Your debit card limits| Support | Emirates NBD (2024)

FAQs

What is the limit on Emirates NBD debit card? ›

These are the daily limits on your Visa Classic Debit Card: Daily purchase limit: AED 45,000. Daily cash withdrawal limit*: AED 20,000.

Contact Your Bank:

To adjust your debit card's daily spending limit, you will need to contact your bank. Most banks provide multiple channels for communication, including customer service helplines, online banking platforms, or in-person visits to a branch.

Request a debit card limit increase.

You may be able to request a limit increase by logging on to your account online and navigating to the section that allows you to manage your debit card. If not, you can call the number on the back of your debit card to speak with a customer service representative.

Your debit card could be declined when you have money because you've exceeded your daily purchase limit. Your debit card could also be declined if you traveled to another country and didn't notify your bank. Banks enforce these limitations on debit cards to keep your money safe.

Some ways to check the daily limit on your debit card include calling your bank, visiting a branch or reading the account disclosure or agreement. Certain banks consider secure messaging a safe way to disclose this information. Check with your bank for its policy.

The Emirates NBD Mobile App offers an instant account opening service if you're going digital. You'll need an active UAE mobile number, an Emirates ID, a passport, and proof of income with a minimum salary of USD 1,631 (AED 5,000).

Once you know whether or not the transaction will be restricted, reach out to your bank and discuss the planned purchase. Many banks will increase debit card limit amounts if asked, either on a temporary or permanent basis.

There are several reasons why a debit card may be declined even if you have money in your account. Common reasons include travel and reaching your daily purchase limit. Stay on top of your cards and consider using budgeting apps to help avoid debit card denial.

Call your credit card company.

The back of your card has a customer service number you can call and learn if you're eligible for an increased limit. You may have to answer some questions regarding your request and financial situation, but if you meet the requirements they can put in a request for you.

Contact your bank's customer service center via phone. Follow the instructions provided by the automated voice system or speak to a representative. Provide the necessary information to confirm your identity, such as your account number, card number, and personal details.

How do I remove the payment limit? ›

You can't remove the daily limit. You can change it upwards or downwards. The limit exists to protect you from fraud or someone forcibly making you use your card at gun point. It can be done using netbanking portals.

Visit Debit Card section under Cards. Under Request go to Set Card usage/limits. Select the Debit card. Go to Daily Domestic usage/limits OR Daily International usage /limits.

Withdrawing Cash at a Branch

You can also withdraw cash from your checking account at a branch if you've exceeded your daily ATM withdrawal limits. A teller can help you withdraw cash from a checking, savings or money market account.

This error means that the transaction will bring your bank balance below the limit set by your bank or you have exceeded your transaction limit for the day. What can you do about it? You need to reach out to your bank to find out what your minimum account balance can be or to increase your limit.

The balance can be zero to a few millions or even more. The balance is in the account, and not directly in the debit card. When we use the debit card for a withdrawal from ATM, there are limits about how much money can be withdrawn at a time, how much in a day etc.

Withdrawal limits are Rs. 25,000/- at the ATM and Rs. 50,000/- at POS.