-to-follow financial advice that can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell’s ratios to get an instant picture of their savings status and overall financial health, as well as a road map for the important choices for the future. Some key ratios include:
? The Capital-to-Income Ratio: how much capital (savings) you should have if you plan to retire at 65
? The Mortgage-to-Income Ratio: the maximum mortgage debt you should carry and still have sufficient capital left for comfortable savings
? The Education-to-Average-Income Ratio: the amount of education- related debt you can safely incur based on anticipated average earnings after obtaining your degree
About Your Money Ratios
A troubled economy calls for answers. Forget complicated, abstract philosophy—people need sound financial advice that’s easy to follow and can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell’s ratios in order to get an instant picture of their savings status and overall financial health, as well as a roadmap for the important choices they must make in the future. Here’s what you will find in this book:
IF YOU ARE IN YOUR 20s OR 30s: Your Money Ratios will tell you how to get started and what you need to do over the next 35 years to stay on track. If you are lucky enough to read this book when you are young, you will have a clear vision for where you need to go throughout your working career. By setting yourself on the right path, you won’t have to work so hard later in life to meet your goals.
IF YOU ARE IN YOUR 40s: You can benchmark your own financial circ*mstances against the ratios and see how you are doing with respect to your savings, debt, investments and insurance. You have plenty of time to make adjustments if necessary and plot out your path to retirement.
IF YOU ARE IN YOUR 50s: The formula will provide you with a realistic assessment of your ability to retire. It will help you make the important decisions about how to allocate your financial resources over the next 10 to 15 years, and how to put on the final push for retirement.
About Charles Farrell J.D., LL.M.
Charles Farrell, J.D., LL.M., is an investment adviser with Northstar Investment Advisors, which has more than $300 million assets under management. His column, “Retirement Roadmap,” appears on the CBS Moneywatch site, and his research is frequently cited in The Wall… More about Charles Farrell J.D., LL.M.
About Charles Farrell J.D., LL.M.
Charles Farrell, J.D., LL.M., is an investment adviser with Northstar Investment Advisors, which has more than $300 million assets under management. His column, “Retirement Roadmap,” appears on the CBS Moneywatch site, and his research is frequently cited in The Wall… More about Charles Farrell J.D., LL.M.
Product Details
Category: Personal Finance
Paperback | $17.00
Published by Avery
Dec 28, 2010 | 272 Pages | 5-1/2 x 8-1/4 | ISBN 9781583334164
Category: Personal Finance
Ebook | $7.99
Published by Avery
Dec 24, 2009 | 272 Pages | ISBN 9781101162903
YOU MAY ALSO LIKE
QUICK VIEW
Add to bookshelf
Trading in the Zone
Mark Douglas
Hardcover
$65.00
QUICK VIEW
Add to bookshelf
The V Book
Elizabeth G. Stewart, M.D.
Paperback
$18.00
QUICK VIEW
Add to bookshelf
How to Make Millions in Real Estate in Three Years Startingwith No Cash
Tyler Hicks
Paperback
$17.00
QUICK VIEW
Add to bookshelf
The Prosperity Bible
Napoleon Hill
Paperback
$24.00
QUICK VIEW
Add to bookshelf
Believe It to Achieve It
Brian Tracy
Ebook
$13.99
QUICK VIEW
Add to bookshelf
The Disciplined Trader
Mark Douglas
Hardcover
$60.00
QUICK VIEW
Add to bookshelf
Only the Paranoid Survive
Andrew S. Grove
Paperback
$19.00
QUICK VIEW
Add to bookshelf
Stress Management
Edward A. Charlesworth
Paperback
$18.00
QUICK VIEW
Add to bookshelf
You Need More Money
Matt Manero
Hardcover
$26.00
QUICK VIEW
Add to bookshelf
Mission-Driven Leadership
Mark Bertolini
Hardcover
$28.00
Praise
“Your Money Ratios is a no-nonsense, comprehensive resource for those ready to grab the reins of personal finance once and for all.”
-Bookpage
“Your Money Ratios by Charles Farrell (Avery, $26). Why not manage your family finances as you would a business? Farrell is a money manager who makes a convincing argument for that approach. He uses rations more common in the business world, such as the debt-to-equity ratio and the capital to income ratio so that readers can figure out how they are really doing. The book is direct and numbers-focused, and offers answers to questions like “How much should I be saving?” and “How much insurance do I need?”
-Reuters
“Charles Farrell, an investment adviser in Denver, has long written about financial planning. In particular, he has developed, in recent years, some of the smartest tools we’ve seen for gauging the health of your nest egg. Now, he has combined these calculators with additional guidelines in a new book, Your Money Ratios: Eight Simple Tools for Financial Security. Mr. Farrell uses easy-to-understand ratios to help individuals manage savings, debt, investments and insurance, all with the goal of achieving a secure retirement. In short, one of the best financial books to cross our desks this year.”
–Wall Street Journal
“What I like about the use of ratios is that it imposes discipline on emotional spending decisions. When you do the math based on specific goals, real household income and exact time frames related to age, it becomes crystal clear that you really can’t afford to blow out the back of your home or expand the kitchen, no matter how attractive or tax-deductible the financing may be.”
-Laura Rowley, Yahoo Finance
“Everyone wants to know, ‘Am I on the right track?’ Thanks to Charlie Farrell and his delightfully simple Money Ratios, the answers are just a few pages away.”
-Jonathan Clements, author of The Little Book of Main Street Money
Looking for More Great Reads?
21 Books You’ve Been Meaning to Read
Your Money Ratios
Category: Personal Finance
Category: Personal Finance
Your Money Ratios
Buy Now
Paperback
Dec 28, 2010 | ISBN 9781583334164
See All Formats (1) +
Dismiss
Back to Top
Visit other sites in the Penguin Random House Network
Brightly
Raise kids who love to read
Today's Top Books Want to know what people are actually reading right now?TASTE
An online magazine for today’s home cook
×
Become a Member
Just for joining you’ll get personalized recommendations on your dashboard daily and features only for members.
Find Out More Join Now Sign In
Hi,
Member Since
Account Overview Recommendations Orders Account Details Email Preferences Bookshelf
Success!
Your account has been created. Upload book purchases, access your personalized book recommendations, and more from here.