What is Preventive Care and What Services are Covered? (2024)

Is preventive care free?

Most health plans are required by law to cover eligible preventive care services at 100%. This includes health insurance plans you get through your employer as well as those you may buy on your own through the Health Insurance Marketplace. Your doctor must also be in-network in order to be fully covered.

What are the benefits of preventive care?

Preventive care is intended to help you stay as healthy as possible. Regularly scheduled visits and tests allow your doctor to identify any medical problems before they can become major.

Benefits of preventive care include:

  • Most preventive care at no cost to you as part of your health coverage
  • Early detection of medical problems, illnesses, and diseases helps your doctor provide proactive care and treatment
  • Routine care can help you stay focused on your own health goals

How do you know what preventive care you need and when?

Your PCP can help you coordinate what tests and shots are right for you. They may consider things like family history, age, sex, current health status, and more.

See a complete list of preventive care services

Preventive care is often covered 100% by your health plan and offers many benefits, both in cost and health. If you have questions about what’s covered and not covered, or when you should have certain tests done, make sure to ask your doctor.

What is Preventive Care and What Services are Covered? (2024)
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