What Credit Card Gives 5% Cash Back on Walmart? (2024)

FAQs

How do you get 5% cash back at Walmart? ›

Chip Lupo, Credit Card Writer

The credit cards that give 5% cash back at Walmart are the Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card.

Welcome offer

This credit card does not have a traditional welcome bonus offer. Instead, you'll receive 5% cash-back rewards on in-store Walmart purchases during the first 12 months after opening your account.

Enjoy a complimentary Walmart+ membership with your Platinum Card® Get $12.95 (plus applicable taxes) in statement credits each month. Credit only applicable to Walmart+ base monthly plan. Check your card's eligibility with American Express.

But that partnership has since ended, with a federal court ruling in March 2024 that Walmart could terminate the agreement after the retailer cited customer service concerns. While Capital One is no longer issuing new Walmart cards, cardholders can still use their existing cards for now.

The partnership between Capital One and Walmart® has ended, and we no longer offer the Capital One Walmart Rewards Card or the Walmart Rewards Card. If you have one of these cards, we're excited to welcome you to Quicksilver, and we will continue to provide excellent service as we move forward.

Since the Walmart Rewards™ Card* is a private-label card, you can only use the card at Walmart properties, which include Walmart.com, the Walmart app, Walmart stores and Murphy USA gas stations. On the other hand, the Capital One Walmart Rewards® Mastercard®* can be used anywhere Mastercard is accepted.

The two different Walmart credit cards are the Capital One Walmart Rewards® Mastercard® and the Walmart® Store Card, both of which offer 2% - 5% back on Walmart purchases and have no annual fee.

Walmart+ Assist members enjoy every membership benefit that full price Walmart+ members enjoy, just at a discounted rate of $6.47/month or $49/year.

Is there a way to get Walmart Plus for free? ›

How to Sign up for Walmart+ You can sign up for a free trial of Walmart+ by visiting walmart.com/plus.

You can receive cash back at Walmart registers and self-checkout stations up to three times per day. While there may be varying limits based on your payment method, you can generally choose to receive between $20 and $100 in $20 increments.

If you are looking to maximize rewards, a 5% cash-back card can be a great asset. Oftentimes, they have standard interest rates and no annual fee. However, these rotating category cards aren't for everyone. Trying to optimize your usage can be a lot of work, and many people don't want the hassle.

You can earn cash back when you use Walmart Pay provided you connect a rewards credit card to your account. After all, Walmart Pay is nothing more than a mobile wallet that stores your preferred forms of payment, meaning you still earn cash-back or rewards points on your purchases as you normally would.

There is no Walmart Cash balance minimum to redeem in connection with purchases in Walmart stores or Walmart.com. To cash out in store you will need a minimum of $25 Walmart Cash.

Redeeming Points:

Points may be redeemed by clicking the "Redeem" button on the Rewards page within an active Walmart Customer Spark account. The number of points required to redeem a reward may be modified by the Walmart Customer Spark Community at any time in its sole discretion.