Visa Payment Method: Information for Merchants [2023] (2024)

What is Visa?

Visa is one of the most prominent global payment card networks. Visa cards are accepted by businesses in over 200 countries around the world in many different currencies.

Visa offers a wide range of payment card types: credit, debit, prepaid, and gift cards. This flexibility, paired with a large number of partner banks that issue Visa cards, is a key driver in Visa’s widespread use.

Many consumers swear by Visa because it’s widely accepted, simple, and secure, providing them with a safe way to pay in person or online.

As a merchant, you’ll definitely want to accept Visa payments, especially if you sell online. Not only is Visa extremely popular, but it also offers you a good level of security and protects you from fraudulent payments.

How can I accept Visa payments with Pay.com?

With Pay.com, you can get started accepting Visa payments in no time. Follow these simple steps:

  1. Visit Pay.com and create an account.
  2. You’ll receive a confirmation email which will include a link to our business account activation form.
  3. Fill out the relevant business information, submit your documents, and submit the form.
  4. While we review your information to approve your account, you can set up your API integration to accept payments on your website.
  5. Once your account is approved, you can start accepting Visa payments, as well as Mastercard, Maestro, and other major card brands.
  6. Using your Pay Dashboard, you can manage and track all your transactions in one place, including Visa payments.

Don’t hesitate to contact us with any questions about the account approval process.

Visa Payment Method: Information for Merchants [2023] (2024)

FAQs

What is the payment method for a Visa? ›

Visa offers a wide range of payment card types: credit, debit, prepaid, and gift cards.

What is a Visa merchant advice code? ›

Merchant Advice Codes (MasterCard), also known as Recurring Payment Cancellation (Visa) is used by issuers to clearly communicate to merchants the reason for declining a MasterCard and Visa recurring payment transaction, and the actions merchants can take to continue to serve their recurring payment customers.

How do I verify my Visa payment method? ›

Register. Through the bank that issued your Visa card, register for Verified by Visa in just a few minutes. Upon activation, Verified by Visa protects you at every participating online store. When you shop online at a participating merchant, your card will be automatically recognised as protected by Verified by Visa.

Why won't Temu process my payment? ›

Your credit card may be declined due to one of the following reasons: Your card info might be incorrect. Please confirm your card number, expiration date, billing address, and security code to ensure that the transaction can be processed. Card issuer bank declined your payment.

How do I pay directly to my Visa card? ›

How does Visa Direct work? Access the service through Netbanking, mobile or ATM. Enter the recipient's 16 digit Visa card number and the amount you want to send. The money will be received into the recipient Visa credit, debit or prepaid card.

What is the mode of payment for Visa? ›

Required immigrant visa fees may be paid at the Embassy or Consulate in cash (in U.S. dollar or Indian Rupee) or by a rupee bank draft drawn on a nationalized or foreign bank.

Why was my Visa payment method declined? ›

Some common reasons that your credit card might get declined include having the card's credit limit maxed out, accidentally triggering the card's fraud protections and even entering incorrect payment information on a website.

Why do I have to verify a payment method? ›

A payment verification is a process used to confirm a payment transaction's authenticity and validity.

What is the number for Visa merchant verification? ›

VISA Merchant Verification Service—800-847-2750—AUTOMATED Option 1, Address Verification: enter in the numeric portion of the street address, zip code, and VISA card number and it will advise you if there is a match Option 2, Issuing Bank Phone numbers: enter the VISA card number and it will provide you with the 800# ...

Is Temu safe to use credit cards? ›

Temu's use of 3D Secure (3DS) provides authentication for credit card transactions and involves customer identity verification. Temu also adheres to the Payment Card Industry Data Security Standard (PCI DSS) for handling all credit card data.

Is it safe to order from Temu? ›

Temu is as safe to buy from as many other online shops — it has policies and measures in place to protect your consumer rights and online safety. However, there are risks you should be aware of, particularly around how your personal data is collected and shared with data brokers.

What cards does Temu accept? ›

Safe payment methods

For example, it accepts major credit cards such as Visa, MasterCard, JCB, and Discover. PayPal, Apple Pay, Google Pay, and Klarna payments are also supported. If there is something wrong with your order, credit cards and PayPal provide you the option to file a dispute and get your money back.

What is the Visa payment system? ›

Visa is a global payment technology business that connects customers, businesses, banks, and governments, enabling them to use digital currency instead of cash or checks. As a financial intermediary, Visa operates one of the most advanced and extensive payment processing networks.

Are visas debit or credit? ›

Types of Visa cards include credit cards, debit cards, prepaid cards, and gift cards.

How to pay for a US Visa? ›

Fees may be paid in cash – dollars or sterling equivalent, by Credit Card – Visa, MasterCard, Diners Club, Discover or American Express or Debit Card – Visa. The Embassy does not accept any other credit or debit cards, or personal checks. Apple pay or Contactless payments are not available through the Embassy cashier.

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