What kind of insurance do I need when applying for a visa for the Netherlands? | NetherlandsWorldwide (2024)

FAQs

What kind of insurance do I need when applying for a visa for the Netherlands? | NetherlandsWorldwide? ›

What kind of insurance do I need when applying for a visa for the Netherlands? When you apply for a Schengen visa for the Netherlands you must have health insurance or travel insurance that covers any medical expenses you may incur while in the Schengen area.

Medical, evacuation and repatriation coverage is required for visa approval. Trip cancellation insurance provides reimbursem*nt if your trip gets canceled due to covered reasons, such as an unexpected illness or injury or a crisis or disaster in your European destination.

Mandatory insurances. There are two types of insurance that are mandatory and one type of insurance that's semi-mandatory in the Netherlands. These are the healthcare insurance, the car insurance, and the home insurance. Everyone residing in the Netherlands is obligated by law to take out healthcare insurance.

An S1 form is proof of your Dutch health insurance. You can use it to apply for health insurance cover in your home country.

Health insurance cards

To get medically necessary state healthcare in the Netherlands, you need a Global Health Insurance Card ( GHIC ) or a European Health Insurance Card ( EHIC ). The NHS's getting healthcare abroad webpage has details about: how to apply for a GHIC.

AXA Europe Travel

This option is the best choice for those who wish to travel within the Schengen Area as well as in other European countries. It provides coverage in the 27 Schengen countries + the European microstates + all the EU countries (including Cyprus, Bulgaria, the Republic of Ireland and Romania) + the UK.

Although travel insurance is not a requirement for US citizens to enter Europe, it will be very useful in case of any unforeseen circ*mstances which need medical attention.

When you apply for a Schengen visa for the Netherlands you must have health insurance or travel insurance that covers any medical expenses you may incur while in the Schengen area.

If you fail to take out Dutch health insurance, you are likely to receive a fine. The payment of the fine is 130% of the insurance premium during the period that you were not insured.

The cost of compulsory basic insurance for medical care is set yearly by the Dutch government. The average basic Dutch health insurance premium in 2021 is approximately 120 euro per month. Basic health insurance in the Netherlands comes with a standard, obligatory deductible excess of 385 euro (in 2021).

What kind of health insurance does the Netherlands have? ›

Health insurance in the Netherlands is mandatory, and the nation's healthcare is covered by two statutory forms of insurance: Zorgverzekeringswet (Zvw), often called "basic insurance', covers common medical care. Wet langdurige zorg (Wlz) covers long-term nursing and care.

If you don't have insurance, you'll still receive care and treatment in any emergency situations. However, healthcare in the Netherlands for foreigners isn't free. You'll be expected to pay for any medical care you receive. If you don't have the financial ability to pay for your care, assistance may be available.

You must take out Dutch health insurance within four months of your permanent residence permit coming into force. Your health insurance policy must be effective from the date your residence permit comes into force.

Schengen visa insurance must provide medical expenses coverage, including hospitalization, medical treatment and repatriation for medical reasons. It must also be valid in all Schengen countries and cover a person's entire stay in that area. The minimum coverage is €30,000 (about $33,300).

Medicines that have a narcotic effect require a certificate. These include sleeping pills, strong painkillers, ADHD medication and medicinal cannabis. Ask your family doctor or pharmacy whether you need a certificate for your medication.

We advise that you have a UK GHIC (or UK EHIC) and private travel and medical insurance for the duration of your trip.

Schengen Travel Visa

When traveling to any of these countries, their embassies may request that you show proof of the following insurance benefits: $50,000 of Medical Emergency/Hospitalization Coverage. $300,000 of Medical Evacuation and Repatriation Coverage. $0 Deductible.