Top 401 Reviews From Legit LendingClub Buyers (2024)

Customer ServiceLoan ProcessRates

LendingClub often offers competitive interest rates compared to traditional banks, especially for those with credit. This can be a significant advantage for borrowers looking to save on interest. Borrowers can usually choose from a range of loan amounts and terms, which provides flexibility depending on their financial needs and repayment capabilities. Some customers find LendingClub's customer service to be responsive and helpful, especially when dealing with questions about the loan process or account management.

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Customer ServiceStaffLoan ProcessRatesTransparency

I recently took out a personal loan from Lending Club, and the application process was straightforward and user-friendly. Customer service was generally responsive and helpful. The loan terms were competitive. I was offered a reasonable interest rate based on my credit profile, and the terms were transparent with no hidden fees. The monthly payment schedule was manageable, and I appreciated the flexibility in repayment options.

Customer ServiceStaffLoan ProcessTransparency

My experience with Lending Club was nice and the process was easy. I love how they send a reminder a week before the payment is due. They will make sure that the funds are there. You also couldn't beat the APR for what I got. The rep who helped me was very nice. The lady called me to let me know that the loan was approved and what account it would go to. Once they paid off the card that I needed to pay off, the difference would go into my bank account. She explained everything to me.

Punctuality & SpeedLoan ProcessRates

LendingClub's process was pretty quick. I got the approval within a day or two, maybe less, and they approved me of whatever I was looking at. They had the best rates, too. The funding took a couple of days but it was straightforward and simple. The debt consolidation loan I got thru them has helped me do what I was trying to do.

Online & AppLoan ProcessRates

LendingClub was easy to deal with. I did a personal loan with them and the application process was fairly simple. I did everything online and their website was very easy to navigate. The rates were good and fair. There was an initial rate that they had provided and when everything was finalized, it went to another rate. It wasn't much difference but it was different.

They are predatory lender who has had Major Criminal Cases and had to pay back to former clients and customers $18 Million on ongoing, they deceived me and scammed $15k. I reported them to FBI, IRS, SEC, CFPB and My Lawyers. We are going after them, they have been caught in Money Laundering, Stealing Client funds, Criminal offshore scams mainly in the Philippines and Utah and Ohio.

Customer ServicePunctuality & Speed

I made my full payment on my due date and still got charge for late fee and then they added up interest charges, and when you call they told me they received the payment late but you guys can see when was the payment was made to the account, that’s very unfair to customer because people work too hard for their money, I will never deal with you guys anymore.

Punctuality & SpeedLoan Process

I’m still waiting for loan 3 weeks later. I sent in a document via email and a whole week later, they requested the same document via their application system. They need to request more documents up front instead of requesting single documents one by one and making the process even longer.

Punctuality & SpeedLoan Process

I received a 10k loan couple years ago. The process was fast and straightforward. I applied recently and was denied, even though my FICO and income is a lot higher. In my opinion, they are like a big bank now, but before it was a P2P company. If you're looking for something fast, try SOFI. My wife was denied too with a 715 Fico. Don’t waste your time.

Customer ServiceLoan Process

DO NOT get a loan from LendingClub. I have had personal loans before and never in my 66 years have I dealt with a more unprofessional lender. I have gone back and forth with them for two weeks about a creditor that was supposed to have been paid but they claim they the check to the wrong address. I have had to make NUMEROUS calls with the last 2 weeks and I am still waiting to obtain the funds. I am beyond disappointed in this company. Find another lender is my recommendation!