Visa Direct is a global solution for real-time1 money movement for individuals between accounts linked to eligible card credentials and between friends and family domestically and globally
Account to account (A2A)
Offer users a simple way to move money between their own bank accounts linked to eligible card credentials.
Domestic peer to peer (P2P)
Move money seamlessly in real time¹ with Visa Direct-enabled P2P apps.
Cross-border² remittances
Send funds to friends and family around the world using the eligible debit card they already carry.
Account to account
Transform account-to-account money movement with Visa Direct³
Brokerage
Consumers can quickly transfer money to their accounts and start investing.
Crypto
Platforms can enable crypto wallet on/off ramps to their users in real time.¹
Neobanks
Neobanks can offer new account openings and fundings to their customers in real time.¹
Financial Institutions (FI)
Financial Institutions can enhance their account-to-account service offerings to customers.
Watch the FI overview video
Fintechs
Fintechs can offer the unified end-to-end payment experience today’s customers expect.
Watch the Fintech overview video
Peer to peer
Real-time¹ money movement between friends and family made easy with the help of Visa Direct
Wallet apps⁴
Seamlessly move balances in and out of digital wallets.
See the wallet apps demo
Banking apps
Help enable money transfers through mobile banking apps.
See the banking apps demo
Messaging platforms
Integrate peer-to-peer payments within messaging apps.
See the messaging platforms demo
Cross Border and Remittances²
Visa Direct partners with leading global remittance providers
- Actual fund availability depends on receiving financial institution and region.
- Availability varies by market. Please refer to your Visa representative for more information on availability.
- Use cases are for illustrative purposes only. Program providers are responsible for their programs, and compliance with any applicable laws and regulations.
- Visa Wallet capability is under development and not yet commercially available.
