The Target Credit Card credit limit is $200 to $2,000 to start, according to forum posts. The issuer does not disclose this information in the card’s terms, so there's no surefire way of knowing your credit limit beforehand.
For the most part, the Target Credit Card credit limit depends on each applicant’s overallcredit standing. Those with the highest income and best credit scores will generally be offered thehighest starting credit limits.
It is also worth noting that after 12 months, accounts get reviewed for automatic credit limit increases. These inquiries will result in a soft pullof your credit report, so they won’t affect your credit score. Your chances of an increase are better if your income has improved and you’ve updated it through youronline account. Makingpayments on time, and preferably in full, is also a good idea.
This answer was last updated on 08/05/24 and it was first published on 05/08/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
