What does the “general decline” error mean? (2024)

FAQs

What does the “general decline” error mean? ›

The "general decline of card" error can show up for a number of reasons, with the most common reasons being: Address, zip, or postal code mismatch. Invalid CVV or expiration date. Transaction timing out. Insufficient funds.

/dɪˈklaɪn/ when something becomes less in amount, importance, quality, ... See more at decline. (Definition of general and decline from the Cambridge English Dictionary © Cambridge University Press)

Why might my debit card be denied even if I have money in the account? It indicates an expandable section or menu, or sometimes previous / next navigation options. Your debit card may be denied due to overdrafting, reaching daily purchase limits, or your bank suspecting fraud.

The Generic Decline error can occur when a payer attempts to either make a payment or save a fund. Each bank network has payment rules, a combination of a soft or hard decline, or other variables that are too generic to provide a decline reason.

A processor decline indicates that the customer's bank has refused the transaction request. Sometimes you can tell why it was declined by reading the response code, but only the customer's bank can confirm the specific reason. The most common reasons for declines are: Incorrect credit card number or expiration date.

The "general decline of card" error can show up for a number of reasons, with the most common reasons being: Address, zip, or postal code mismatch. Invalid CVV or expiration date. Transaction timing out.

[Also V + to/by] Synonyms: fall, fail, drop, contract More Synonyms of decline. 2. verb B2. If you decline something or decline to do something, you politely refuse to accept it or do it.

Insufficient Funds

You'll avoid declined transactions by keeping enough money in your checking account. Set up low balance alerts with your bank or credit union to notify you when funds run low. Consider linking your checking account to a savings account for overdraft protection to ensure a financial safety net.

Credit cards are declined for a wide variety of reasons, such as you've reached your credit limit, you're behind on payments or you have a large pending transaction.

What are payment declined error codes? ›

While there are dozens of different card decline codes currently active, the most commonly used codes are as follows: 05 (Do not honor), 14 (Invalid card number), 41 (Lost card, pick up), 43 (Stolen card, pick up), 51(Insufficient funds), 54 (Expired card), 61 (Exceeds issuer withdrawal limit), 65 (Activity limit ...

Some common reasons that your credit card might get declined include having the card's credit limit maxed out, accidentally triggering the card's fraud protections and even entering incorrect payment information on a website.

Your account has insufficient funds.

If there's not enough money in the account to cover the purchase, the card will be declined.

: to become less in amount. The price of the stock declined.

A declined credit card is not the end of the world. If possible, pay for the purchase with another method and give yourself space to resolve the issue. There is no need to worry right away—reach out to customer service to get more information.

Attempts to exceed your daily transaction amount. Lack of available funds. Expired card information is being used. Possible magnetic strip damage (in this case, you'll need a new card).

Decline prosecution means that the prosecutor chose not to charge you with a crime. You were arrested but not charged. There is no way to say why the prosecutor declined to prosecute.

verb (used with object)

to withhold or deny consent to do, enter into or upon, etc.; refuse: He declined to say more about it. Synonyms: reject. to express inability or reluctance to accept; refuse with courtesy: to decline an invitation; to decline an offer.

One useful way of seeing the difference between words is to look at the opposite of each one... 'Accept' could be the opposite of 'refuse', 'reject' and 'decline', so we can see that these words have very similar meanings.

The loss of independent function that often accompanies an acute illness or the cumulative effects of a chronic illness, a restriction in activities, or a change in diet, esp. in older persons.