Top 15+ Real Money Earning Apps Without Investments In 2024 (2024)

Today, you don't need to rely only on traditional methods to earn money by working 8 to 10 hours a day. There are many trusted money earning apps that let you make good money without any investment, just by working 2 to 3 hours a day.

These real earning apps offer various ways to earn money, from selling products and doing affiliate marketing to completing quick tasks and surveys. You can choose the field you want to work in and set your own working hours.

Now, let’s explore what these real money earning apps are and how they can help you effortlessly increase your earnings without any investment

List of 15+ Best Cash Earning Apps without investment in India

We have listed down the most trusted money earning apps through which you can start earning money without investment in a short period of time. These free money earning apps help you earn without any investment

NOTE: The earnings mentioned in the table above can vary from person to person. Generally, the more time and effort you invest in these apps, the higher your potential earnings.

1) GroMo: Sell financial products and earn

GroMo is a money earning app where you can earn by selling financial products like credit cards, loans, savings accounts, demat accounts, and more. You can suggest any financial products according to your customer's needs and earn commission on every successful sale.

Different products have different commissions attached to it which you will find in the table below:

There are two ways in which you can earn from GroMo

1. By Selling Financial Products
2. By referring the app

The more products you sell or referrals you make, the higher your potential earnings will be. You can sell products & refer and earn up to ₹1 lakh per month.

2) Pocket Money: Earn cash by completing easy tasks

Pocket Money is a task based money earning app without investment. You can earn money online without investment by completing various tasks such as taking online surveys, watching videos, and downloading apps.

All your earnings will go into your app wallet, and you can redeem the money from your Pocket Money wallet either by performing a mobile recharge or by transferring the amount to Paytm.

ShareChat is a content based online earning app where you can earn by monetizing your posts, memes, and videos. Earnings come from paid partnerships, affiliate links, and brand campaigns.

Unlike other social media platforms, ShareChat offers better visibility for content in various Indian languages and is less crowded.

4) Loco: Live stream games and earn

Loco is a content based app to earn real cash, similar to YouTube, where you can live stream and earn from ad revenue shared between the user and the platform. Loco is popular for gaming content, making it an ideal platform for content creators who live stream games.

According to the new payment system, creators receive ₹4 per hour for the first 10,000 watch hours, after which it drops to around ₹2 per watch hour.

5) Freecash: Earn rewards for completing various tasks

Freecash is a task based online money earning app that lets you earn money by playing games, participating in offers, and completing various tasks. Users can win prizes and earn rewards such as gift cards, cryptocurrency, and more.

The app features a wide range of offers and activities to choose from, making it an ideal platform for earning while having fun.

6) Sheroes: Learning and earning app for women

Sheroes is the best earning app without investment only for women, designed for entrepreneurship, upskilling, and employment. Here, women have access to online work from home jobs without investment, allowing them to earn money from the comfort of their homes. You can also engage in webinars, masterclasses, and networking sessions to upskill yourself and increase your earning potential.

7) TaskBud: Earn money by doing simple tasks

TaskBud is a task based money earning app without investment that helps users get small tasks and complete surveys. Users will get to choose from the list of the tasks. You can withdraw money in the form of paytm wallet cash and gift cards.

8) mGamer: Earn gift cards for playing games

mGamer is a game based money earning app that requires no investment. Users get paid to play games and participate in competitions. You can cash out your earnings as PayPal cash, or gift cards.

Play games in your free time on mGamer and earn money. It is one of the most popular game based money earning apps without investment.

9) Zupee: Earn with skill based gaming platform

Zupee is a gaming cash making app where you can win cash by using your skills. The app features entertaining games where you can win cash prizes. You can easily withdraw your earnings directly to your bank account.

Zupee also offers cashback and referral benefits, allowing you to maximize your earnings while enjoying the games.

10) Paidwork: Complete tasks and earn

PaidWork is a task based mobile app to earn money without investment. You can earn money by playing games, completing surveys, typing texts, answering questions, watching videos ads, browsing websites and shopping online. You can also earn from their referral programs.

Rakuten is a cashback based money earning app that requires no investment. Users can shop using the Rakuten website or app and have cashback instantly credited to their account. It also provides a browser plugin that applies the best cashback offers immediately at checkout, helping you save more money.

12) Winzo: Play games and earn money

Winzo is one of India’s biggest real money earning apps in the gaming niche, featuring over 100 games. You can play a variety of games, including cricket, ludo, Free Fire, shooting, and more. You have the chance to win massive cash prizes daily.

13) Paytm First Games: Participate in competitions and earn

Paytm First Games offers a wide range of both skill based and luck based games. Players can win real cash by participating in these games and competitions. The amount earned depends on the player’s performance and their participation in various contests.

14) CoolSurveys: Take online surveys and earn rewards

CoolSurveys is one of the real money earning apps in India for online surveys that allows you to earn real cash directly from your mobile device. It empowers you to take surveys on the go and also rewards you with free gift cards and vouchers. You can cash out your earnings once you reach a threshold of ₹800.

15) Growfitter: Earn rewards for staying fit

Growfitter is a fitness based new money earning app without investment that rewards users for staying fit. Users can earn rewards by participating in activities such as tracking steps, running, yoga, and sports. The company provides various rewards, including gift cards, vacation packages, cashback on health insurance, and more.

16) Toloka: Earn by completing online/offline tasks

Toloka is a free money earning app where you can earn money by completing various online or offline tasks. You can do tasks like verifying business information, checking website content, or marking videos as smartphone friendly or not. Earnings are in dollars and can be withdrawn in your local currency via PayPal, Skrill, or Payoneer.

Types of Money Earning Apps Without Investment

There are various types of money earning apps without investment that can be used to earn extra income. Some of the most popular types include:

• Task-Based Apps: Earn money by completing simple tasks like searching the web, playing games, and shopping online.
• Survey Apps: Earn money by completing different online surveys.
• Online Sales Apps: Sell products within your network and earn money from home on every successful sale.
• Content-Based Apps: Create content, engage an audience, and earn money through ads placed on your content.
• Gaming Apps: Earn money while playing games in your free time, with earnings based on your performance.

These real money earning apps without investment offer flexible opportunities to earn based on your skills and availability.

Tips for Earning Money Through Money Earning Apps

Here are some tips to keep in mind while earning money through cash making apps:

1. Choose Popular Apps: Research and select real earning apps with good rating and reviews and a proven track record to ensure legitimacy and reliable payments.

2. Understand the Earning Model: Familiarize yourself with how the app generates revenue and how you can earn, whether it's through tasks, surveys, content creation, or other methods.

3. Optimize Your Time: You can diversify your earning from different money earning apps to maximize your earning potential.

4. Be Consistent: Regular participation and engagement can increase your earnings and improve your chances of accessing higher-paying opportunities.

How Much Can You Earn From Money Earning Apps?

You can earn on an average, between ₹800 and ₹4,000 from money earning apps without investment. You can make money online by dedicating extra time to these apps, but keep in mind that they cannot serve as a primary income source due to inherent uncertainties.

Ultimately, these apps are ideal for boosting your income without any financial investment. However, it is important not to rely on a single app; instead, diversify your earnings across different money earning apps.

Money Earning App Without Investment’s FAQ

What are the top 10 money earning apps without investment?

1. GroMo
2. Pocket Money
3. ShareChat
4. Loco
5. Freecash
6. Sheroes
7. TaskBud
8. mGamer
9. Zupee
10. Paidwork

Which app is best for money earning?

The best app for earning money depends on your preferences and skills. For gaming, Winzo is a top choice. For financial product sales, GroMo is highly recommended, while Toloka is great for completing online tasks.

How to earn ₹1000 per day without investment online?

The GroMo app is one of the best ways to earn money without investment in India. It allows users to earn money by selling financial products such as credit cards, savings accounts, loans, and demat accounts. You can earn up to ₹1,000 per day with GroMo.

Which is the no. 1 game to earn money?

Winzo is the number one money earning gaming app in India where you can play games and participate in competitions. You can enjoy a variety of games, including cricket, ludo, Free Fire, shooting, and more. You have the chance to win massive cash prizes, with rewards of up to ₹40 crores.

Can I earn money as a student?

Yes, you can earn money as a student through various ways such as freelancing, tutoring, participating in online surveys, becoming an influencer, or taking up part time jobs. Best money earning apps without investment for students like LinkedIn, Fiverr, and online tutoring sites offer flexible opportunities.

Which money app is real?

The best way to determine if a money earning app is real or not is to check its rating & reviews section on the Play Store and read detailed user experiences on platforms like Quora.

How do I earn money?

You can earn money online without investment by publishing paid newsletters, becoming an influencer, building an app, participating in online surveys, or becoming an Insurance POSP. There are many earning opportunities in these fields.