What To Do If Your Social Security Number Is On The Dark Web (2024)

ACTION STEPS AND RESOURCES

With identity theft unfortunately becoming more frequent, many Americans may learn that some of their personal information is for sale on the dark web, which is deep, dangerous, and intentionally hidden from the general public. Having your Social Security number on the dark web leaves you vulnerable to identify theft. In fact, according to Javelin Strategy & Research, identity fraud cases amounted to $28 billion and impacted 27 million Americans in 2021. There are some simple actions you can take to protect your identity and pocketbook from this national “identity crisis."

What To Do If Your Social Security Number Is On The Dark Web (1)

FREEZE YOUR CREDIT

When your Social Security number is available on the dark web, it gives cybercriminals the ability to open credit accounts in your name. In other words, someone other than you can take out personal loans, apply for credit cards, or open other financial accounts under your name. One way to make sure people don’t have access to your credit is to freeze it. When you freeze your credit, you prevent fraudsters from accessing your credit file.

Under federal law, you can freeze (and unfreeze) your credit with the three major credit bureaus— Experian, TransUnion, and Equifax—for free.

It's important to note that freezing your credit prevents anyone—including you—from opening new accounts. If you decide to freeze your credit, make sure you understand the process to unfreeze it, so you can access your credit, when necessary, like when you need to buy a new car.

What To Do If Your Social Security Number Is On The Dark Web (2)

KEEP A CLOSE WATCH ON YOUR CREDIT CARDS

After your Social Security number is plastered on the dark web, opening new accounts in your name isn’t the only thing you have to worry about. Fraudsters can use your Social Security number and other personal information they find on the web to impersonate you and to gain access to your credit cards. Once someone gains access to your credit card, they can begin piling on the charges. If you’re not closely monitoring your credit card activity, the charges can quickly get out of hand.

Many companies offer credit monitoring plans that help combat credit-card hacking. For example, AAA offers ProtectMyID, a complementary credit monitoring service for all AAA members. Signing up for a credit monitoring service can help you keep your identify safe, while giving you peace of mind.

Another way to monitor your credit cards is to sign up for alerts. Most creditors will send you an alert when a purchase has been made or a payment is due. These notifications can help you keep track of your credit card transactions at all times.

What To Do If Your Social Security Number Is On The Dark Web (3)

SIGN UP FOR A SOCIAL SECURITY ACCOUNT

Establishing a my Social Security account is another way to monitor the use of your Social Security number. This type of account lets you track and manage your current benefits, including checking if anyone has filed a claim. By keeping tabs on your Social Security benefits, you can ensure no one is getting what is yours.

Keep in mind—there is no foolproof way to know if someone is using your Social Security number. So, while a Social Security account can help protect your benefits, it doesn’t safeguard the number itself.

What To Do If Your Social Security Number Is On The Dark Web (4)

LOOK AT YOUR CREDIT REPORT

Every American is entitled to a complementary copy of their credit report annually. You can get your copy at Annual CreditReport.com. You should review your credit report every year so you can spot any suspicious activity that you didn’t initiate, such as new accounts or lines of credit.

REPORT FRAUDULENT ACTIVITY

Unfortunately, no matter how hard you try to protect your identity, a cybercriminal may still successfully open an account under your name. In this case, you will need to report this activity immediately.

If you think you’re a victim of identity theft, first contact the IRS and the Federal Trade Commission. You will also want to let your credit card companies know your identify has been compromised.

What To Do If Your Social Security Number Is On The Dark Web (2024)

FAQs

What To Do If Your Social Security Number Is On The Dark Web? ›

If you think someone is using your Social Security number and creating credit problems for you, you should report it at IdentityTheft.gov, the Social Security Administration says. You'll go through the steps of putting a fraud alert on your credit reports, alerting the FTC, and possibly filing a police report.

What to do if SSN on dark web? ›

If your SSN is involved, here are 4 steps to consider taking:
  1. Freeze your credit for free. ...
  2. Place a fraud alert on your credit report. ...
  3. Contact your financial institutions. ...
  4. Keep tabs on your credit reports for suspicious activity.

Should I be worried if my information is on the dark web? ›

But most people shouldn't spend too much time worrying about what might happen if someone gets their hands on their personal information, Hanslovan said. Instead, he advised keeping an eye on your important accounts, and make sure you're prepared to act in the case something does go wrong.

What if credit wise says my SSN was found on the dark web? ›

If a scan indicates that your account numbers have appeared on the dark web, contact your financial institution right away. Follow their guidance to protect your accounts.

What should I do if my info is on the dark web? ›

We recommend adding a credit lock, credit freeze, or fraud alerts to your credit reports, staying on the lookout for new alerts, and regularly checking your credit reports and financial accounts for any unrecognized transactions.

Can I change my SSN? ›

The Social Security Administration does allow you to change your number, but only under limited circ*mstances, such as identity theft or if your safety is in danger. You will also need to supply appropriate documentation to support your application for a new number. Social Security Administration.

How to check if your SSN is compromised? ›

One of the best ways to check if someone stole your Social Security number is by reviewing your credit report and looking for any unrecognized financial activity. Threat actors will often use your Social Security number to open new bank accounts, apply for loans or withdraw money from your bank account.

Can my information be removed from the dark web? ›

Unfortunately, it's almost impossible to remove your personal information from the internet once it's circulating on the Dark Web. However, you can use a Dark Web monitoring service to check if your data has been exposed.

Why am I getting a dark web alert? ›

If you receive a dark web alert, fortunately, it doesn't mean that someone has already used your data. It just means that it has been found on the dark web, which means that it can be obtained from there. However, if you receive an alert, it still means that you have been a victim of data theft.

What are the dangers of the deep dark web? ›

Malware and viruses: The dark web is rife with sites that host malware and viruses, posing a serious threat to the privacy and safety of everyone who visits them. Scams and fraud: There is a risk of being scammed or duped on the dark web, with some sites pretending to provide goods and services that do not exist.

Can I lock my SSN online? ›

You can also place what's known as a self-lock on your SSN through E-Verify® at www.e-verify.gov, a government service that employers use to confirm a job applicant's eligibility to work.

How do I freeze my Social Security number? ›

If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).

How do you see where your SSN is being used? ›

How To Check If Someone Is Using Your Social Security Number
  1. Review your credit report.
  2. Use an SSN monitoring service.
  3. Review your Social Security statement.
  4. Go through your junk mail.
  5. Look out for strange calls from debt collectors.
  6. Follow up on notices from the IRS.
  7. Scrutinize your bank statements.
Oct 10, 2023

Can I get my info removed from the dark web? ›

Unfortunately, it's almost impossible to remove your personal information from the internet once it's circulating on the Dark Web. However, you can use a Dark Web monitoring service to check if your data has been exposed.

How do I remove SSN restrictions? ›

How to Remove “Valid For Work Only With DHS Authorization” You are eligible to remove restrictions from your SSC if you are granted U.S. citizenship, asylum, or approval for a green card to become a lawful permanent resident of the United States.

What if my phone number was found on the dark web? ›

If your phone number is found on the dark web, you can register your number on the National Do Not Call Registry to reduce spam calls. You can also set up spam protection for iOS or Android.

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