What is the 15-15-15 rule in Mutual Funds? - ICICIdirect (2024)

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What is the 15-15-15 rule in Mutual Funds? - ICICIdirect (2024)

FAQs

What is the 15-15-15 rule in Mutual Funds? - ICICIdirect? ›

Meaning of the 15-15-15 rule in Mutual Funds

What is the 15x15x15 rule in mutual funds? ›

What is the 15-15-15 rule in mutual funds? The rule says that an investor can create a corpus of around one crore rupees by investing Rs. 15,000 per month for 15 years in a mutual fund that can generate 15% average returns based on the power of compounding.

What is the 15 * 15 * 30 rule in mutual funds? ›

15x15x30 rule in mutual funds is strategy to invest Rs 15,000 per month for 30 years in a fund that offers a 15% annual return. According to some experts, this strategy can help an investor accumulate Rs 10 crore over 30 years, compared to Rs 1 crore if they invested for 15 years.

Can we get a 15% return on a mutual fund? ›

As you know there are no fixed returns in mutual funds but you can expect around 8% - 10% in Debt hybrid funds, around 10% - 12% in equity hybrid funds and 12%-15% in equity funds if you have a long-term horizon.

What happens if I invest $10,000 a month in SIP for 15 years? ›

So, assuming an investor invests ₹10,000 per month for 15 years, maintaining 10 per cent annual step up, mutual funds SIP calculator suggests that one's SIP of ₹10,000 would yield ₹1,03,11,841 or ₹1.03 crore.

What is the power of 15x15x15? ›

The answer to the expression 15 x 15 x 15 is 3,375. When we multiply 15 by itself three times (15 x 15 x 15), we are calculating the volume of a cube with all sides measuring 15 units. Mathematically, it can be written as 15^3, which means 15 raised to the power of 3. Evaluating this expression gives us 3,375.

Which SIP is best for $15,000 per month? ›

Mutual Funds for Investing Rs. 15,000 per month Using SIP
  • 1) Canara Robeco Equity Tax Saver Fund.
  • 2) ICICI Prudential Equity & Debt Fund.
  • 3) DSP Tax Saver Fund.
  • 4) Mirae Asset Tax Saver Fund.
  • 5) Kotak Tax Saver Fund.
  • 6) Edelweiss Aggressive Hybrid Fund.
  • 7) SBI Equity Hybrid Fund.
Sep 14, 2022

What is the 80 20 rule in mutual funds? ›

You have a low risk appetite and cannot tolerate market fluctuations. You can apply the 80-20 rule by investing 80% of your portfolio in debt mutual funds that invest in high-quality and low-duration securities, and 20% in equity mutual funds that can provide some growth and diversification.

What is the 4% rule for mutual funds? ›

The 4% rule says people should withdraw 4% of their retirement funds in the first year after retiring and take that dollar amount, adjusted for inflation, every year after. The rule seeks to establish a steady and safe income stream that will meet a retiree's current and future financial needs.

What if I invest $1,000 a month in mutual funds for 20 years? ›

Mid Cap Mutual Fund:- If you invest Rs 1000/per month for 20 yrs in Mid cap mutual fund, Assuming that 15–16 % interest rate. You will have approx 15–16 lakhs.In long term all mutual funds are safe.

Should a 70 year old invest in mutual funds? ›

Conventional wisdom holds that when you hit your 70s, you should adjust your investment portfolio so it leans heavily toward low-risk bonds and cash accounts and away from higher-risk stocks and mutual funds. That strategy still has merit, according to many financial advisors.

What if I invest $1,000 in mutual funds for 10 years? ›

Mutual Funds over a long period of time, have given about 12% year on year Returns. So if we consider thousand investment for 10 years, here are your numbers: Invested amount will be 1,20,000. If we expect 12% Returns you are returns will be 1,12,339.

Can mutual funds give 20% returns? ›

Other mutual fund schemes which gave over 20 percent return in the past half a decade include Aditya Birla Sun Life Flexi Cap Fund, DSP Flexi Cap Fund, Franklin India Flexi Cap Fund, HSBC Flexi Cap Fund and Parag Parikh Flexi Cap Fund.

What is the 15 15 15 rule for mutual funds? ›

The 15-15-15 rule suggests investing 15% of your income for 15 years in a mutual fund with 15% annual returns. Compounding is the process of reinvesting earnings to generate more returns. By following this rule, you can achieve long-term financial goals such as accumulating a substantial corpus for future needs.

What if I SIP $30,000 per month for 5 years? ›

Example of Using an SIP Calculator

You aim to have ₹20 lakhs in 5 years and can invest ₹30,000 every month. With an expected annual return of 10%, you plug these numbers into the mutual fund SIP calculator. This means your investment has grown significantly, reaching a maturity value of ₹24.3 lakhs.

What if I invest $2000 a month in SIP for 5 years? ›

Say you invest Rs 2,000 every month through SIP in an ICICI Bank mutual fund for five years, and let's assume an average annual return of 12 per cent. By the end of five years, your total investment of Rs 1,20,000 could grow into around Rs 1,62,000.

What is the 75 5 10 rule for mutual funds? ›

A 75-5-10 diversified management investment company will have 75% of its assets in other issuers and cash, no more than 5% of assets in any one company, and no more than 10% ownership of any company's outstanding voting stock.

What is the 3 5 10 rule for mutual funds? ›

Specifically, a fund is prohibited from: acquiring more than 3% of a registered investment company's shares (the “3% Limit”); investing more than 5% of its assets in a single registered investment company (the “5% Limit”); or. investing more than 10% of its assets in registered investment companies (the “10% Limit”).

What is the 15 15 rule? ›

The 15-15 rule—have 15 grams of carbohydrate to raise your blood glucose and check it after 15 minutes. If it's still below 70 mg/dL, have another serving. Repeat these steps until your blood glucose is at least 70 mg/dL.

How to calculate 15 15 15 rule? ›

The Investment: You should invest Rs 15,000 per month. The Tenure: The total of your investment should be 15 years. It means that you will invest Rs 15,000 every month for the next 15 years. The Return: Your expected returns on your investment should be 15%

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