What is the maximum money that can be sent via Zelle? (2024)

Zelle has managed to become one of the new alternatives to sending and receiving money in the United States. It has gained users as an easy-to-use application that helps customers facilitate transfers regardless of the bank to which users belong.

One of the characteristics of Zelle is the immediacy that characterizes this new service because, in a matter of minutes, transfers are made regardless of where they are.

One of the most common questions from Zelle customers in the United States is about the maximum limit that can be sent in a transfer daily, weekly or even monthly.

We will clarify the general aspects of the limits established by Zelle for the money transfers depending on the financial institution to which you belong and the limits established by the banks themselves.

What is the limit of money that can be sent by Zelle in the United States?

If your bank does not yet offer the Zelle service, the weekly allowable limit is $500, which cannot be increased or decreased regardless of conditions.

However, if your bank offers the Zelle service, the sending limits are established specifically by each financial institution, which we detail below.

Wells Fargo, Bank of America

These two institutions tell us that the daily limit to send money through Zelle is $3,500, although if you usually send money monthly, the maximum you can transfer will be $20,000.

Capital One, CitiBank, and US Bank

In these three banks, the figures vary, and their daily limit is lower than that offered by other institutions, although higher than that offered by Zelle to customers who do not yet have the service. The daily maximum varies between $1,500 to $2,500, depending on the client’s account type.

Finally, other banks like TD Bank have daily minimums of $1,000 and monthly maximums of $10,000.