Transfer Transaction
means a transaction initiated through the Zelle® Transfer Service to: transfer money out of your Funding Account to a User; receive a transfer of money into your Deposit Account from a User; send a request to a User asking the User to transfer money to you using the Zelle® Transfer Service; and/or receive a request from a User asking you to transfer money to them using the Zelle® Transfer Service. "You" or "Your" means each Owner of a Deposit Account and Funding Account, or an Authorized Representative, subject to the conditions in Section 2. "We," "Us," "Our" and "Xxxxx Fargo" means Xxxxx Fargo Bank, N.A. and any of its affiliates or direct or indirect subsidiaries, involved in the provision of the Zelle® Transfer Service. "Zelle®" refers to the Zelle Network® operated by Early Warning Services, LLC, which facilitates the exchange of Transfer Transaction messages between financial institutions. 1.A. The Zelle Network® 1.B. Terms and Conditions of the Zelle® Transfer Service 1.C. Content Standards 1.A. The Zelle Network ® We have partnered with the Zelle Network® ("Zelle®") to enable a convenient way to transfer money between you and Users who are enrolled directly with Zelle®, or enrolled with another financial institution that partners with Zelle® using aliases, such as email addresses, U.S. mobile phone numbers, or Zelle® tags (the "Zelle® Transfer Service"). Zelle® provides no deposit account or other financial services. Zelle® neither transfers nor moves money. You may not establish a financial account with Zelle® of any kind. All money will be transmitted by a Participating Financial Institution. THE ZELLE® TRANSFER SERVICE IS INTENDED TO SEND MONEY TO FRIENDS, FAMILY, AND OTHERS YOU TRUST. YOU SHOULD NOT USE THE ZELLE® TRANSFER SERVICE TO SEND MONEY TO RECIPIENTS WITH WHOM YOU ARE NOT FAMILIAR OR YOU DO NOT TRUST. 1.B. Terms and Conditions of the Zelle ® Transfer Service Your use of the Zelle® Transfer Service will be subject to this Addendum and the OAA, and also to the following, which are considered part of this Addendum: the terms or instructions appearing on a screen when enrolling for, activating, accessing, or using the Zelle® Transfer Service; our rules, procedures, and policies and the account agreements applicable to the Zelle® Transfer Service and your Funding and Deposit Accounts, as amended from time to time; and applicable state and federal laws and regulations. Subject to all the terms and conditions of this Addendum and the OAA, you ...
