Duplicate passbook
| Charge Type | Charges |
|---|---|
| Duplicate passbook | ₹ 100/- |
Statement (Print Copy)
| Charge Type | Charges |
|---|---|
| Statement (Print Copy) | ₹ 100/- Per Page |
Closure of Account*
| Charge Type | Charges |
|---|---|
| Saving Regular | ₹ 350/- |
| Saving Elite | ₹ 500/- |
| Saving Silver | ₹ 750/- |
| Saving Gold | ₹ 1000/- |
| Current Regular | ₹ 500/- |
| Current Elite | ₹ 750/- |
| Current Silver | ₹ 1000/- |
| Current Gold | ₹ 1500/- |
- *No closure charges applicable if account is closed and opened at any other TJSB Branches and closure proceeds are transferred to newly opened account.
- *No closure charges in case the customer has multiple accounts having same title and wishes to close any account amongst the same.
- *No closure charges on account of death of customer.
Issue of Pay-Order/Demand Draft
| Charge Type | Charges |
|---|---|
| By Cash | ₹ 3/- per thousand and part thereof Minimum ₹ 50/- |
| By Transfer | ₹ 3/- per thousand and part thereof Min ₹ 50/- |
| Cancellation ( per instrument) | upto ₹ 1000/- : ₹ 50/- Above ₹ 1000/- : ₹ 100/- |
| Pay Order Revalidation ( per instrument) | ₹ 75/- |
Stop Payment
| Charge Type | Charges |
|---|---|
| Saving | ₹ 100/- per instrument |
| Other | ₹ 175/- per instrument |
Collection/Payment outstation cheques/Bills
| Charge Type | Charges |
|---|---|
| Collection/Payment outstation cheques/Bills | Upto ₹ 1,00,000/- ₹ 100/- per instrument plus postage at actuals Above ₹ 1,00,000/- |
Cheque return Charges
| Charge Type | Charges |
|---|---|
| a. Cheque return Charges | |
| Inward clearing | Per instrument ₹ 250/- |
| Outward Clearing | ₹ 200/- |
| All other | |
| b. Cheque honouring charges | |
| b. Cheque honouring charges | ₹ 500/- |
Challans
| Charge Type | Charges |
|---|---|
| Challans | Upto ₹ 10000- ₹ 25/- ₹ 10001 to ₹ 100000 ₹ 50/- Above ₹ 100000 ₹ 100/- |
Folio Charges
| Charge Type | Charges |
|---|---|
| Folio Charges | ₹ 2/- per entry. Min ₹ 90/- (Half Yearly) |
RD late fees
| Charge Type | Charges |
|---|---|
| RD late fees | ₹ 0.50/- per ₹ 100/- per month |
Minimum Balance Charges
| Charge Type | Charges |
|---|---|
| Saving Regular Account opened after 04.02.2021 Metro- ₹ 2000/- Non-Metro- ₹ 1000/- | Account opened upto 04.02.2021 5% per quarter of shortfall in AQB for Minimum Balance requirement of ₹ 1000/- |
| Account opened after 04.02.2021 5% per quarter of shortfall in AQB for Minimum Balance requirement of ₹ 2000/- for Metro and ₹ 1000/- for Non-Metro | |
| Saving Elite Metro- ₹ 5000/- Non-Metro- ₹ 2500/- | 5% per quarter of shortfall in AQB |
| Saving Silver Metro- ₹ 25000/- Non-Metro- ₹ 10000/- | 5% per quarter of shortfall in AQB or maximum amount ₹ 1500/- |
| Saving Gold Metro- ₹ 100000/- Non-Metro- ₹ 50000/- | 5% per quarter of shortfall in AQB or maximum amount ₹ 1500/- |
| Current Regular Metro- ₹ 3000/- Non-Metro- ₹ 2000/- | ₹ 500/- per Quarter if AQB not maintained |
| Current Elite Metro- ₹ 10000/- Non-Metro- ₹ 8000/- | ₹ 1000/- per Quarter if AQB not maintained |
| Current Silver Metro- ₹ 50000/- Non-Metro- ₹ 40000/- | ₹ 1500/- per Quarter if AQB not maintained |
| Current Gold Metro- ₹ 100000/- Non-Metro- ₹ 100000/- | ₹ 2500/- per Quarter if AQB not maintained |
Cheque Book Charges
| Charge Type | Charges |
|---|---|
| Current, Overdraft, Cash Credit | ₹ 4/- per leaf |
| Saving Account | ₹ 4/- per leaf (One cheque book free in financial Year) |
| Issue of loose cheque leaf | ₹ 4/- per leaf |
| Non-Collection of Personalized Cheque book from the branch within stipulated time (Return undelivered) | For SB ₹ 25/- For Others ₹ 50/- |
| Unutilized cheque leaves at the time of closure of Account | For SB - ₹ 1/- per leaf For others - Nil |
Enquiry relating to old transaction (above 1 year)
| Charge Type | Charges |
|---|---|
| Enquiry relating to old transaction (above 1 year) | ₹ 200/- per instance upto 2 years and thereafter additional ₹ 100/- per additional year |
No dues certificate (per instance)
| Charge Type | Charges |
|---|---|
| No dues certificate (per instance) | ₹ 100/- |
Account Maintenance charges (all checking account except Saving A/C)
| Charge Type | Charges |
|---|---|
| Account Maintenance charges (all checking account except Saving A/C) | ₹ 50/- (Yearly) |
Duplicate interest certificate
| Charge Type | Charges |
|---|---|
| Duplicate interest certificate | ₹ 100/- |
Copy of cheque
| Charge Type | Charges |
|---|---|
| Upto one year old record | ₹ 100/- |
| Beyond one year old record | ₹ 100/- plus ₹ 50/- per year |
Signature Verification
| Charge Type | Charges |
|---|---|
| Signature Verification | ₹ 100/- per instance |
Outward Remittance (NEFT/RTGS)
| Charge Type | Charges |
|---|---|
| NEFT | |
| Upto ₹ 10,000/- | ₹ 2/- |
| Above ₹ 10,000/- to ₹ 1,00,000/- | ₹ 4/- |
| Above ₹ 1,00,000/- to ₹ 2,00,000/- | ₹ 12/- |
| Above ₹ 2,00,000/- to ₹ 5,00,000/- | ₹ 20/- |
| Above ₹ 5,00,000 | ₹ 24/- |
| RTGS | |
| ₹ 2,00,000/- to ₹ 5,00,000/- | ₹ 20/- |
| Above ₹ 5,00,000 | ₹ 45/- |
Coins Handling Charges
| Charge Type | Charges |
|---|---|
| Coins Handling Charges | 20/- per 100 coins for denomination of 20/-(w.e.f.01.04.2024). 10/- per 100 coins for denomination of 10/-. 6/- per 100 coins for denomination of 5/-. 4/- per 100 coins for denomination of 1/- & 2/-. 2/- per 100 coins for denomination of 50 paisa. (w.e.f.01.04.2024) |
Lower Denomination Charges
| Charge Type | Charges |
|---|---|
| Lower Denomination Charges | ₹ 50/- per Bundle for Denomination below 200/- (299 notes per day free). |
Locker Related
| Charge Type | Charges | |
|---|---|---|
| Locker registration charges | One time ₹ 500/- | |
| Loss of locker keys/Break Open | ₹ 1000/- plus Actual break open expenses | |
| Locker operating charges | 24 operations free per year. ₹ 100/- per operation from 25th operation. | |
| Locker rent (w.e.f. 01.04.2023) | A Branches covered under any Municipal Corporation | B Branches not covered under any Municipal Corporation |
| Type - A | ₹ 1,200.00 | ₹ 1,100.00 |
| Type - B | ₹ 1,300.00 | ₹ 1,100.00 |
| Type - C | ₹ 2,400.00 | ₹ 2,200.00 |
| Type - D | ₹ 2,500.00 | ₹ 2,100.00 |
| Type - E | ₹ 3,000.00 | ₹ 2,800.00 |
| Type - H1 | ₹ 3,000.00 | ₹ 2,800.00 |
| Type - I | ₹ 3,000.00 | ₹ 2,800.00 |
| Type - F | ₹ 5,000.00 | ₹ 4,500.00 |
| Type - G | ₹ 5,500.00 | ₹ 5,300.00 |
| Type - H | ₹ 5,500.00 | ₹ 5,300.00 |
| Type - B2 | ₹ 8,000.00 | ₹ 7,500.00 |
| Type - J | ₹ 8,000.00 | ₹ 7,500.00 |
| Type - K | ₹ 8,000.00 | ₹ 7,500.00 |
| Type - L | ₹ 8,000.00 | ₹ 7,500.00 |
| Nil if customer maintaining an average balance of ₹ 5,00,000/- or more in their SB/CD Account for the preceding year. | ||
| Locker Rent Reversal | In the event of surrender of a locker, the proportionate amount of advance rent collected for remaining months {(Annual Rent /12)* Remaining Months (excluding month of surrender)} will be refunded to the customer. | |
Operations through power of attorney
| Charge Type | Charges |
|---|---|
| Operations through power of attorney | ₹ 500/- |
Mandate verification
| Charge Type | Charges |
|---|---|
| Mandate verification | ₹ 150/- per mandate |
ECS Return Charges
| Charge Type | Charges |
|---|---|
| ECS Return Charges | ₹ 150/- per ECS For Saving ₹ 250/- per ECS For Others |
ECS initiated by us
| Charge Type | Charges |
|---|---|
| ECS initiated by us | ₹ 150/- per ECS |
| ECS honouring charges | ₹ 500/- per ECS |
| Destination Mandate Cancellation | ₹ 150/- per ECS |
SMS alert charges (Quarterly)
| Charge Type | Charges |
|---|---|
| SMS Charges (All Accounts) | 20 paise per transaction, charged after end of quarter rounded off to nearest rupee. (plus GST) |
*w.e.f Q1 - FY 2023-24 for all eligible transactions.
CERSAI Related
| Charge Type | Charges |
|---|---|
| Charge creation (Property Loan) | ₹ 1000/- |
| Charge modification (Property Loan) | ₹ 1000/- |
| Charge creation (Hypothecation Commercial) | ₹ 1000/- |
| Charge modification (Hypothecation Commercial) | ₹ 1000/- |
| Charge creation (Hypothecation Retail) | ₹ 200/- |
| Charge modification (Hypothecation Retail) | ₹ 200/- |
Notice to defaulter Charges
| Charge Type | Charges |
|---|---|
| 1 st Notice | ₹ 200/- |
| 2 nd Notice | ₹ 250/- |
| 3 rd Notice | ₹ 300/- |
| Issuance of Final Recall Notice | ₹ 500/- |
| Issuance of SARFAESI Notice | ₹ 1000/- |
Solvency Certificate for Education Purpose
| Charge Type | Charges |
|---|---|
| Solvency Certificate for Education Purpose | ₹ 500 for first copy + ₹ 100 per additional copies |
Service Charges for exchange of Soiled/Imperfect Notes
| Charge Type | Charges |
|---|---|
| Service Charges for exchange of Soiled/Imperfect Notes | 1) More than 20 pieces- ₹2/- per piece on entire tender 2) Value above ₹ 5,000/- ₹2/- per piece or ₹5/- per 1000 Whichever is higher on entire tender |
Interbank Cash Deposit transactions
| Charge Type | Charges |
|---|---|
| Cash Deposit Transactions up to ₹ 10,000/- | ₹ 30/- Per Transaction |
| Cash Deposit Transactions above ₹ 10,000/- | ₹ 55/- Per Transaction |
Cash Handling Charges (For Deposit) (w.e.f 01.12.2022)
| Cash Handling Charges (For Deposit) | Charges at Home Branch |
|---|---|
| Saving Regular | ₹ 1,00,000/- per day if AMB maintained thereafter ₹ 2/- per thousand to be levied. |
| Saving Elite | ₹ 1,00,000/- per day if AMB maintained thereafter ₹ 2/- per thousand to be levied. |
| Saving Silver | ₹ 2,00,000/- per day if AMB maintained thereafter ₹ 2/- per thousand to be levied. |
| Saving Gold | NIL |
| Current Regular | Free limit upto 8 x AMB. ₹ 2/- per thousand will be charged if it goes beyond threshold limit |
| Current Elite | Free limit upto 8 x AMB. ₹ 2/- per thousand will be charged if it goes beyond threshold limit. |
| Current Silver | Free limit upto 10 x AMB. ₹ 2/- per thousand will be charged if it goes beyond threshold limit. |
| Current Gold | Free limit upto 10 x AMB. ₹ 2 per thousand will be charged if it goes beyond threshold limit. |
| Cash Handling Charges (For Deposit) | Charges at Non-Home Branch |
| Saving Regular | ₹ 1,00,000/- per day if AMB maintained thereafter ₹ 3/- per thousand to be levied. |
| Saving Elite | ₹ 1,00,000/- per day if AMB maintained thereafter ₹ 3/- per thousand to be levied. |
| Saving Silver | ₹ 2,00,000/- per day if AMB maintained thereafter ₹ 3/- per thousand to be levied. |
| Saving Gold | NIL |
| Current Regular | Free limit upto 8 x AMB. ₹ 3/- per thousand will be charged if it goes beyond threshold limit. |
| Current Elite | Free limit upto 8 x AMB. ₹ 3/- per thousand will be charged if it goes beyond threshold limit. |
| Current Silver | Free limit upto 10 x AMB. ₹ 3/- per thousand will be charged if it goes beyond threshold limit. |
| Current Gold | Free limit upto 10 x AMB. ₹ 3/- per thousand will be charged if it goes beyond threshold limit. |
“Apart from service charges as applicable, Bank reserves the right, at its sole discretion to levy additional service charges on case to case basis as the Bank may deem fit to do so”
* ALL COMMISSION & CHARGES WILL ATTRACT TAXES AT APPLICABLE RATE FROM TIME TO TIME.
* Facility of Flexi deposit is only available for Savings and Current Regular accounts.
* Free facility such as Cheque Book, RTGS/NEFT, PO, charges etc as mentioned in CASA Variant accounts are continued.
# Conditions Apply.
