What It Costs to Have a Baby in America: A State-by-State Analysis - Families Usa (2024)

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How much does it cost to have a baby in each state? ›

Massachusetts is the most expensive state in which to have a baby, a new report says. Pregnancy pillow provider Body Nest evaluated data from the CDC, Economic Police Institute, and others on hospital birth costs, paying for daycare, moving into a bigger apartment, and other expenses that come with having a baby.

(No insurance) Total average hospital bill for a regular birth: $30,000. (No insurance) Total average hospital bill with a c-section: $50,000. (With insurance) Total average hospital bill for a regular birth: $3,400. (With insurance) Total average hospital bill with a c-section:$3,400.

Raising a child is a rewarding journey but comes with significant financial responsibilities. The average 18-year cost for a child born in 2023 is nearly $375,000. Learn more about the breakdown of childcare expenses and get some practical tips for managing your family's finances.

Home Birth. Home births are a low-cost option for those who do not have a history of medical complications. One study estimates that the average cost of home birth—including prenatal, delivery, and postpartum care—was $4,650 in 2021.

Costs will vary widely depending on your health insurance and even what state you're in, as well as how your delivery goes: (No insurance) Total average hospital bill for a regular birth: $30,000. (No insurance) Total average hospital bill with a c-section: $50,000.

This is a bill for a recent labor and delivery service in the United States. And it includes a $39.35 charge for holding the baby after delivery. Really. The image of the bill, now shared widely on Reddit, shows a charge for “skin to skin after c sec.” The Reddit user who posted it explained more in a few comments.

By the numbers: Florida's median in-network amount for vagin*l deliveries is $12,603.64. Out-of-network it's $31,983.52. Zoom out: Alaska has the highest median in-network amount for vagin*l deliveries, $21,525.77, followed by New York, New Jersey, Connecticut and Massachusetts.

The American Rescue Plan Act of 2021 temporarily expanded the child tax credit for the 2021 tax year to $3,600 per child younger than age 6 and $3,000 per child up to age 17.

How much does it cost to give birth in Texas? ›

In 2022, the Texas Adoption Center said that a vagin*l delivery can cost between $5,000 and $11,000 for the uninsured. A C-section could cost as much as $14,500 on average. Without insurance, the average hospital bill for giving birth in Texas can be quite expensive.

If a child is born on U.S. soil, they are automatically granted U.S. citizenship by virtue of the "birthright citizenship" principle enshrined in the 14th Amendment to the U.S. Constitution. This means that the child becomes a U.S. citizen regardless of the immigration status of their parents.

Many people giving birth vagin*lly in the U.S. receive epidural, spinal, or combined anesthesia. The procedure is common and included in average costs associated with delivery. For uninsured people, the cost of an epidural can range from about $1,000 to over $8,000.

Babies are cute, but they come with a big price tag. According to USAFacts.org, as of 2022 the average middle-income family could expect to spend between $16,007 and $17,141 on child-related expenses each year. For newborns, the cost can be even higher.