Do I have to pay for a current account?
It depends on what kind of account you have.
Basic bank accounts usually don't come with a charge. They are suited to those who have no or low credit rating, as well as young people aged 16 and over. You can still use online and mobile banking free of charge with most basic bank accounts.
Standard current accounts, sometimes called 'everyday current accounts', will not charge you for everyday banking if you stay in credit.
Packaged current accounts often come with a monthly fee, but also provide other benefits. For example, our Everyday Extra Current Account has a charge of £15 a month, but you also get travel insurance, UK and European breakdown cover, and mobile phone insurance.
