What is the ICICI Bank ATM Withdrawal Limit (2024)

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Rachita

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Niva

4 2022-08-24T11:02:03+00:00 August 24, 2022

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Today, the majority of banks set restrictions on their clients' ability to withdraw cash from ATMs. These cash withdrawal restrictions differ from bank to bank and are influenced by things like the account type and card type. The quantity of free ATM withdrawals a customer will receive is based on the kind of account and debit card they have chosen. An absolute minimum of free transactions at ATMs must be made each month, according to the Reserve Bank of India (RBI). However, banks are free to give their consumers more free transactions. The RBI FAQs on ATM operations state that banks are required to provide their savings bank customer accounts with a minimal number of free ATM withdrawals. And if you are an ICICI customer, you will want to know the

ICICI bank ATM withdrawal limit. I am going to help you with that.

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ICICI bank withdrawal limit per day

Regardless of the location of the ATM, banks should offer a minimum of 5 free monetary operations every month to customers with savings bank accounts. There will be a limited number of free non-cash withdrawal transactions available. Transactions at any ATM owned by another bank in a metro area: Banks are required to give holders of savings bank accounts a minimum of three free transactions per month at ATMs situated in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru, and Hyderabad. Transactions at any ATM operated by another bank in a location other than one of the six metro areas: Banks are required to provide savings account users with a minimum of five free transactions per month at any ATM operated by another bank, including both financial and non-financial transactions.

All non-financial transactions at ICICI Bank ATMs are free for holders of savings bank accounts, but they are limited to five free financial transactions each calendar month. According to the bank website, cash transactions at ICICI Bank ATMs cost Rs 21 per transaction. Other bank ATMs would allow a maximum of five transactions per month (including financial and non-financial transactions), with a cap of 3 free money transfers in 6 metro areas.

ICICI Bank cash withdrawal limit from branch

According to the bank's website, ICICI Bank has set a daily cash withdrawal cap of 1,00,000 for transactions made at ATMs using their platinum identity chip debit card. According to ICICI Bank, the visa signature debit card has a daily limit of 1,50,000 rupees for ATM withdrawals.

Limits on other cards are:
  • ₹ 1,00,000 per day with the Titanium Debit Card from ICICI Bank Privilege Banking

  • ₹75,000 per day with the ICICI Bank Smart Shopper Gold Debit Card.

  • ₹50,000 per day with the ICICI Bank Smart Shopper Silver Debit Card.

I hope now you know about

ICICI bank ATM withdrawal limit.

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Abhilasha

1 2023-08-29T19:59:23+00:00 August 29, 2023

⤺ Reply

I am an ICICI Bank account holder, so I am aware of the ICICI cash withdrawal limit per day. It is important to know these withdrawal limits to avoid any kind of confusion during an emergency period.

What is the ICICI daily withdrawal limit?

The ICICI ATM cash withdrawal limit is Rs. 50,000/- (1,00,000 for HNI's).

Their Ultra Fast Cash options allow clients to withdraw Rs. 5000/- in one shot.

You can conduct financial transactions quickly and easily around the clock because of the extensive network of ATMs operated by ICICI Bank.

Calculate your EMI on a home loan via the NoBroker EMI calculator

I suggest checking the official ICICI Bank website or getting in touch with their customer care to receive the most precise and recent information on the ICICI cash withdrawal limit per day. Before using your debit card for ATM withdrawals, it's always a good idea to double-check the current withdrawal limits to make sure you're aware. Banks evaluate and alter their regulations from time to time.

Hope this will help you:)

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Read More:

What Does MAB Charges ICICI Bank Means?How to Close ICICI Bank NRI Account Online?What is the ICICI Bank ATM Withdrawal Limit?

Arpita C

1 2023-04-25T10:30:25+00:00 April 25, 2023

⤺ Reply

I needed Rs 52,000 immediately during my cousin’s operation a few years ago, when Paytm, PhonePe, or other online transactions were not quite popular. I had to know about the ICICI ATM withdrawal limit so that I could withdraw the amount quickly. But during that time, I had no clue about it. I visited the bank the very next day and asked an official about the ATM withdrawal limit per day ICICI salary account. I guess many of you do not know about it to date. No worries, let me share the ICICI withdrawal limit per day ATM. Read this answer to the end and be aware of it.

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What is the ICICI ATM withdrawal limit one time?

Each and every bank has a certain withdrawal limit set. As for the ICICI debit card cash withdrawal limit, it is Rs 50,000 per day. Niva

has already given you some insight about this topic, but let me add more information to it.

The ICICI bank maximum cash withdrawal limit will increase if you use a platinum chip debit card. In that case, you can withdraw up to Rs. 1 lakh per day. If you use the Visa Signature debit card, you can withdraw up to Rs. 1.5 lakh.

Card TypeWithdrawal Limit

ICICI Bank Coral+ Debit Card

Rs. 1.5 Lakh

ICICI Platinum Debit Card

Rs. 1 Lakh

ICICI Expression Debit Card

Rs. 1 Lakh

Titanium Debit Card

Rs. 1 Lakh

Sapphiro Debit Card

Rs 2.5 Lakh

Smart Shopper Silver Debit Card

Rs. 50,000

I am not sure about the ICICI ATM withdrawal limit per month, though. I believe the above-mentioned chart is only the limit per month. But I will suggest you clarify it with the bank officials. This is the ICICI ATM withdrawal limit I know of as of now.

Read More:

How to get home loan statement from ICICI bank?What are ICICI Bank Home Loan Reviews?How to Redeem ICICI Credit Card Points?

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What is the ICICI Bank ATM Withdrawal Limit (2024)

FAQs

What is the ICICI Bank ATM Withdrawal Limit? ›

According to the bank's website, ICICI Bank has set a daily cash withdrawal cap of 1,00,000 for transactions made at ATMs using their platinum identity chip debit card. According to ICICI Bank, the visa signature debit card has a daily limit of 1,50,000 rupees for ATM withdrawals.

What is the maximum I can withdraw in ATM? ›

Here are the results for Philippine bank ATM withdrawal limits:
BankMax. Amount
PNB₱20,000.00
BPI₱20,000.00*
HSBC₱50,000.00
UnionBank₱20,000.00
4 more rows
Apr 24, 2015

How can I know my ICICI debit card ATM withdrawal limit? ›

You may see this information in our website www.icicibank.com > Products > Cards > Debit Cards > Choose your debit card on the left hand side of the page > Select your Debit Card > Click on high withdrawal limit and transaction limit. Please click here to know the details of daily limits as per each card type.

What is the current ATM withdrawal limit? ›

Banks and credit unions set withdrawal limits at ATMs, which is the amount of cash you can take out of your account per transaction and per day. The withdrawal limits can vary and hover between $300 to $5,000 daily, with the majority falling within $500 and $3,000 daily.

How to increase cash withdrawal limit from ATM ICICI Bank? ›

Internet Banking
  1. Go to Service Request.
  2. Select 'Increase/Decrease Debit Card Limit'
  3. Set your desired card limit.

How much can I withdraw in ATM at once? ›

The majority of the Indian banks' withdrawal limit per day ranges between Rs. 20,000 to Rs. 50,000 from an ATM. In addition, the maximum ATM withdrawal limit per day depends on your account type and banking specifics.

Can you withdraw $6000 from ATM? ›

You Might Not Be Able To Do It From an ATM

“Most banks have caps on what you can withdraw from an ATM each day, and typically $5,000 is more than those limits,” Bakke said. If you need to take out that kind of money, it will be a lot easier if you do it in person.”

Can I withdraw $20,000 from ICICI ATM at once? ›

According to the bank's website, ICICI Bank has set a daily cash withdrawal cap of 1,00,000 for transactions made at ATMs using their platinum identity chip debit card. According to ICICI Bank, the visa signature debit card has a daily limit of 1,50,000 rupees for ATM withdrawals.

How to increase limit in ICICI bank? ›

Customers can avail of this facility through the below modes:
  1. SMS: SMS CRLIM <last 4 digits of card> to <5676766> ...
  2. iMobile app: Step 1- Go to 'Cards, Loans & Forex' section. ...
  3. Internet Banking: Step 1- Log in to Internet Banking. ...
  4. Customer Care:

How do I increase my ATM withdrawal limit? ›

To work around ATM withdrawal limits, you can call the bank and request a limit increase, adjust your withdrawal limits using the mobile app, get cash back at checkout or withdraw from a linked savings account. If your bank or credit union has bank branches, you can withdraw larger amounts by stopping by in person.

How to check ATM withdrawal limit? ›

The cash withdrawal limit for use at the ATM of the issuing bank is set by the bank when the card is issued. The maximum withdrawal limit is displayed at the respective ATM locations. For cash withdrawals at other bank's ATMs, a maximum limit of Rs 10,000 per transaction has been decided upon.

Can I pay $10,000 with my debit card? ›

Yes, banks have debit card limits for how much you can spend or how much money you can withdraw at an ATM. Daily purchase limits can range from $300 to $10,000. Daily withdrawal limits for debit cards can vary from $200 to $5,000.

How much money can I withdraw without being flagged? ›

Under the Bank Secrecy Act (BSA), you are limited to $10,000 of cash withdrawals from your bank account per day. And if you want to withdraw more than that $10,000 daily cash limit, the bank will report your transaction to the federal government.

What is the ATM limit for Icici Bank? ›

Top ICICI Debit Cards in September 2024
Debit CardDaily Limits
ICICI Expression Debit CardDomestic ATM: Rs. 1 Lakh International ATM: Rs. 1 Lakh Domestic Shopping: Rs. 5 Lakh International Shopping: Rs. 2 Lakh
ICICI Titanium Debit CardATM Withdrawals: Rs. 1 Lakh Shopping: Rs. 1.5 Lakh
4 more rows
Sep 2, 2024

Does ICICI Bank charge for ATM withdrawal? ›

Thereafter, Rs. 21 (exclusive of Goods and Service Tax) per financial transaction and Rs. 8.50 (exclusive of Goods and Service Tax) per non financial transaction.

Why is my ATM withdrawal limit so low? ›

Banks set limits for how much cash you can take out at an ATM, which can range from small amounts such as $300 per transaction to $5,000 per day. Cash withdrawal limits are designed to protect you in the event that someone steals your debit card or your PIN.

What ATM allows you to withdraw $1000? ›

Your bank's daily ATM withdrawal limits
BANKDAILY LIMIT
Bank of America$800 to $1,000
Capital One$500 to $1,000
ChaseUp to $3,000
Chime®$515
8 more rows

Can I withdraw $5000 from a bank? ›

Under the Bank Secrecy Act (BSA), you are limited to $10,000 of cash withdrawals from your bank account per day. And if you want to withdraw more than that $10,000 daily cash limit, the bank will report your transaction to the federal government.

What is the US Bank ATM withdrawal limit? ›

The maximum withdrawal limit can vary because it depends on your account and your relationship with U.S. Bank. For many banks, daily ATM withdrawal limits start at $500. You have the power to set your own ATM withdrawal limit through the U.S. Bank mobile app.

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