When a period of disability begins and ends. (2024)

(a) When a period of disability begins. Your period of disability begins on the day your disability begins if you are insured for disability on that day. If you are not insured for disability on that day, your period of disability will begin on the first day of the first calendar quarter after your disability began in which you become insured for disability. Your period of disability may not begin after you have attained full retirement age as defined in § 404.409.

(b) When disability ended before December 1, 1980. Your period of disability ends on the last day of the month before the month in which you become 65 years old or, if earlier, the last day of the second month following the month in which your disability ended.

(c) When disability ends after November 1980. Your period of disability ends with the close of whichever of the following is the earliest—

(1) The month before the month in which you attain full retirement age as defined in § 404.409.

(2) The month immediately preceding your termination month (§ 404.325); or

(3) If you perform substantial gainful activity during the reentitlement period described in § 404.1592a, the last month for which you received benefits.

(d) When drug addiction or alcoholism is a contributing factor material to the determination of disability. (1) Your entitlement to receive disability benefit payments ends the month following the month in which, regardless of the number of entitlement periods you may have had based on disability where drug addiction or alcoholism is a contributing factor material to the determination of disability (as described in § 404.1535)—

(i) You have received a total of 36 months of disability benefits. Not included in these 36 months are months in which treatment for your drug addiction or alcoholism is not available, months before March 1995, and months for which your benefits were suspended for any reason; or

(ii) Your benefits have been suspended for 12 consecutive months because of your failure to comply with treatment requirements.

(2) For purposes other than payment of your disability benefits, your period of disability continues until the termination month as explained in § 404.325.

[49 FR 22271, May 29, 1984, as amended at 60 FR 8145, Feb. 10, 1995; 65 FR 42782, July 11, 2000; 68 FR 4704, Jan. 30, 2003]

When a period of disability begins and ends. (2024)

FAQs

How do you answer a disability determination question? ›

9 tips for filling out the function report
  1. Keep your answers consistent. ...
  2. Start with question 20. ...
  3. Answer questions directly. ...
  4. Talk about your average or worst days. ...
  5. Be honest and don't exaggerate. ...
  6. Send additional information as quickly as possible. ...
  7. Talk about all conditions that keep you from working.
Mar 18, 2024

How do you answer when did your disability begin? ›

The alleged onset date, or AOD, is the date you claim on your Social Security Disability application you became unable to work because of your medical condition. The onset date may or may not be the same as the date your medical condition was diagnosed or your injury occurred. A typical AOD is the date last worked.

What is the period from the time you are disabled until you begin to receive disability benefits? ›

Generally, there is a 5-month waiting period and we'll pay your 1st benefit the 6th full month after the date we find your disability began.

What does period of disability mean? ›

Period of Disability means a period of time during which you are Totally Disabled from one or more causes.

What not to say on a disability function report? ›

When telling Social Security about your daily activities, avoid general statements like "I get up, shower, get dressed, eat breakfast, go outside to read, eat lunch, etc." These can give the impression that your days are typical and without difficulty.

What is the easiest condition to get disability? ›

What Is the Most Approved Disability? Arthritis and other musculoskeletal system disabilities make up the most commonly approved conditions for social security disability benefits.

How should you answer disability questions? ›

  1. 7 tips for answering questions at a disability hearing.
  2. Only answer questions if someone asks you directly.
  3. Be specific.
  4. Don't over-explain.
  5. Don't exaggerate or minimize your symptoms.
  6. Answer based on how you feel most days.
  7. Stay consistent with information in your application.
  8. Be polite.
Mar 26, 2024

How do you answer a disability review question? ›

Describe your typical daily activities and any challenges you face due to your disability. Be honest about your limitations and how they impact your ability to return to work and perform everyday tasks. If you've taken any training courses or received any education, that information should be included in your report.

What is the step 4 of the disability determination process? ›

Step 4: Can severely impaired applicants work in their past jobs? At this step, the DDS considers whether an applicant's residual functional capacity ( RFC ) meets the skill and task requirements of his or her past relevant work.

What disabilities are hard to prove? ›

What Disabilities Are Hard to Prove? Your Guide to Hard-to-Prove Disabilities
  • Chronic Pain.
  • Fibromyalgia.
  • Mental Health Conditions.
  • Migraine Headaches.
  • Traumatic Brain Injury (TBI)
  • Ehlers-Danlos Syndrome (EDS)
  • Chronic Fatigue Syndrome (CFS)
  • How Can I Qualify with a Disability That Is Hard to Prove?
Mar 22, 2024

How does SSDI determine when your disability began? ›

The date you list on your SSDI application. The date that you stopped working, or only worked in a limited capacity, and did not earn substantial income. Your physician's determination of the date you became disabled. Your medical records.

Can I change my disability onset date? ›

Your alleged onset date is often the date you stopped working due to your disabling impairments. However, it is important to note that these alleged onset dates are not set in stone. They can be changed by a judge or by your own motion to amend.

What's the most disability will pay? ›

Social Security Disability Insurance (SSDI) – The maximum payment is $3,822 a month (up from $3,627 in 2023). The maximum family benefit for SSDI is about 85% to 150% of the disabled worker's benefit. The maximum payment at full retirement age is $3,822 monthly.

What is the base period for disability? ›

The “base period” is the one-year period that began about 15 to 17 months before the date of your application for SDI benefits.

What is the period of total disability? ›

A “period of total disability” starts when the employee becomes totally disabled, but not earlier than 31 days before the date they were personally treated by a “licensed physician”. During the first 24 months, Plan I and Plan II employees must be totally disabled from their “usual occupation”.

How to answer disability questions to get approved? ›

  1. 7 tips for answering questions at a disability hearing.
  2. Only answer questions if someone asks you directly.
  3. Be specific.
  4. Don't over-explain.
  5. Don't exaggerate or minimize your symptoms.
  6. Answer based on how you feel most days.
  7. Stay consistent with information in your application.
  8. Be polite.
Mar 26, 2024

Should I answer the disability question on application? ›

You Don't Have to Disclose the Disability

If you'd rather not disclose the disability, you don't have to. You're not legally obligated to tell employers that you have a disability if you don't want to, but this might be a mistake. There may be no reason that your disability would interfere with your work.

How do you describe a daily routine for disability? ›

When describing your daily activities, be specific about the tasks you perform and the limitations you experience. For example, if you have difficulty standing for long periods, describe how this affects your ability to perform household chores or run errands.

What are the 5 steps of disability determination? ›

Social Security Administration's 5-Step Sequential Disability Evaluation
  • Step 1: Financial Eligibility. ...
  • Step 2: Severe Impairment. ...
  • Step 3: Impairment Criteria. ...
  • Step 4: Previous Employment. ...
  • Step 5: Work Capacity. ...
  • Submitting an SSI or SSDI Application.

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