Travel money card: The no-fees travel debit card - Starling Bank (2024)

FAQs

Can I use a Starling card in the USA? ›

You can use your Starling card in a whole load of countries – almost anywhere you see the Mastercard logo, in fact! Unlike a lot of other banks, we don't add fees or charges when you use your card overseas. It's also free to withdraw cash from ATMs outside the UK.

Spend and withdraw cash with your Starling current account anywhere, for free.

Is the Starling Bank card good to use abroad? Yes, the Starling Bank card is an excellent choice for travel spending abroad. They charge zero international card transaction fees and they don't mark up the Mastercard exchange rate. Plus, they levy no fees on ATM withdrawals even overseas.

Replacement debit cards: where you request a replacement debit card in the UK: we may charge you a fee of £5 for each replacement debit card and the replacement debit card will be delivered to the UK address we hold for you at the time.

We welcome all nationalities and you don't even have to be a UK tax resident. You'll need to download our app from the iOS app store, Google Play Store or Huawei AppGallery. When you apply for a current account with us, we'll carry out some quick checks at a UK Credit Reference Agency.

If you need a dollar, dollar, and a dollar is all you need – good news. For just £5 a month, manage your business banking with Starling's US dollar account.

The only fees personal users will see are overdraft fees or cash deposit fees. Starling Bank's overdraft charges an EAR of 15%, 25% or 35% (dependent on your credit score).

You can deposit up to £1000 per day, with no more than £250 of that in coins. Find your nearest Post Office branch here. If you want to check how much you've deposited through the Post Office so far, open your mobile app to the Home screen and Swipe up for transactions then search for “Post Office Banking Services”.

Which bank is best for travel card? ›

Currency Conversion Fee

Commonwealth Bank was the only Big Four bank to make our top list of prepaid travel cards. We like the fact that the CommBank Money Travel Card is free, is available to those aged 14 years and older, and has no initial load nor reload fees.

Better exchange rates

With a prepaid travel card, you can often lock in an exchange rate when you load the card. This means if the currency rate falls before you travel, you won't be affected. It's a savvy way to save money if you're good at predicting currency market trends.

Yes, if you have a Starling Bank debit card, you can use it to spend money outside the UK. You can use your card just like you would at home, paying for purchases in shops, restaurants and everywhere else that Mastercard and Visa payments are accepted.

When you make an international money transfer to the USA through our app, we'll apply a 0.4% fee to the transaction. That fee is included and taken from the conversion amount, so you'll always know exactly how much your payment will cost and then you'll be able to choose from one of the delivery options below.

You can spend up to £10,000 (or the equivalent in other currencies) per day on your Starling card. The maximum limit is £100 per contactless payment in the UK, after which you'll need to use Chip & PIN. After a total of £300 in cumulative transactions, you'll need to use Chip & Pin for a transaction to reset the limit.

Your debit card should be supported by either Visa or Mastercard - both are widely accepted in the USA. Charges will be up to the bank you use the card in, and your back may levy an additional foreign transaction fee - It's usually around $3 to withdraw cash in the USA from any bank other than your own.

Today, more than 200 million European Starlings range from Alaska to Mexico, and many people consider them pests. Because of their recent arrival in North America, all of our starlings are closely related.

Spend fee-free on holiday.

Use your card abroad exactly like you do at home. Unlike most banks, we have no foreign transaction or withdrawal fees, and we never mark up the exchange rate. Wherever Mastercard™ is accepted, we are too.

Receiving money from outside the UK Where a transaction requires a foreign exchange conversion, a 2% margin is applied *Please also note that the sender's bank and other banks involved in processing the payment may charge additional fees.