FAQs
You need a good FICO® Score of about 670 or above to qualify for the Capital One Walmart Rewards Card. However, if they find that you are not eligible for the rewards card, you will automatically be considered for the store card (Walmart Rewards Card).
What is the minimum credit score needed for a Walmart credit card? ›
You need a credit score of 640 or higher to get a Walmart credit card. This means you are eligible if you have fair credit or better, but factors such as your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.
How hard is it to get approved for a Walmart card? ›
No, it's not hard to get a Walmart Credit Card. You only need fair credit to qualify for a Walmart Credit Card, so you should have a good chance of getting approved as long as your credit score is 640 or higher, you have a steady income, and you're both a U.S. resident and 18+ years old.
What credit card can I get with a 550 credit score? ›
One of the best credit cards for a 550 credit score is the OpenSky® Plus Secured Visa® Credit Card because it has a $0 annual fee and there's no credit check when you apply, so approval is almost guaranteed. You just need $300 for a refundable security deposit and enough income to make monthly payments.
Can you prequalify for a Walmart credit card? ›
Yes, you can get pre-approved for the Walmart Credit Card, through the card's webpage. By clicking on “See if I'm Pre-Approved,” you can quickly check your odds of approval for the Walmart Credit Card before you actually submit an application.
Can I get a Walmart card with a 550 credit score? ›
You probably can't get a Walmart Credit Card (see Rates & Fees) with bad credit because this card requires at least fair credit for approval. That means your chances are best if your credit score is 640+.
Does everyone get approved for Walmart credit card? ›
Bottom Line. You'll need good to excellent credit to get the Capital One Walmart Rewards® Mastercard®*, but that's not the end of the story. If you aren't approved for the Mastercard, you are still eligible to be considered for the closed-loop version of the card.
Can I get a Walmart credit card with a 600 credit score? ›
To be approved for a Walmart credit card, you typically need a credit score in the fair to good range, which generally falls within the 580 to 740+ range.
What is the easiest store credit card to get? ›
Some of the easiest store credit cards to get are the Fingerhut Credit Account, the Montgomery Ward Credit Account, and the Amazon Secured Credit Card. These cards accept people with “bad” credit, and they all have $0 annual fees.
What score do you need for Capital One Walmart card? ›
What credit score do you need for the Capital One Walmart Rewards credit card? You'll need good to excellent credit to qualify for a Capital One Walmart Rewards® Mastercard®. A credit score of 670 or higher is considered good on the FICO Score range.
First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.
What store card can I get with a 580 credit score? ›
Best Store Credit Cards for Bad Credit
- Amazon Prime Secured Card *: Best for Rewards on Amazon Purchases.
- Kohl's Card *: Best for Rewards on Kohl's Purchases.
- The Sephora Credit Card *: Best for Rewards on Sephora Purchases.
Can I get a Discover card with a 550 credit score? ›
You can get a Discover credit card with any credit score or even no credit history at all. Discover has credit card options to fit every consumer. If you have bad credit or no credit history, you could get a secured card with Discover.
What bank approves Walmart credit card? ›
Capital One® Walmart Rewards® Card
Start earning cash back on purchases today upon approval, all with a $0 annual fee*. no risk to your credit score. Application via Capital One®.
What score do you need for a Target credit card? ›
Suggested credit score
You'll need to have at least fair or average credit -- a credit score over 580 -- to qualify for the Target RedCard. Like any card, you'll have a better chance of being approved if you have good credit or better. Applicants with lower credit scores may also be offered a lower credit limit.
What credit bureau does Walmart use? ›
Walmart Credit Card reports the card's credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Capital One may use a specific credit bureau more than another, depending on the applicant's home state, and other factors.
Which is the easiest store credit card to get? ›
Some of the easiest store credit cards to get are the Fingerhut Credit Account, the Montgomery Ward Credit Account, and the Amazon Secured Credit Card. These cards accept people with “bad” credit, and they all have $0 annual fees.
What credit card can I get with a 600 credit score? ›
Compare the best cards you can get with a 600 credit score
Card name | Reward highlights | Fees |
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Mission Lane Cash Back Visa® Credit Card | Unlimited 1 percent or 1.5 percent for all qualifying purchases | $0 annual fee |
Capital One Platinum Credit Card | N/A | $0 annual fee |
3 more rowsJan 3, 2024
What credit card can I get with a 620 credit score? ›
One of the best credit cards for a 620 score is the Capital One Quicksilver Secured Cash Rewards Credit Card because it offers rewards and a $0 annual fee. This credit card requires a security deposit of at least $200 to open the account.
What credit card is the easiest to get? ›
Here's a Summary of the Easiest Credit Cards To Get
- Rates & Fees. ...
- Bank of America® Customized Cash Rewards Secured Credit Card *
- Navy FCU nRewards® Secured Credit Card *
- Petal® 1 “No Annual Fee” Visa® Credit Card *
- Credit One Bank® Platinum Visa® for Rebuilding Credit *
- Rates & Fees. ...
- Rates & Fees.