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- Travel Money Card
A safe-to-use, prepaid, reloadable, multi-currency card that’s not linked to your bank account
No charges when you spend abroad*
Make contactless, Apple Pay and Google Pay™ payments
Manage your account and top up or freeze your card easily with our Travel app
*No charges when you spend abroad using an available balance of a local currency supported by the card.
Win £5000 with Post Office Travel Money Card
A chance to win £5000 when you top up a new or existing Travel Money Card*. Offer ends 12 May
*Exclusive to travel money cards. Promotion runs 4 March to 12 May 2024. 1 x £5,000 prize available to be won each week. Minimum equivalent spend of £50 applies.
Why get a Travel Money Card?
Carry up to 22 currencies safely
Take one secure, prepaid Mastercard® away with you that holds multiple currencies (see ‘common questions’ for which).
Accepted in over 36 million locations worldwide
Use it wherever you see the Mastercard Acceptance Mark – millions of shops, restaurants and bars in more than 200 countries.
Manage your card with our travel app
Top up, manage or freeze your card, transfer funds between currencies, view your PIN and more all in our free Travel app.
It’s simple to get started
No need to carry lots of cash abroad. Order a Travel Money Card today for smart, secure holiday spending.
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Order your card
Order online, via the app or pick one up in branch and load it with any of the 22 currencies it holds.
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Activate it
Cards ordered online and in-app should arrive within 2-3 working days. Activate it by following the instructions in your welcome letter.
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It’s ready to use
Spend in 36 million locations worldwide, and top up and manage your card in the app or online.
Stay in control
Manage your holiday essentials together in one place on the move, from your Travel Money Card and travel insurance to extras like airport parking.
Check out our app
New-look travel app out now
Our revamped travel app’s out now. It makes buying, topping up and managing Travel Money Cards with up to 22 currencies a breeze. Buying and accessing Travel Insurance on the move effortless. And it puts holiday extras like airport hotels, lounge access and more at your fingertips. All with an improved user experience. Find out what’s changed.
Order a Travel Money Card
Order your card online – or through the Post Office travel app – and we'll deliver it within 2-3 days. Just activate it and go.
Need it quick? Visit a branch
Pick up a Travel Money Card instantly at your local Post Office. Bring a valid passport, UK driving licence or valid EEA card as ID.
Find your nearest branch
Need some help?
We’re here to help you make the most of your Travel Money Card – or put your mind at ease if it’s been lost or stolen
Lost or stolen card?
Please immediately call: 020 7937 0280
Available 24/7
To read our FAQs, manage your card or contact us about using it:
Visit our Travel Money Card support page
Common questions
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There are three ways that you able to obtain a Travel Money Card, each very simple.
Please note, you must be a UK resident over the age of 18 to obtain a Travel Monday Card.
- Via our travel app: you can order and store up to three Travel Money Cards in our free travel app. Delivery will take 2-3 working days.
- Online: follow ourapplication process to order your card online. Your card will take 2-3 working days to be delivered. Once it arrives you can link it to our Travel app to manage on the go.
- In branch: simply find a nearby Post Office branch and pop in to get your Travel Money Card there. Please remember to take a valid passport, UK driving licence or a valid EEA card in order to obtain your card, and you can take it away the same day.
Whichever way you choose to order your card, don't forget to activate it once it arrives. Full details of how to activate your card will be provided in your welcome letter, to which your card will be attached if it’s been sent in the post.
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Travel Money Card is enabled with both chip & PIN and contactless, so you can make larger and lower-value value payments with it respectively. For convenience, you can also add it to Apple Pay and Google Wallet.
You can load it with between £50 and £5,000 (see more on load limits below). You can use it to pay wherever the Mastercard Acceptance Mark is displayed. And you can withdraw cash with it at over 2 million ATMs worldwide (charges and fees apply, see 'Are there top-up limits?' below).
Your Travel Money Card is completely separate from your bank account so it’s a safe and secure way to pay while you’re abroad.
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After you've activated your card, you can manage it using our travel app or via a web browser. You can check your recent transactions, view your PIN, transfer funds between different currency ‘wallets’, top up your card, freeze your card and more.
Our travel app brings together travel essentials including holiday money, travel insurance and more together in one place. As well as managing your Travel Money Card you can buy cover for your trip, access your policy documents on the move, book extras such as airport parking and hotels, and find your nearest ATM while overseas or Post Office branches here in the UK.
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The Post Office Travel Money Card can be loaded with up to 22 currencies at any one time. You can top up funds on the card and transfer currencies between different ‘wallets’ for these currencies easily in our travel app or online.
Currencies available:
- EUR – euro
- USD – US dollar
- AUD – Australian dollar
- AED - UAE dirham
- CAD – Canadian dollar
- CHF – Swiss franc
- CNY – Chinese yuan
- CZK – Czech koruna
- DKK – Danish krone
- GBP – pound sterling
- HKD – Hong Kong dollar
- HUF – Hungarian forint
- JPY – Japanese yen
- NOK – Norwegian krone
- NZD – New Zealand dollar
- PLN – Polish zloty
- SAR – Saudi riyal
- SEK – Swedish Krona
- SGD – Singapore dollar
- THB – Thai baht
- TRY – Turkish lira
- ZAR – South African rand
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Full details of our charges and fees can be found in our Travel Money Card terms and conditions.
The Post Office Travel Money Card is intended for use in the countries where the national currency is the same as the currencies on your card. If the currency falls outside of any of the 22 we offer on your card, you’ll be charged a cross-border fee. For example, using your card in Brazil will incur a cross-border fee because we do not offer the Brazilian real as a currency.
Cross border fees are set at 3% and are only applicable when you use your currency in a country other than the ones we offer.
For more information on cross border fees, please visit our cross border payment page.
There are no charges when using your card in retailers in the country of the currency on the card. This means that a €20 purchase in Spain would cost you €20 and will be deducted from your euro balance.
To avoid unnecessary charges to your card, wherever asked, you should always choose to pay for goods or withdraw cash in the currencies of your card. For example, if you are using the card in Spain you should always choose to pay in euro if offered a choice; choosing to pay in sterling (GBP) in this example would allow the merchant to exchange your transaction from euro to sterling. This would mean your transaction has gone through two exchange rate conversions, which will increase the total cost of your transaction.
For loads in Great British pounds, a load commission fee of 1.5% will apply (min £3, max £50). A monthly maintenance fee of £2 will be deducted from your balance 12 months after your card expires. Expiration dates can be found on your TMC; all cards are valid for up to 3 years.
A cash withdrawal fee will be charged when withdrawing cash from a UK Post Office branch or from any ATM globally that accepts Mastercard.
We have listed all available currencies and their associated withdrawal limits and charges below:
EUR – euro
Max daily cash withdrawal: 450 EUR
Withdrawal charge: 2 EURUSD – US dollar
Max daily cash withdrawal: 500 USD
Withdrawal charge: 2.5 USDAED – UAE dirham
Max daily cash withdrawal: 1,700 AED
Withdrawal charge: 8.5 AEDAUD – Australian dollar
Max daily cash withdrawal: 700 AUD
Withdrawal charge: 3 AUDCAD – Canadian dollar
Max daily cash withdrawal: 600 CAD
Withdrawal charge: 3 CADCHF – Swiss franc
Max daily cash withdrawal: 500 CHF
Withdrawal charge: 2.5 CHFCNY – Chinese yuan
Max daily cash withdrawal: 2,500 CNY
Withdrawal charge: 15 CNYCZK – Czech koruna
Max daily cash withdrawal: 9,000 CZK
Withdrawal charge: 50 CZKDKK – Danish krone
Max daily cash withdrawal: 2,500 DKK
Withdrawal charge: 12.50 DKKGBP – Great British pound
Max daily cash withdrawal: 300 GBP
Withdrawal charge: 1.5 GBPHKD – Hong Kong dollar
Max daily cash withdrawal: 3,000 HKD
Withdrawal charge: 15 HKDHUF – Hungarian forint
Max daily cash withdrawal: 110,000 HUF
Withdrawal charge: 600 HUFJPY – Japanese yen
Max daily cash withdrawal: 40,000 JPY
Withdrawal charge: 200 JPYNOK – Norwegian krone
Max daily cash withdrawal: 3,250 NOK
Withdrawal charge: 20 NOKNZD – New Zealand dollar
Max daily cash withdrawal: 750 NZD
Withdrawal charge: 3.5 NZDPLN – Polish zloty
Max daily cash withdrawal: 1,700 PLN
Withdrawal charge: 8.5 PLNSAR – Saudi riyal
Max daily cash withdrawal: 1,500 SAR
Withdrawal charge: 7.50 SARSEK – Swedish Krona
Max daily cash withdrawal: 3,500 SEK
Withdrawal charge: 20 SEKSGD – Singapore dollar
Max daily cash withdrawal: 500 SGD
Withdrawal charge: 3 SGDTHB – Thai baht
Max daily cash withdrawal: 17,000 THB
Withdrawal charge: 80 THBTRY – Turkish lira
Max daily cash withdrawal: 1,500 TRY
Withdrawal charge: 7 TRYZAR – South African rand
Max daily cash withdrawal: 6,500 ZAR
Withdrawal charge: 30 ZAR -
Yes, all currencies have top-up limits and balances. See full information below, which is applicable to all currencies available on the Travel Money Card.
- Top-up limit: minimum £50 – maximum £5,000
- Maximum balance: £10,000 at any time, with a maximum annual balance of £30,000
- Read more Travel Money Card FAQs
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*No charges when you spend abroad using an available balance of a local currency supported by the card.
Find out more information by reading the Post Office Travel Money Card's terms and conditions.
Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial Services Register No. 900412). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Post Office and the Post Office logo are registered trademarks of Post Office Limited.
Post Office Limited is registered in England and Wales. Registered number 2154540. Registered office: 100 Wood Street, London, EC2V 7ER.
These details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).