Woman in her 50s Builds her own Debt-free Tiny Home (2024)

This is a guest storyby a Tiny House Talk reader and now aDIY builder who built her own debt-free tiny home

Why in the world would a female member of AARP who has never built a thing in her life attempt to teach herself the skills necessary to build a tiny house?

There are a great number of people talking about tiny houses these days. That was not really the case when I got the idea for my tiny home. My idea stemmed from a logical practical need.

It didn’t begin as some magnificent business plan. It began quietly and simply, a possible solution to a very big and very real need. I’m not an architect. I’m someone who has spent her life seeing problems solved with common sense and perseverance.

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I grew up on fifteen acres and learned the successful creatures in nature are fighters, quick responders, and know how to resource the world around them. The women in my life have always had an incredible gift for taking what some might consider junk and repurposing long before it was trendy, resulting in beautiful, comfortable, budget friendly homes.

The men were equally inventive and resourceful. I don’t ever recall a workman coming to our home. If men in the family didn’t already possess the needed skill, they applied themselves and learned them. In short, I come from a family of doers.

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We figure things out. We get things done. We solve problems. I raised two wonderful daughters in one of the most expensive parts of the country. The year my younger daughter graduated from high school I lost the house. Perhaps many of you struggling to make your mortgage payments can relate.

I spent the next several months living out of campsites. Fortunately for me I love to camp so it was actually a very pleasant way to spend the summer months. Like any other person, I made it to work every day and no one was aware that I was in between residences. Fall finally came around and it was time to go indoors again.

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This is New England, after all! For the next six years everything I owned was in storage and I lived in a tiny shoebox of a room while I tried to regroup and regain control of my life. It took some time to formulate a game plan. It had to be something I could manage on limited funds.

Somewhere along the way I was reminded of the tiny house concept and the idea began to roll around in my head on a regular basis. During this time funds were extremely limited and so were my skills. Each week I bought a tool, or a book. On a really good week I bought both.

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When build time finally rolled around I had a project plan, small pickup truck, trailer I found on Craigslist, enough tools to rival some men’s workshops, many worthwhile reads on construction, and every relevant read on tiny houses. Tiny houses are not for everyone. I could not imagine raising my children in 130 square feet.

But at other stages of life, for some of us, they are the perfect alternative. Thus was the case in my world. My family is scattered, my children independent, and I am single. There are probably as many ways to build a tiny house as there are people who build them, perhaps more.

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I wanted mine to be versatile, aesthetically appealing, comfortable, inviting, and able to work off grid or plugged into a friend’s electric and water. Exploration yielded more fabulous photos, ideas, books, plans, and great connections with others than I could possibly do justice to in a whole host of lifetimes.

I didn’t need the perfect solutions. All I needed were the perfect options for me, my budget, my goals, and my skillset.

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Some of you may be like me. Your skills in math may be severely lacking. I’m a visual person.

What I lack in calculation skills I make up for in reasoning and practical application. My tiny house was built by using defined dimensions. I knew the dimensions of the trailer, knew the legal size constraints, knew the size of my door and windows, knew the safety precautions I wanted to have in place, and knew framing measurement requirements.

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What I didn’t know, I learned along the way. This process should have taken me six months but due to a layoff resulting in a drastic reduction in pay, just as I was about to begin work, it took two years, almost to the day.

What did I learn in this process? I learned that I have paid a whole lot more attention to the skills of others than I ever realized, and I’ve learned from watching. I learned it’s not important to know. It’s important to be willing to learn. I learned to go slow and wait until the answer arrives.

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I was reminded to always think ahead and about the potential impact of a particular design or element choice. I was reminded of the ever important, measure twice and cut once. I was reminded of the value of small but steady consistent progress.

If it was a day I couldn’t work outdoors then I made sure I did something that would benefit my efforts when I again was able to do so. Safety was paramount, even when it cost me extra money and time. Being scared, insecure, uncertain, and getting made fun of have absolutely no bearing on the finished product. Suck it up and push forward. In the end the efforts speak for themselves.

Since completion, my tiny house has been through a blizzard, hurricane, and city traffic on the windiest day of the entire season. Factoring in everything it equated to approximately 85mph winds, and three hours of sustained highway speeds in pouring rain. She has held firm, tight, and dry.

More details of the build process can be viewed at www.coppertinwoodandwill.wordpress.com.

If you enjoyed this story on a 50-something woman’s journey building her own tiny home you’ll love our free daily tiny house newsletter with more!

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Alex

Alex is a contributor and editor for TinyHouseTalk.com and the always free Tiny House Newsletter. He has a passion for exploring and sharing tiny homes (from yurts and RVs to tiny cabins and cottages) and inspiring simple living stories. We invite you to send in your story and tiny home photos too so we can re-share and inspire others towards a simple life too. Thank you!

Woman in her 50s Builds her own Debt-free Tiny Home (10)

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Woman in her 50s Builds her own Debt-free Tiny Home (2024)

FAQs

How much does a house from tiny house nation cost? ›

Q: How much do tiny houses cost? Weisbarth: The most economical house we built was $40,000. There's a perception that you can build your own tiny house for $8,000 to $12,000, and while that may be possible, that requires doing the labor yourself and getting material donated.

Do tiny homes actually save money? ›

By choosing a tiny home, you can potentially save hundreds of thousands of dollars, allowing you to allocate your hard-earned money towards other financial goals such as retirement savings, investments, or travel.

How much can I afford for a tiny house? ›

The average cost of a tiny house is a reasonable $30,000 – $60,000, although they can cost as little as $8,000 or up to $150,000 depending on the amenities you choose to include. It's typically cheaper to build a tiny house than to buy one prebuilt, but don't get too caught up in the savings.

What is the tiny home foundation? ›

Different Types of Tiny Homes on Foundations. When you decide to build your tiny house on a foundation, you have several options to choose from including slab, crawlspace, basem*nt, or on piers. While other building foundations exist, these are the few most suitable for a smaller construction like a tiny house.

Is it cheaper to buy or build a tiny house? ›

The average cost of a tiny house is a reasonable $30,000 – $60,000, although they can cost as little as $8,000 or up to $150,000, depending on the amenities you choose to include. It's typically cheaper to build a tiny house than to buy one prebuilt, but don't get too caught up in the savings.

How long do tiny homes last? ›

The lifespan of a tiny home is largely determined by the quality of materials and labor that go into its construction. Generally, you can expect a tiny home to last 30-50 years. Location may also play a role, though.

What are the biggest drawbacks of living in a tiny house? ›

One of the disadvantages of tiny house living is that you give up full-size bathrooms and kitchens. You have less counter space in addition to storage space which can make cooking and getting ready in the morning a bit bothersome and something you'll need to adjust to.

What is the divorce rate in tiny homes? ›

The allure of tiny house living may be enticing, yet it's crucial to know that 44% of homeowners experience regrets related to size, and 50% of tiny house homeowners divorcing or splitting up within years of purchase. This figure should be seen as a preparation rather than a deterrent.

Are tiny homes losing popularity? ›

Are tiny houses still popular? Yes, the tiny house market is booming, with a projected $3.57 billion increase in market size between 2021 and 2026. Who are the key players in the tiny home industry?

Is it hard to get approved for a tiny home? ›

Often, it's impossible to get a traditional mortgage on a tiny house. You might qualify if your tiny home is built on a permanent foundation, but that's not the only mortgage requirement you have to meet. Mortgage lenders generally have a minimum loan amount.

What is a good budget for a tiny house? ›

The cost to build or buy a tiny home in 2024 ranges between $30,000 to $70,000, according to HomeGuide, a marketplace that connects homeowners with local pros. This price range is on par with estimates from other home sites and experts we consulted for this story.

Do tiny houses have plumbing? ›

Yes, tiny homes can have fully functional plumbing systems. Despite their compact size, tiny homes can be equipped with showers, sinks, and even toilets, much like a regular house. The plumbing setups in tiny homes come in various configurations.

What are the 2 different types of tiny homes? ›

Some specific types of tiny houses include:

Microhouse - with a solid foundation and a living area of up to 50 m2. Floating tiny house - small, boat-like living accommodations. Modular house - designed as a prefabricated house.

Can you make a tiny home permanent? ›

Just as a tiny house can be a full-time home, these structures can be set on foundations like any other structure. While your tiny home won't be as mobile set on a permanent structure, this will allow your home to utilize existing utility lines and appreciate in value over time.

Do you need a concrete slab for a tiny house? ›

Homes on Foundations: Tiny homes can be built on various types of foundations, including concrete slabs, crawl spaces, or even basem*nts. Each provides different benefits and considerations. Forms of Foundations: Depending on your location and budget, you have a range of foundation options to choose from.

How much does a tiny house really cost? ›

New, professionally designed and built tiny houses can cost anywhere from $45,000 to $150,000 or more, depending on size and amenities. You may be able to save on a professionally built tiny house by purchasing it used from an owner.

Do the Tiny House Nation hosts live in tiny houses? ›

Zack is a professional skier and contractor who is co-host of Tiny House Nation. He has so much love for tiny homes that he built a mobile tiny ski house for himself, and has lived in it full-time for years. Each winter Zack moves his tiny home to powdery slopes across the country.

What is John from Tiny House Nation doing now? ›

TV host, Sportscaster, Dad, Husband. Current projects include "Tiny House Nation" on Netflix and "Covid co*cktails with John Weisbarth".

Where is Zack from Tiny House Nation now? ›

These days, Giffin, who still skis every day he can, is the program director of a national Veterans' nonprofit called Operation Tiny Home, and he serves as the vice president of the Tiny House Industry Association. We called him up to talk about how you can live large by going small.

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