Western Union - Send Money Worldwide - Money Transfer Service (2024)

FAQs

How long does it take to send money internationally through Western Union? ›

Generally, an international wire transfer takes between one and five days for the money to arrive in your receiver's account. Some might take longer. Setting up an international wire transfer can be simple and take a few minutes.

The “Test Question” feature in the Western Union^® Money Transfer service is designed for emergency situations where the receiver does not have proper identification (e.g. his or her wallet and identification have been stolen). It should never be used as additional security to time or delay the payment of a transaction.

Money in Minutes service for pick up at an Agent location – generally delivered within minutes*. Next Day service for pick up at an Agent location is generally available the next day*. Direct to Bank deposit typically takes between 2 to 5 business days, but could vary, depending on country.

Outgoing wire transfer fees range from $20-35 for domestic transfers, and $35-50 for international transfers. Incoming wire transfers may range from $0 to $16. To estimate international and domestic transfer fees, use your bank's transfer service online calculator (if available).

Valid government-issued photo ID is needed to verify your identity. Examples: passport, driver's license, national ID.

All financial institutions, including Western Union, are required to collect additional identity information to know their customers better. When we understand who is sending money to whom, we can help protect your money from being used for illegal activities.

Money transfers are available for 90 days. If the receiver is unable to pick up the money transfer and it has been 90 days, contact Customer Care for the money transfer to be renewed and made available for payout.

What are your online transfer limits with Western Union? Western Union unverified accounts can usually send up to 3,000 USD. If you want to send more you must verify your account with some ID - once verified, the upper limit can be 50,000 USD.

Which international money transfer is best? ›

Western Union is reliable money transfer app, with a global network of agents that allows you to send money to over 200 countries and territories worldwide.

We'll need to verify your identity. Enter a U.S. Social Security Number. To send more than $2,999, you must enter your Social Security Number. If you don't have one, you can still send up to $2,999.

International money transfers typically take between one and five business days, depending on the difference in time zones and exchange rates. Some countries are classified as “slow-to-pay” countries, meaning that money transfers may take longer (up to three weeks).

Your transfer may have been canceled due to one of the following: We couldn't confirm your identity from the information you provided. You sent money to a business account instead of a personal account. There were insufficient funds in your bank account, debit card, or credit card.

Send money online in minutes

Simply transfer money to an agent location and your receiver can collect the cash in minutes².

While domestic wire transfers can be completed within one business day, international transfers typically take one to five business days, and they can take longer depending on a variety of factors. In rare cases, a perfectly executed transfer can reach the recipient within a single business day.

Delays in bank transfers can be caused by factors such as the amount being transferred, bank security checks, or the bank's operational hours when transferring money internationally or during weekends and public holidays.