Where the flu really comes into play for travelers – and travel insurance –is if they get sick.
Flu season can have serious consequences for a trip. For instance, just before you expect to leave on a vacation, you or someone in your family gets too sick to travel. You could be out of luck if you have non-refundable airline tickets, hotel reservations or other prepaid trip costs and can’t get a refund.
Does travel insurance cover cancellation due to illness?
Travel insurance with Trip Cancellation coverage will cover you if you, a traveling companion or family member come down with an illness before your trip and an in-person visit to a doctor certifies that you’re too sick to travel. You can also be covered if a non-traveling family member is hospitalized due to an illness and you are unable to make the trip.
If you or a family member come down with a severe case of the flu, or if there’s an underlying health condition that can exacerbate or prolong flu symptoms, it’s possible to get sick enough from the flu to have to cancel a trip.
Regardless, if you feel too sick to travel it’s important to have your opinion confirmed and your diagnosis documented by a doctor. Medical documentation will be required if you’re looking to be reimbursed for your non-refundable trip costs if you have to cancel your trip.
Also read: What to Know About Pre-ExistingMedicalConditions and Travel Insurance
How else does travel insurance cover sickness?
Generali travel insurancewith Medical coverage can help pay for medical treatment if you get sick with the flu or another illness on your trip. Trip Interruption and Travel Delay coverages, included with all of our plans, can also help out if you get sick on vacation.
Trip Interruption coverage can reimburse you for the prepaid cost of trip arrangements that you miss out on while you’re sick (accommodations, tours, flights event tickets and more).
Travel Delay coverage can provide reimbursem*nt for reasonable out-of-pocket expenses, such as hotel accommodations, meals and transportation if you are unexpectedly delayed during your trip for a specified amount of time.
Also read:Why You Might Need to BuyMedicalCoverage Before You Travel
