What is a Financial Disclaimer? - TermsFeed (2024)

A financial disclaimer is typically used by investment firms, financial advice bloggers and others who are in a role that others may turn to when looking to earn money. This disclaimer has two key components: A statement that the information or service is for informational purposes only and is not intended to be personal financial advice, and a statement reminding others that there's an inherent risk involved with financial decisions and the website owner will not be held liable for decisions others make.

What is a Financial Disclaimer? - TermsFeed (1)

Disclaimer

This article is not a substitute for professional legal advice. This article does not create an attorney-client relationship, nor is it a solicitation to offer legal advice.

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Why do you need a Disclaimer?

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What is a Financial Disclaimer? - TermsFeed (2024)

FAQs

What is a financial disclaimer? ›

A financial disclaimer is a statement explaining that the information on your website is not a substitute for professional financial services. Financial disclaimers often specify that websites are not responsible for the actions users take based on the site's content.

What is an example of a disclaimer statement? ›

For example, a diet pill company or a financial planning company can disclaim that "past performances don't necessarily indicate future results." Use at Your Own Risk: Used often with businesses that sell products that may be considered dangerous or risky to use.

How do you write a financial advice disclaimer? ›

This disclaimer has two key components: A statement that the information or service is for informational purposes only and is not intended to be personal financial advice, and a statement reminding others that there's an inherent risk involved with financial decisions and the website owner will not be held liable for ...

What is an example of a disclaimer in a contract? ›

EXCEPT AS EXPRESSLY SET FORTH IN THIS AGREEMENT, NEITHER PARTY MAKES ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON- INFRINGEMENT.

What do you say in a disclaimer? ›

Disclaimer Template
  • General Information: The information provided on this website is intended for general informational purposes only. ...
  • No Warranty: [Business name] makes no representation or warranty, express or implied, regarding the accuracy, completeness, reliability, or availability of the content on this site.
Dec 8, 2023

What do you put in a disclaimer? ›

Address the main liabilities: when can you be held liable? And, on the other hand, what's outside of your control? If your product or service can somehow cause risk or damage to your users, it's better to specify that too.

What is an example of a financial advisor disclaimer? ›

The Service is intended only to assist you in your financial organization and decision-making and is broad in scope. Your personal financial situation is unique, and any information and advice obtained through the Service may not be appropriate for your situation.

What is a disclaimer layman's terms? ›

A disclaimer is a legal statement that can help reduce a business's legal liability. For example, they may protect a business from legal claims arising from users and third-party risk. Your disclaimer serves as a warning notice when people visit your blog or website.

What is an example of a disclaimer letter? ›

I/We, the undersigned, hereby acknowledge, confirm and affirm that I/we have been fully informed and advised of the inherent or potential risks and hazards incidental to the tour package of which I/we have purchased with your company known as ("The said tour") which I/we intend/s to voluntarily assume at my/our own ...

What is the difference between a disclaimer and terms? ›

Disclaimers are statements disclaiming liability or the site's limitation of liability to the user if the user encounters issues while on the site. A Terms and Conditions agreement is a legally binding agreement that dictates how a user may use the site and the actions a website can take if the agreement is violated.

What is a disclaimer and how do you write it? ›

The Disclaimer definition

A disclaimer is an important document that should appear on every website, and using a disclaimer sample can guide you in drafting a disclaimer effectively. It can protect the website owner from potential legal action. It also helps in creating awareness for website visitors.

How to write a disclaimer message? ›

The content of this message is confidential. If you have received it by mistake, please inform us and then delete the message. It is forbidden to copy, forward, or in any way reveal the contents of this message to anyone. The integrity and security of this email cannot be guaranteed.

What is an example of a financial investment disclaimer? ›

No guarantee can be offered that projections or estimates will actually occur. Actual results may be materially different from projections or estimates. Additionally, past performance should not be relied upon as a forecast of future performance.

What is the purpose of a disclaimer? ›

A disclaimer is important because it helps protect your business against legal claims. Disclaimers notify users that you will not be held responsible for damages arising from the use of your website, products, or services.

What does disclaimer mean in money? ›

A claim is the assertion that you have a right to something, so a disclaimer is the opposite: the rejection of a claim. If you don't want to keep the money you're inheriting, you can file a disclaimer and pass all the money on to a charity.

What is an income disclaimer? ›

Summary. An earnings disclaimer is a statement that helps limit your liability by explaining that you make no guarantees as to how much money users can make by following your advice or using your products, programs, or services.

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