TraditionalFinancevsModernFinance (2024)

%PDF-1.5%âãÏÓ1 0 obj<>endobj2 0 obj<>stream application/pdf <alt> <li xml:lang="x-default">TraditionalFinancevsModernFinance</li> </alt> 2017-06-02T10:48:17-07:00 2017-06-02T10:48:17-07:00 2017-06-02T10:48:17-07:00 Adobe Illustrator CC 2017 (Macintosh)

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*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*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