When is the Best Time To Buy Cruise Insurance? | Berkshire Hathaway Travel Protection (2024)

FAQs

When is the Best Time To Buy Cruise Insurance? | Berkshire Hathaway Travel Protection? ›

With Berkshire Hathaway Travel Protection, when you buy cruise insurance within two weeks of making your initial trip deposit, you're eligible for coverage for pre-existing conditions. Other providers may provide similar benefits.

Unlike other aspects of your travel experience like airfares or hotel-room rates, the price of travel insurance doesn't increase the closer you get to your travel date. There's no financial penalty if you wait to buy travel insurance (except for those bonus coverages, of course).

In general, you can buy coverage any time before the date of your trip. That said, it's always best to buy coverage as soon as you make your reservations.

It's smart to buy travel insurance immediately after booking for two reasons. One: You won't forget! Far too many travelers postpone buying travel insurance and then realize, too late, that they forgot to buy it at all. And two: The earlier you buy insurance, the bigger your coverage window.

With many plans, purchasing travel insurance 10 to 14 days from your first trip payment entitles you to “early purchase” benefits such as a waiver for pre-existing medical conditions that impact travel. If such a waiver is included, it is usually prominent in a summary of benefits, so read it carefully.

Can You Buy Insurance After Booking? Yes! It's the best time to buy cruise insurance – as soon as you make your initial trip deposit, while it's still fresh in your mind. Plus, if you buy cruise insurance within two weeks of making the first deposit on your trip, you can often qualify for bonus coverages.

You should always compare prices, and we've found that the best time to buy car insurance is 20 to 27 days ahead, as this is usually the cheapest.

Cruise insurance is a specific type of travel insurance you can buy to help cover the costs of expenses caused by covered events, such as trip cancellations, delays or medical emergencies. Many general travel insurance policies also cover cruises.

As any seasoned traveler knows, you can often find lower rates or free add-ons as the departure date approaches and the cruise line works to fill the ship. In those cases, prices will likely drop within 90 or 60 days of the departure date, after final payments are due.

What date should you put on travel insurance? ›

What should be the start date of travel insurance? For single-trip travel insurance, the start date should ideally be the same day you book your holiday to ensure you're covered for any eventualities, like trip cancellations. For annual travel insurance, the start date should be the day you book your holiday.

The “Effective Date” is the Day After You Purchase the Policy. One key in any travel insurance policy is the fact that the policy only goes into effect the next day after you purchase it.

Our simple answer is to get travel insurance as soon as you have booked and paid for your holiday, especially for a non-refundable trip.

You can buy travel insurance up to 12 months prior to your departure date, including before you've purchased flights or booked your accommodation.

You are traveling internationally. You are traveling to a remote area with limited health care facilities. You are traveling to a hurricane-prone area.

It's a myth that you'll automatically save more money by booking your hotel stay early. “It all comes down to supply and demand,” says Colleen Carswell, former hotel director of sales turned hotel solutions strategist. “Most of the time, you'll actually save much more by booking at the last minute.”

There's a long-standing travel myth that flights get cheaper as the departure date nears because airlines desperately lower the price to fill more seats. But airlines tend to save their highest fares for last-minute purchasers, especially on popular routes.